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2025 FOMC meeting dates and decision times
The Federal Reserve announced the following tentative meeting dates for 2025. The FOMC said dates remain tentative until confirmed at the meeting immediately before each one. The policy statement was scheduled for 2 p.m. Eastern Time on the second day, with the chair’s news conference at 2:30 p.m.
| Meeting | Dates | Policy statement | Chair’s news conference |
|---|---|---|---|
| January | January 28–29 | January 29, 2 p.m. ET | January 29, 2:30 p.m. ET |
| March | March 18–19 | March 19, 2 p.m. ET | March 19, 2:30 p.m. ET |
| May | May 6–7 | May 7, 2 p.m. ET | May 7, 2:30 p.m. ET |
| June | June 17–18 | June 18, 2 p.m. ET | June 18, 2:30 p.m. ET |
| July | July 29–30 | July 30, 2 p.m. ET | July 30, 2:30 p.m. ET |
| September | September 16–17 | September 17, 2 p.m. ET | September 17, 2:30 p.m. ET |
| October | October 28–29 | October 29, 2 p.m. ET | October 29, 2:30 p.m. ET |
| December | December 9–10 | December 10, 2 p.m. ET | December 10, 2:30 p.m. ET |
These times and dates are from the Federal Reserve’s FOMC meeting calendar.
Which 2025 meetings included the Fed’s economic projections?
The FOMC’s Summary of Economic Projections (SEP) was associated with the March, June, September, and December meetings. The SEP presents participants’ projections for measures such as economic growth, unemployment, inflation, and the federal funds rate. It is not issued at every scheduled meeting.
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The calendar marks SEP meetings with an asterisk. For a 2025 calendar reference, that indicates which meetings included updated projections; it does not mean the projections guaranteed the eventual economic or rate outcome.
What did the Fed and markets expect for rates entering 2025?
The December 17–18, 2024 FOMC minutes described a “lower level of expected policy easing in 2025” and “considerable uncertainty among market participants about the path of the federal funds rate in the year ahead.” Those phrases capture the uncertainty in the outlook, rather than a commitment to a particular number of cuts.
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In its December 2024 projections, the Fed’s median estimate for the federal funds rate at the end of 2025 was 3.9%, compared with a 4.4% median projection for the end of 2024. These were Federal Reserve projections based on policymakers’ assumptions, not promises or predictions of the actual rates that would prevail. The same December 2024 SEP gave a median real GDP growth projection of 2.1%, an unemployment rate projection of 4.3%, and PCE inflation projection of 2.5% for 2025.
The distinction matters: a Fed projection reflects FOMC participants’ outlook, while market pricing is inferred from traded futures. Neither is a guaranteed outcome. The December 2024 projections are available in the Federal Reserve’s Summary of Economic Projections, and the meeting discussion appears in the December 17–18, 2024 FOMC minutes.
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How to interpret FedWatch’s rate-cut probabilities
CME FedWatch translates 30-Day Fed Funds futures prices into market-implied probabilities of changes to the federal funds rate. Those probabilities represent what futures prices imply at a particular moment; they are not an announcement by the FOMC and can shift whenever futures prices change.
There is no single timeless answer to how many cuts “markets expect” in 2025. Any probability should identify the meeting being priced and the date and time of the reading. A probability snapshot without those details can become misleading as market prices change. CME explains the measure and provides the live FedWatch tool.
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How to read the calendar alongside rate expectations
- Use the meeting calendar to find when a scheduled decision and press conference were due; dates were tentative pending confirmation.
- Look for the SEP marker if you want a meeting with updated Fed economic and rate projections.
- Keep the Fed’s SEP median separate from futures-implied probabilities: the former is a policymaker projection and the latter is a market-derived probability that moves with prices.
- When citing a market expectation, include the exact FedWatch reading time and the meeting it refers to.
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