Best Budgeting and Personal Finance Apps in 2026

About budgeting and personal finance apps

Budgeting and personal finance apps help track spending, plan a budget, follow bills, view net worth, sync accounts and export reports. This list covers 181 apps and compares those functions, their free and paid plans, and where they run.

A free plan is offered by 144 apps. A total of 116 run on both iPhone and Android. Read the score with the fee, plan limits and device support that matter to you.

Check your country first

Providers on the list are based in different places, including the United States, Czech Republic, New Zealand and Japan. Check that an app works with your country and accounts before sharing financial information.

Read the free and paid terms

There are 144 free plans, while 48 apps offer a free trial. Paid pricing varies: MoneyPatrol lists a free plan, paid plans from $3.99 a month and a 15-day trial; Budgero lists plans from $4 a month and a 35-day trial.

Compare what the free plan includes with the paid starting price. A free plan and a free trial are different terms.

Match the devices you use

The list includes 124 iPhone apps, 116 Android apps, 107 web apps, 50 macOS apps, 44 Windows apps and 31 Linux apps. Choose support for the devices you actually use, and check whether access is mobile, web or desktop.

Compare the money tools

The list compares budgeting tools, bill tracking, net-worth tracking, account sync and report export, along with free plans and paid starting prices. Check each feature against the way you manage money.

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