Account summary · Retirement planning toolsRef. 019/26

MaxiFi

From$12.42/mo

Free planNo

Rank#19/26

Runs onAndroid, iOS, Linux, Mac, Web, Windows Free trialYes Score6.0

MaxiFi is ranked #19 of 26 in retirement planning tools on The Finance Base. It runs on Android, iOS, Linux, macOS, Web, Windows. There is no free plan. A free trial is offered. Paid plans start at $12.42/mo.

MaxiFi plans and pricing

All plans

14-Day Trial Free Limited features · detailed lifetime plan · compare 3 alternate scenarios · customer support · orientation and office hours maxifi.com · 4 Oct 2026

Unlocked $149/yr $149 /Year All features · up to 25 Alternative Profiles · annual budgeting and tracking · PDF and Excel exports · premium optimizers maxifi.com · 4 Oct 2026

Compared on retirement planning tools

Free plan: No
Scenario analysis: Yes

Best MaxiFi alternatives

See all 12

No. 001 ProjectionLab From$10.75/mo Free planYES Score7.1 No. 002 Flexible Retirement Planner FromFree Free planYES Score7.0 No. 003 RetireePlan FromFree Free planYES Score7.0 No. 004 Retirement Budget Calculator From$7.92/mo Free planYES Score7.0 No. 005 Boldin From$12/mo Free planYES Score6.8 No. 006 Retireator FromFree Free planYES Score6.8

The record

Purpose: MaxiFi creates a lifetime financial plan and calculates sustainable annual spending based on income, assets, taxes, Social Security, and other inputs.
Scenario planning: Users can update their plan and compare alternative choices such as changing jobs, buying a home, or retiring early.
Tax and benefits: The software calculates federal, state, FICA, and IRMAA taxes, Social Security benefits, and Medicare Part B premiums.
Optimization: Paid features include Roth conversion, Social Security filing, and retirement withdrawal optimizers.
Investment risk: Living Standard Monte Carlo compares how investment strategies and spending behavior affect discretionary spending.
Insurance planning: MaxiFi calculates life insurance coverage amounts using contingency plans such as downsizing or retiring later after a spouse's death.
Reports and exports: Users can review detailed annual reports and export plan results as PDF or Excel files.
Integrations: The site describes plan sharing with a financial advisor who has a MaxiFi PRO subscription.
Security: The company says customer data is encrypted at rest with AES-256 and web traffic uses TLS 1.2 or 1.3; it also requires two-factor authentication for customer logins.
Hosting and testing: Economic Security Planning says it hosts services on AWS and conducts annual third-party penetration tests and at least monthly vulnerability scans.
Support: Support is provided through online tickets, with listed contact hours Monday through Friday, 8 a.m. to 8 p.m. Eastern; phone support is not included in the purchase price.
Notable limitation: MaxiFi is a long-range planning tool and is not primarily an asset allocation tool or an analyzer of historical fund or asset-class performance.
Platforms: The web-based software works on Windows, Mac OS, and Linux with supported browsers, and on most common tablets and phones.
Intended users: The company says MaxiFi can help people make financial decisions at any age and stage, including career, housing, and retirement choices.
Price from: $12.42/mo

Where it ranks on The Finance Base

Best Retirement Planning Tools in 2026#19 of 26

Is MaxiFi yours?

Claim it for free: prove the domain, then correct facts, plans and screenshots. An editor reviews every change.

Claim it free Promote MaxiFi

Sources

maxifi.com/features/how-it-works· checked 4 Oct 2026
maxifi.com/pricing· checked 4 Oct 2026
maxifi.com/security· checked 4 Oct 2026
maxifi.com/customer-support· checked 4 Oct 2026
maxifi.com/resources/faq· checked 4 Oct 2026
maxifi.com/about/founder-and-advisors· checked 4 Oct 2026
maxifi.com· checked 28 Sept 2026