The Finance Base / Retirement planning tools / MoneyHelper Retirement Budget Planner
retirement-budget-planner.moneyhelper.org.uk
MoneyHelper Retirement Budget Planner
MoneyHelper Retirement Budget Planner is a free web tool for estimating retirement costs and the income a person may need. Its budget planner totals income and outgoings, shows the remaining amount, and breaks spending into categories to highlight possible savings or cost reductions. Users can…
Visit retirement-budget-planner.moneyhelper.org.uk ↗ What it costs
- 7.0 No. 14on Retirement planning tools
- Free planprice, as published
- Oct 10, 2026read on
What MoneyHelper Retirement Budget Planner costs
- Free Free
As moneyhelper.org.uk publishes them, read Oct 10, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 12
Strengths and limits
Strengths
- Free online retirement budgeting tool
- Shows income, outgoings, and remainder
- Converts annual costs to monthly averages
- Spending breakdown can reveal savings
- Budget help available through webchat
Limits
- Accessibility statement identifies menu issues
- Tab panels are incorrectly structured
- Not regulated by the Financial Conduct Authority
- Provides general information, not personal advice
Facts we read
- AccessibilityThe MoneyHelper accessibility statement identifies issues for the Retirement budget planner, including menu buttons not being programmatically defined as expandable and incorrectly structured tab panels. · moneypensions-prod.adobecqms.net, Oct 10, 2026
- BudgetingMoneyHelper’s Budget planner adds up income and outgoings and shows what is left over. · moneyhelper.org.uk, Oct 10, 2026
- Founded2018 · retirement-budget-planner.moneyhelper.org.uk, Sep 28, 2026
- Guidance limitsThe Money and Pensions Service says its website tools provide general information and are not advice to rely on. · moneyhelper.org.uk, Oct 10, 2026
- HeadquartersBedford, United Kingdom · retirement-budget-planner.moneyhelper.org.uk, Sep 28, 2026
- InputsMoneyHelper suggests having payslips, bank statements, bills or a banking app available to work out income and spending. · moneyhelper.org.uk, Oct 10, 2026
- ProviderMoneyHelper is owned and maintained by the Money and Pensions Service, whose registered office is in Bedford, England. · moneyhelper.org.uk, Oct 10, 2026
- Regulatory statusThe Money and Pensions Service says it is not regulated by the Financial Conduct Authority and does not provide a regulated service. · moneyhelper.org.uk, Oct 10, 2026
- Spending breakdownThe Budget planner breaks down spending to help users identify potential savings and cost cuts. · moneyhelper.org.uk, Oct 10, 2026
- SupportMoneyHelper offers budget help through webchat and links to budgeting guides. · moneyhelper.org.uk, Oct 10, 2026
- Variable costsUsers can enter costs by year, and the tool converts them to a monthly average. · moneyhelper.org.uk, Oct 10, 2026
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Verdict
MoneyHelper’s planner organizes retirement income and spending into a monthly view, with breakdowns that can support cost-cutting decisions. Treat its results as general guidance because the provider says the tool is not regulated advice.
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