Account summary · Retirement planning toolsRef. 002/26

Flexible Retirement Planner

FromFree

Free planYes

Rank#2/26

Runs onLinux, Mac, Web, Windows Score7.0

Flexible Retirement Planner is ranked #2 of 26 in retirement planning tools on The Finance Base. It runs on Linux, macOS, Web, Windows. There is a free plan.

Flexible Retirement Planner plans and pricing

All plans

Personal use Free Free for individual non-commercial use · educators and trainers may use it free for educational purposes · voluntary contribution of any amount unlocks a personal-use license key flexibleretirementplanner.com · 29 Sept 2026

Compared on retirement planning tools

Free plan: Yes
Income projection: Yes
Savings growth projection: Yes
Withdrawal planning: Yes
Tax modeling: detailed
Social Security modeling: Yes
Scenario analysis: Yes

Best Flexible Retirement Planner alternatives

See all 12

No. 001 ProjectionLab From$10.75/mo Free planYES Score7.1 No. 003 RetireePlan FromFree Free planYES Score7.0 No. 004 Retirement Budget Calculator From$7.92/mo Free planYES Score7.0 No. 005 Boldin From$12/mo Free planYES Score6.8 No. 006 Retireator FromFree Free planYES Score6.8 No. 007 T. Rowe Price Retirement Income Calculator From— Free planNO Score6.8

The record

Purpose: The planner uses Monte Carlo simulation to model retirement outcomes and reports a probability of success.
Simulation: It runs 10,000 simulated retirement paths covering both accumulation and spending phases.
Spending policies: Users can choose Stable, Flexible, or Conservative retirement spending policies.
Sensitivity analysis: The planner supports sensitivity analysis to show which inputs have the most impact on a plan.
Offline use: The standalone planner runs without an internet connection.
Platform details: The maker provides standalone downloads for Windows and for Mac/Linux; its Windows standalone version does not require Java.
Commercial use: The planner is intended for personal educational use and is not authorized or supported for commercial use, including by financial planners.
Support: The maker directs users with launch errors to contact support by email and also invites questions through its support forum.
Security: The license agreement says the website may not be continuously available, secure, or private and makes no guarantee that use will be uninterrupted or error-free.
Company and history: Random Walk Ventures LLC created the planner in 2006; Jim Richmond is the company’s founder and president.
Founded: 2006
Price from: Free

Where it ranks on The Finance Base

Best Retirement Planning Tools in 2026#2 of 26

Is Flexible Retirement Planner yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote Flexible Retirement Planner

Sources

flexibleretirementplanner.com/wp/documentation/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/documentation/spending-policies/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/planner-launch-page/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/download/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/licensing/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/software-licensing-agreement/· checked 29 Sept 2026
flexibleretirementplanner.com/wp/about-us/· checked 29 Sept 2026
flexibleretirementplanner.com· checked 28 Sept 2026