The Finance Base / Retirement planning tools / FI Calc
ficalc.app
FI Calc
FI Calc is a free web calculator for evaluating retirement plans and withdrawal strategies against historical data. It runs simulations using annual figures from 1871 through 2024, compiled from Robert Shiller’s data set; historical results do not guarantee future performance. Users can model…
Visit ficalc.app ↗ What it costs
- 7.1 No. 12on Retirement planning tools
- Free planprice, as published
- Oct 4, 2026read on
What FI Calc costs
- Free Free
As ficalc.app publishes them, read Oct 4, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- No
- Runs on
- iPhone Android Web
- Facts on record
- 14
Strengths and limits
Strengths
- Free calculator access supported by donations
- Uses annual historical data from 1871 through 2024
- Models equities, bonds, cash and changing allocations
- Exports simulations as CSV files
Limits
- Does not automatically model taxes or required minimum distributions
- Does not currently support Monte Carlo simulations
- Saved calculation inputs may appear in encoded URLs
Facts we read
- AnalyticsFI Calc uses Google Analytics, which receives usage information including page URLs that may contain saved calculation inputs. · ficalc.app, Oct 4, 2026
- BacktestingIt runs retirement simulations using historical data, and the maker says results do not guarantee future performance. · ficalc.app, Oct 4, 2026
- Creator and historyThe FAQ identifies the creator as James and says he started the project in 2018. · ficalc.app, Oct 4, 2026
- Financial adviceFI Calc says it does not provide financial advice and advises consulting a licensed financial professional before making financial decisions. · ficalc.app, Oct 4, 2026
- Historical dataThe calculator uses annual historical data from 1871 through 2024, compiled from Robert Shiller’s data set. · ficalc.app, Oct 4, 2026
- Income and withdrawalsThe calculator supports additional withdrawals for future expenses and income such as wages or Social Security. · ficalc.app, Oct 4, 2026
- IntegrationsThe maker describes CSV export for further analysis in a spreadsheet application of the user's choice. · ficalc.app, Oct 4, 2026
- Portfolio assetsUsers can model equities, bonds, and cash, and configure rebalancing and changing allocations over time. · ficalc.app, Oct 4, 2026
- PrivacyCalculator inputs are processed in the browser, and saved or shared calculations are encoded in URLs that may be received by the hosting provider, site services, and link recipients. · ficalc.app, Oct 4, 2026
- Results exportUsers can export all simulations or an individual simulation as a CSV file. · ficalc.app, Oct 4, 2026
- Simulation limitsFI Calc does not currently support Monte Carlo simulations. · ficalc.app, Oct 4, 2026
- SupportThe maker invites users to contact them by email at [email protected] or on X at @ficalc. · ficalc.app, Oct 4, 2026
- Tax and RMD limitsFI Calc does not automatically account for taxes or required minimum distributions. · ficalc.app, Oct 4, 2026
On these lists
Use instead
- 1
ProjectionLab
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8.7 Visit ↗ - 2
Boldin
Free plan · paid from $144/yr · 14-day trial
8.7 Visit ↗ - 3
MaxiFi
From $109/yr
8.0 Visit ↗ - 4
Retireator
Free plan
7.9 Visit ↗ - 5
driftcurve
Free plan
7.8 Visit ↗ - 6
Flexible Retirement Planner
Free plan
7.7 Visit ↗
Verdict
FI Calc offers a historical-data approach to retirement withdrawal planning, with flexible assets, allocations and income inputs. Readers should account for its tax and RMD limits and consider that saved inputs in URLs may be received by others.
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