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ProjectionLab

From$10.75/mo

Free planYes

Rank#1/26

Runs onAndroid, API, iOS, Web Free trialYes Score7.1

ProjectionLab is ranked #1 of 26 in retirement planning tools on The Finance Base. It runs on Android, API, iOS, Web. There is a free plan. A free trial is offered. Paid plans start at $10.75/mo.

ProjectionLab plans and pricing

All plans

Basic Free $0 / year Forecasting · Financial Planning · Monte Carlo Simulations · Historical Backtesting · Flexible Modeling projectionlab.com · 2 Oct 2026

Premium $129/yr $129 / year Everything in Basic plus cash-flow projections, tax optimization, withdrawal strategies, estate planning, multiple plans, advanced analytics, international planning, flexible spending, and premium support projectionlab.com · 2 Oct 2026

Pro $549/yr $549/ year Everything in Premium · 10 client seats · Additional clients for $2/month · Directory listing projectionlab.com · 2 Oct 2026

Compared on retirement planning tools

Free plan: Yes
Scenario analysis: Yes

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The record

Purpose: ProjectionLab simulates personal financial and retirement scenarios to help users plan their financial future.
Modeling: Users can model life milestones, cash flow, estimated taxes, investment strategies, account types, withdrawals, and estate outcomes.
Simulation: The product includes Monte Carlo simulations and historical backtesting to explore possible financial outcomes.
Tax tools: Premium includes tax optimization, Roth conversions, ACA subsidies, tax estimation, capital gains harvesting, and advanced analytics.
International planning: ProjectionLab offers international tax presets and account types, including examples for Canada, the United Kingdom, Australia, Germany, and the Netherlands.
Integrations: Plugins can sync data from Lunch Money and YNAB, import Monarch Money data, or support custom automations; plugins are made by third parties.
Account linking limit: ProjectionLab does not currently support directly linking financial accounts.
Security: The maker states that data is encrypted in transit with HTTPS/TLS and at rest with AES-256, and that it uses multifactor authentication and SOC 2 aligned controls.
Data privacy: ProjectionLab says it never sells user data, does not share planning data for advertising or marketing, and lets users export or delete their planning data.
Financial account access: Users can plan without providing account numbers or connecting bank or brokerage accounts.
Support: Support is available by email, through the Discord community, and via bookable educational 1-on-1 sessions.
Intended audience: The Basic and Premium plans are for personal financial planning, while Pro is described as software for financial advisors and coaches and includes client management tools.
Mobile access: ProjectionLab is a web app that can be installed on a mobile device as a Progressive Web App; the maker says it does not currently have a formal mobile app.
Company background: Kyle says he started building ProjectionLab as a solo developer in 2021, and the company now describes itself as a small team.
Price from: $10.75/mo

Where it ranks on The Finance Base

Best Retirement Planning Tools in 2026#1 of 26

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Sources

projectionlab.com· checked 2 Oct 2026
projectionlab.com/pricing· checked 2 Oct 2026
projectionlab.com/help/plugins· checked 2 Oct 2026
projectionlab.com/security· checked 2 Oct 2026
projectionlab.com/help· checked 2 Oct 2026
projectionlab.com/help/mobile-support· checked 2 Oct 2026
projectionlab.com/about· checked 2 Oct 2026