The Finance Base / Retirement planning tools / RetireePlan
joeregnier.github.io
RetireePlan
RetireePlan is a free, self-hosted retirement planning app built for Canadians to model finances, run simulations, and examine tax strategies. Its deterministic engine projects income, expenses, account growth, withdrawals, and taxes year by year. Users can run 1,000-trial Monte Carlo simulations…
Visit joeregnier.github.io ↗ What it costs
- 7.2 No. 11on Retirement planning tools
- Free planprice, as published
- Oct 4, 2026read on
What RetireePlan costs
- Free Free
As joeregnier.github.io publishes them, read Oct 4, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web Windows · Mac · Linux
- Facts on record
- 14
Strengths and limits
Strengths
- Projects finances, withdrawals, and taxes year by year.
- Runs 1,000-trial Monte Carlo simulations.
- Models Canadian tax features including CPP/QPP and RRIF minimums.
- Exports multi-scenario PDF reports and annual CSV data.
- Free and open source under the MIT License.
Limits
- Tax calculations are illustrative.
- The maker says it is not financial advice.
- Self-hosting requires users to run it on their own hardware.
Facts we read
- AI integrationsThe context-aware AI assistant can use local Ollama or GitHub Copilot. · joeregnier.github.io, Oct 4, 2026
- Automated insightsA rule-based engine provides ranked, dollar-quantified recommendations including RRSP meltdown opportunities, OAS clawback avoidance, and TFSA utilization. · joeregnier.github.io, Oct 4, 2026
- Canadian tax featuresThe tax engine covers federal and provincial brackets, CPP/QPP, EI, OAS/GIS clawback, pension splitting, and RRIF minimums. · joeregnier.github.io, Oct 4, 2026
- Cash-flow projectionsIts deterministic engine tracks income, expenses, account growth, withdrawals, and taxes year by year. · joeregnier.github.io, Oct 4, 2026
- Data privacyThe maker describes RetireePlan as privacy-first and says users can run it on their own hardware without sharing their data. · joeregnier.github.io, Oct 4, 2026
- Desktop and self-hostingDesktop installers are offered for macOS, Windows, and Linux, and the project also provides self-hosted Docker containers. · github.com, Oct 4, 2026
- ExportsThe app supports multi-scenario PDF reports and CSV exports with one row per year. · github.com, Oct 4, 2026
- Intended usersThe maker presents it as a tool for individual investors and says it is built for Canadians. · github.com, Oct 4, 2026
- LicenseRetireePlan is released under the MIT License. · github.com, Oct 4, 2026
- LimitationsThe maker states that RetireePlan is a planning and modelling tool, not financial advice, and that tax calculations are illustrative. · github.com, Oct 4, 2026
- Scenarios and estate planningUsers can compare named what-if scenarios and model rental properties, principal-residence exemptions, probate, and beneficiary designations. · joeregnier.github.io, Oct 4, 2026
- SimulationsIt offers 1,000-trial Monte Carlo simulations using normal, log-normal, or historical-bootstrap returns. · joeregnier.github.io, Oct 4, 2026
- YNAB integrationThe app can import YNAB spending categories and transaction data to inform projections. · github.com, Oct 4, 2026
On these lists
Use instead
- 1
ProjectionLab
Free plan · paid from $129/yr · 7-day trial
8.7 Visit ↗ - 2
Boldin
Free plan · paid from $144/yr · 14-day trial
8.7 Visit ↗ - 3
MaxiFi
From $109/yr
8.0 Visit ↗ - 4
Retireator
Free plan
7.9 Visit ↗ - 5
driftcurve
Free plan
7.8 Visit ↗ - 6
Flexible Retirement Planner
Free plan
7.7 Visit ↗
Verdict
RetireePlan brings detailed Canadian tax modeling together with scenario analysis and retirement projections. Treat its tax results as illustrative, not financial advice, as the maker specifies.
Is RetireePlan yours?
Claim it for free to correct a fact, and see the places you can buy on The Finance Base.