THE FINANCEBASE List yours

The Finance Base / Lists / Plan ahead

Statement · 26 providers compared

Best Retirement Planning Tools in 2026

Retirement planning tools can help you map future income, savings growth and withdrawals as you prepare for life after work.

  1. 1

    ProjectionLab

    projectionlab.com

    Free plan · paid from $129/yr · 7-day trial
    8.7 Visit ↗
  2. 2

    Boldin

    boldin.com

    Free plan · paid from $144/yr · 14-day trial
    8.7 Visit ↗
  3. 3

    MaxiFi

    maxifi.com

    From $109/yr
    8.0 Visit ↗
  4. 4

    Retireator

    retireator.org

    Free plan
    7.9 Visit ↗
  5. 5

    driftcurve

    github.com

    Free plan
    7.8 Visit ↗
  6. 6

    Flexible Retirement Planner

    flexibleretirementplanner.com

    Free plan
    7.7 Visit ↗
  7. 7

    Retirement Budget Calculator

    retirementbudgetcalculator.com

    Free plan · paid from $9.95/mo
    7.6 Visit ↗
  8. 8

    RetireSecure

    retiresecure.co.uk

    Free plan
    7.6 Visit ↗
  9. 9

    SquirrelPlan

    squirrelplan.app

    Free plan
    7.6 Visit ↗
  10. 10

    FIRECalc

    firecalc.com

    Free plan
    7.2 Visit ↗
  11. 11

    RetireePlan

    joeregnier.github.io

    Free plan
    7.2 Visit ↗
  12. 12

    FI Calc

    ficalc.app

    Free plan
    7.1 Visit ↗
  13. 13

    Fidelity Planning & Guidance Center

    fidelity.com

    Free plan
    7.1 Visit ↗
  14. 14

    MoneyHelper Retirement Budget Planner

    retirement-budget-planner.moneyhelper.org.uk

    Free plan
    7.0 Visit ↗
  15. 15

    Moneysmart Retirement Planner

    moneysmart.gov.au

    Free plan
    7.0 Visit ↗
  16. 16

    Scenarios

    scenarios.uk

    Free plan · paid from £6/mo (annual)
    7.0 Visit ↗
  17. 17

    T. Rowe Price Retirement Income Calculator

    troweprice.com

    Free plan
    6.9 Visit ↗
  18. 18

    RetireGolden

    retiregolden.app

    Free plan
    6.9 Visit ↗
  19. 19

    Covisum Income InSight

    covisum.com

    10-day trial
    6.8 Visit ↗
  20. 20

    Retiris

    retiris.org

    Free plan
    6.8 Visit ↗

About retirement planning tools

Retirement planning tools can help you map future income, savings growth and withdrawals as you prepare for life after work. The ranking compares Boldin, Fidelity Planning & Guidance Center and Flexible Retirement Planner, among others, on account synchronization, income and savings growth projections, and scenario analysis. It also considers Social Security and tax modeling, withdrawal planning, whether there is a free plan, and how the tool is paid for. Consider which projections and planning features fit the questions you want to answer, and whether linking accounts or exploring different scenarios matters to your approach.

How this list is ranked

Each app is read from its provider's own pages: whether its fees and plans are published, a free plan or trial, how fully it is documented, and where it runs. Paid places are sold by position; sponsored alternatives are labelled. They never change an app's facts. Information, not financial advice. How we rank · Disclosure