The Finance Base / Retirement planning tools / MaxiFi
maxifi.com
MaxiFi
MaxiFi is long-range financial planning software that estimates sustainable annual spending from income, assets, taxes, Social Security and other inputs. Users can revise a lifetime plan and compare choices such as changing jobs, buying a home or retiring early. It models federal, state, FICA and…
Visit maxifi.com ↗ What it costs
- 8.0 No. 3on Retirement planning tools
- From $109/yrprice, as published
- Oct 15, 2026read on
What MaxiFi costs
- 14-Day Trial Free
- Unlocked $149 / year
As maxifi.com publishes them, read Oct 15, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- No
- Free trial
- Yes
- Runs on
- iPhone Android Web Windows · Mac · Linux
- Facts on record
- 56
Strengths and limits
Strengths
- Compares alternate career, housing and retirement scenarios
- Models taxes, Social Security and Medicare Part B premiums
- Includes paid retirement and Roth conversion optimizers
- Exports annual reports as PDF or Excel
- Requires two-factor authentication for customer logins
Limits
- No free plan; Unlocked is $149 per year
- Phone support is not included in the purchase price
- Not primarily an asset allocation tool
Facts we read
- Additional planning modulesThe paid plan supports real estate, annuities, Health Savings Accounts and 529 accounts. · maxifi.com, Oct 15, 2026
- Advisor integrationA plan can be shared with a financial adviser who has a MaxiFi PRO subscription. · maxifi.com, Oct 15, 2026
- Alternative scenariosAlternative Profiles let users change assumptions and compare effects on spending, assets, taxes, retirement accounts, housing and estate outcomes. · support.maxifi.com, Oct 15, 2026
- Budget trackerThe Budget Tracker monitors annual income, spending and saving targets and can export the budget to Excel. · maxifi.com, Oct 15, 2026
- Company founding and sizeLinkedIn lists the company as founded in 1993 with 2–10 employees. · linkedin.com, Oct 15, 2026
- Company headquartersLinkedIn lists Economic Security Planning, Inc. in Providence, Rhode Island. · linkedin.com, Oct 15, 2026
- Company historyFounder Laurence Kotlikoff says he founded Economic Security Planning, Inc. in 1993 to provide economics-based life-cycle financial planning. · maxifi.com, Oct 4, 2026
- Company legal nameThe maker is Economic Security Planning, Inc. · maxifi.com, Oct 15, 2026
- Developer documentationThe official support center lists user documentation and account help but no public API, SDK or developer documentation section. · support.maxifi.com, Oct 15, 2026
- Documentation depthThe support center contains user-manual articles, quick-start guides, videos, report explanations, screen guides, glossaries and troubleshooting topics. · support.maxifi.com, Oct 15, 2026
- Financial-advice disclaimerThe company says its software outputs are educational and do not constitute financial or investment advice, and it does not guarantee a secure plan. · maxifi.com, Oct 15, 2026
- Founded1993 · maxifi.com, Sep 28, 2026
- FounderLaurence Kotlikoff says he founded Economic Security Planning, Inc. in 1993 and serves as CEO. · maxifi.com, Oct 15, 2026
- HeadquartersProvidence, Rhode Island, United States · maxifi.com, Sep 28, 2026
On these lists
Use instead
- 1
ProjectionLab
Free plan · paid from $129/yr · 7-day trial
8.7 Visit ↗ - 2
Boldin
Free plan · paid from $144/yr · 14-day trial
8.7 Visit ↗ - 3
Retireator
Free plan
7.9 Visit ↗ - 4
driftcurve
Free plan
7.8 Visit ↗ - 5
Flexible Retirement Planner
Free plan
7.7 Visit ↗ - 6
Retirement Budget Calculator
Free plan · paid from $9.95/mo
7.6 Visit ↗
Verdict
MaxiFi brings spending, tax, benefits and scenario planning into a long-range financial plan. Its focus is future planning rather than asset allocation or historical investment-performance analysis.
Is MaxiFi yours?
Claim it for free to correct a fact, and see the places you can buy on The Finance Base.