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fidelity.com
Fidelity Planning & Guidance Center
Fidelity Planning & Guidance Center is a free web tool for assessing retirement readiness, reviewing investment strategies, and considering possible next steps. Its Retirement Analysis lets users model hypothetical situations using current savings and estimated future contributions, while separate…
Visit fidelity.com ↗ What it costs
- 7.1 No. 13on Retirement planning tools
- Free planprice, as published
- Oct 2, 2026read on
What Fidelity Planning & Guidance Center costs
- Free plan Free
As fidelity.com publishes them, read Oct 2, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 14
Strengths and limits
Strengths
- Models hypothetical scenarios from savings and estimated contributions
- Supports multiple independent financial goals
- Estimates retirement income using market history and volatility
- Includes income, savings, withdrawal, tax, and Social Security modeling
- No fee to generate a plan
Limits
- Investment expenses and account transaction fees may still apply
- Projections are not guarantees of future results
- Assumes primarily U.S. tax liability
- Analysis is informational, not personalized advice
Facts we read
- Account dataThe tool may use financial information previously provided to Fidelity, by a workplace plan sponsor, or by a third party, and users should verify its accuracy. · fidelity.com, Oct 2, 2026
- AnalysisRetirement Analysis uses historical returns, market volatility, and correlations to estimate potential retirement income. · fidelity.com, Oct 2, 2026
- Connected toolsPlanning information may carry into other Fidelity tools, including Guided Portfolio Summary and Fidelity Income Strategy Evaluator. · fidelity.com, Oct 2, 2026
- Founded1946 · fidelity.com, Sep 23, 2026
- GoalsUsers can create and monitor multiple independent financial goals. · fidelity.com, Oct 2, 2026
- HeadquartersBoston, Massachusetts, United States · fidelity.com, Sep 23, 2026
- Hypothetical resultsThe tool's projections are hypothetical, do not reflect actual investment results, and are not guarantees of future results. · fidelity.com, Oct 2, 2026
- New measureFidelity says Probability of Success replaced the Fidelity Retirement Score as a holistic measure of financial plan strength and supports planning beyond retirement. · about.fidelity.com, Oct 2, 2026
- Not personalized adviceThe retirement analysis is informational and nondiscretionary; users decide whether to implement its planning strategy. · fidelity.com, Oct 2, 2026
- Security and privacyFidelity says information entered into its site search assistant is not stored or reviewed except to provide search results, and advises users not to enter personal or account information there. · fidelity.com, Oct 2, 2026
- What-if scenariosRetirement Analysis lets users explore hypothetical scenarios based on current savings and estimated future contributions. · fidelity.com, Oct 2, 2026
- Who may need other guidanceThe tool assumes primarily U.S. tax liability and may not be appropriate for some situations, including foreign tax liability, significant margin debt, or certain legal proceedings. · fidelity.com, Oct 2, 2026
- Workplace supportWorkplace plan participants can contact the Workplace Guidance Desk for support and questions about results. · fidelity.com, Oct 2, 2026
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Verdict
The center combines retirement projections, scenario analysis, and goal tracking in a free web tool. Check the underlying account information and consider whether its U.S.-focused assumptions suit your situation.
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