The Finance Base / Lists / Budgeting & tracking
Statement · 39 providers compared
Best Budgeting and Personal Finance Apps in 2026
Read from each provider's own pages: Sep 27, 2026 – Nov 14, 2026
Budgeting and personal finance apps help track spending, plan a budget, follow bills, view net worth, sync accounts and export reports. This list covers 181 apps and compares those functions, their free and paid plans, and where they run.
Budgeting and Personal Finance Apps: how the first 10 add up
| Provider | Cost | Runs on | Pages read |
|---|---|---|---|
| 1 Workday Adaptive Planning | Pricing on request · 30-day trial | iPhone, Android, Web, Windows, Mac | Oct 3, 2026 |
| 2 Anaplan | Pricing on request | iPhone, Android, Web | Nov 14, 2026 |
| 3 IBM Planning Analytics | From $875 | iPhone, Web, Windows, Linux | Sep 28, 2026 |
| 4 OnePlan | From $10/user/mo (annual) | iPhone, Android, Web | Sep 28, 2026 |
| 5 YNAB | From $9.08/user/mo (annual) · 34-day trial | iPhone, Android, Web | Sep 28, 2026 |
| 6 CalendarBudget | From $89.99/yr · 30-day trial | iPhone, Android, Web | Sep 27, 2026 |
| 7 Buckets | From $64 | iPhone, Android, Windows, Mac, Linux | Sep 28, 2026 |
| 8 Workday Peakon Employee Voice | Pricing on request | iPhone, Android, Web | Sep 30, 2026 |
| 9 CCH Tagetik | Pricing on request | Web | Oct 11, 2026 |
| 10 Unit4 FP&A | Pricing on request | Web | Oct 7, 2026 |
- 1 8.8 Visit ↗
- 2 8.4 Visit ↗
- 3
8.0 Visit ↗ - 4
7.9 Visit ↗ - 5
YNAB
Plans spending with budgeting tools; from $9.08/user/month annually after a 34-day trial.
From $9.08/user/mo (annual) · 34-day trial7.9 Visit ↗ - 6 7.8 Visit ↗
- 7 7.7 Visit ↗
- 8 7.6 Visit ↗
- 9 7.5 Visit ↗
- 10 7.5 Visit ↗
- 11
7.4 Visit ↗ - 12
7.4 Visit ↗ - 13
7.4 Visit ↗ - 14 7.4 Visit ↗
- 15
7.3 Visit ↗ - 16
7.2 Visit ↗ - 17
7.0 Visit ↗ - 18 7.0 Visit ↗
- 19
6.9 Visit ↗ - 20
6.9 Visit ↗
About budgeting and personal finance apps
A free plan is offered by 144 apps. A total of 116 run on both iPhone and Android. Read the score with the fee, plan limits and device support that matter to you.
Check your country first
Providers on the list are based in different places, including the United States, Czech Republic, New Zealand and Japan. Check that an app works with your country and accounts before sharing financial information.
Read the free and paid terms
There are 144 free plans, while 48 apps offer a free trial. Paid pricing varies: MoneyPatrol lists a free plan, paid plans from $3.99 a month and a 15-day trial; Budgero lists plans from $4 a month and a 35-day trial.
Compare what the free plan includes with the paid starting price. A free plan and a free trial are different terms.
Match the devices you use
The list includes 124 iPhone apps, 116 Android apps, 107 web apps, 50 macOS apps, 44 Windows apps and 31 Linux apps. Choose support for the devices you actually use, and check whether access is mobile, web or desktop.
Compare the money tools
The list compares budgeting tools, bill tracking, net-worth tracking, account sync and report export, along with free plans and paid starting prices. Check each feature against the way you manage money.
Questions
How many apps are on the list?
There are 181 budgeting and personal finance apps.
How many have a free plan?
144 of the 181 apps list a free plan.
How many run on both iPhone and Android?
116 apps are listed for both iPhone and Android.
How many offer a free trial?
48 apps offer a free trial.
Which platforms are covered?
The counts are 124 iOS, 116 Android, 107 web, 50 macOS, 44 Windows and 31 Linux apps.
What features are compared?
The comparison covers free plans, paid starting prices, budgeting, bill and net-worth tracking, account sync, report export and mobile apps.
How this list is ranked
Each app is read from its provider's own pages: whether its fees and plans are published, a free plan or trial, how fully it is documented, and where it runs. Paid places are sold by position, and some alternatives are sponsored placements. They never change an app's facts. Information, not financial advice. How we rank · Disclosure