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Fidelity Planning & Guidance Center

FromFree

Free planYes

Rank#7/26

Runs onWeb Score6.7

Fidelity Planning & Guidance Center is ranked #7 of 26 in retirement planning tools on The Finance Base. It runs on Web. There is a free plan.

Fidelity Planning & Guidance Center plans and pricing

All plans

Free plan Free No fee to generate a plan · investment expenses and account transaction fees may still apply fidelity.com · 2 Oct 2026

Compared on retirement planning tools

Free plan: Yes
Income projection: Yes
Savings growth projection: Yes
Withdrawal planning: Yes
Tax modeling: detailed
Social Security modeling: Yes
Scenario analysis: Yes
Account synchronization: read_only

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The record

Purpose: The center helps users assess retirement readiness, review investment strategies, and get a report with next steps to consider.
What-if scenarios: Retirement Analysis lets users explore hypothetical scenarios based on current savings and estimated future contributions.
Goals: Users can create and monitor multiple independent financial goals.
Analysis: Retirement Analysis uses historical returns, market volatility, and correlations to estimate potential retirement income.
New measure: Fidelity says Probability of Success replaced the Fidelity Retirement Score as a holistic measure of financial plan strength and supports planning beyond retirement.
Connected tools: Planning information may carry into other Fidelity tools, including Guided Portfolio Summary and Fidelity Income Strategy Evaluator.
Account data: The tool may use financial information previously provided to Fidelity, by a workplace plan sponsor, or by a third party, and users should verify its accuracy.
Workplace support: Workplace plan participants can contact the Workplace Guidance Desk for support and questions about results.
Hypothetical results: The tool's projections are hypothetical, do not reflect actual investment results, and are not guarantees of future results.
Who may need other guidance: The tool assumes primarily U.S. tax liability and may not be appropriate for some situations, including foreign tax liability, significant margin debt, or certain legal proceedings.
Not personalized advice: The retirement analysis is informational and nondiscretionary; users decide whether to implement its planning strategy.
Security and privacy: Fidelity says information entered into its site search assistant is not stored or reviewed except to provide search results, and advises users not to enter personal or account information there.
Founded: 1946
Headquarters: Boston, Massachusetts, United States
Price from: Free

Where it ranks on The Finance Base

Best Retirement Planning Tools in 2026#7 of 26

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Sources

fidelity.com/calculators-tools/overview· checked 2 Oct 2026
fidelity.com/bin-public/060_Guidance_Pages/documents· checked 2 Oct 2026
fidelity.com/retirement/retirement-planning· checked 2 Oct 2026
about.fidelity.com/data-and-insights/q1-2026-business-upda· checked 2 Oct 2026
fidelity.com/go/guidance/faqs· checked 2 Oct 2026
fidelity.com/calculators-tools/retirement-calculator· checked 2 Oct 2026