DriversRecommendedOutdated drivers can make a good PC feel brokenScan driver issues before chasing fixes manually.Scan NowOctober DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsSlow PC?RecommendedPC slow today? Run a repair scan before it gets worseResolve common Windows issues and optimize system performance.Scan Now×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Noodles & Company’s 2016 Payment Card Breach: What Happened

Noodles & Company announced in June 2016 that malware may have compromised some payment-card details used at certain restaurants between January 31 and June 2.
From TheFinanceBase Team3 min to read
Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

Noodles & Company announced a payment-card data security incident on June 28, 2016. The company said malware may have compromised some debit and credit card details used at certain restaurants from January 31 through June 2, 2016. The notice did not say every location or guest was affected, and it did not provide a count of affected people.

What happened?

Noodles & Company said its card processor reported unusual activity, prompting an investigation that began May 17, 2016. The company said it found suspicious activity on its systems on June 2. It worked with third-party forensic investigators and the U.S. Secret Service. Its June 28, 2016 notice said payment information on some cards used at certain restaurants between January 31 and June 2 may have been compromised.

The California Attorney General’s breach-notice listing records January 31 and June 2, 2016, as the incident dates and June 28, 2016, as the reported date. The state explains that its database includes sample notices submitted under California requirements; the listing is not an estimate of how many guests were affected. The company notice and the California Attorney General’s database do not establish an affected-customer count.

What information was involved?

The company said information at risk included the cardholder’s name, card number, expiration date, and CVV. It said online debit and credit card transactions at noodles.com were not involved and that it did not collect guests’ Social Security numbers. The notice concerns some cards used at certain locations—not all cards, guests, or restaurants.

Free tools Windows power users keep installed

One-click scans. No signup required.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Old Navy Physical Gift Card - $50
  • The Gift Card may be redeemed for merchandise at any Gap, Old Navy, Banana Republic, or Athleta location, including Outlet and Factory stores.
  • A Giftcard is the perfect gift that always fits —for Birthdays, Anniversary, Thank Yous or any special celebration.
  • Physical gift cards are delivered active via mail.
  • Redeem online and in store.
  • This item is not eligible for refund, resale, or return.

What did the company do?

Noodles & Company said it removed the malware and that cards used at affected locations were no longer at risk from that malware. It said guests could safely use cards at its locations after the containment steps. These are statements in the company’s 2016 notice, not a current security audit.

Then-CEO Kevin Reddy said, “Noodles & Company takes the security of our guests’ information extremely seriously, and we apologize for the inconvenience this incident has caused our guests.” He also said the company continued to work with forensic investigators and law enforcement “to ensure the security of our systems on behalf of our guests.”

Rank #2
TJX Multibrand Physical Gift Card
  • One gift card, five incredible brands. A TJX gift card is perfect for celebrating birthdays, holidays, a new home or just because.
  • Score amazing savings on designer fashions for you, top-brand finds for your home, and everything you need for your outdoor adventures.
  • With thousands of new arrivals across all five brands every week, the selection is ever-changing.
  • The TJX gift card is redeemable at all HomeGoods, TJ Maxx, Marshalls, Sierra, and Homesense stores (in the U.S. and Puerto Rico) and online at TJ Maxx, Marshalls, and Sierra.
  • Physical gift cards are delivered active via mail.

What should a potentially affected cardholder do?

The company’s notice advised guests to check account statements and credit reports, report unauthorized charges promptly to the card issuer, and consider a free fraud alert through a credit bureau. These are different steps: the issuer handles the payment-card account and disputed charges, while a fraud alert is placed on a credit file to help warn prospective creditors.

  • Review card activity. Check statements and transactions for unfamiliar charges. Contact the issuer promptly about any unauthorized transaction and follow its instructions.
  • Check credit reports. The notice pointed readers to AnnualCreditReport.com for free credit reports.
  • Consider a fraud alert. The notice described this as a no-charge option and said an alert may delay new credit while a bureau verifies identity.
  • Use current official guidance for identity theft. The notice also directed readers to the Federal Trade Commission and state attorneys general. Because the incident and notice date to 2016, do not assume the notice’s old assistance-line schedule or incident webpage is still active.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

What did later filings say about financial and legal outcomes?

Noodles & Company’s 2016 Form 10-K said it recorded a $10.6 million charge in the fourth quarter of 2016 for estimated payment-card-company losses, including claims and anticipated claims. At that reporting date, the company said liabilities could ultimately be up to $5.5 million greater. These were company estimates concerning card-company liabilities—not a definitive total loss or a consumer compensation figure.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #3
Chipotle Physical Gift Card
  • Physical gift cards are delivered active via mail.
  • Redeem online and in stores at any Chipotle location.
  • This item is not eligible for refund, resale, or return.
  • No fees will be applied to the gift card after purchase (including dormancy, service or other fees). Funds do not expire but your gift card may have a ‘valid thru’ date. If funds remain after this date has passed, please call Chipotle customer service for a replacement card.
  • Do not provide any card or account details (example: Gift Card Number, Expiration Date, or CVV) to someone you do not know or trust. There are a variety of scams in which fraudsters try to trick others into paying with gift cards. Double check websites before entering details online. To make sure customers are aware of potential scams that may involve asking for payment using gift cards, click on the ‘Be Informed’ tab above to learn more.

In its quarterly filing for the quarter ended October 3, 2017, the company said a district court granted a motion to dismiss the Selco Community Credit Union litigation on July 21, 2017, and an appeal was filed August 15. The filing further said mediation on November 2 resulted in a settlement funded entirely by insurance proceeds that would resolve the litigation. That account does not establish that individual guests received payments.

Quick Recap

Bestseller No. 1
Old Navy Physical Gift Card - $50
Old Navy Physical Gift Card - $50
Physical gift cards are delivered active via mail.; Redeem online and in store.; This item is not eligible for refund, resale, or return.
$50.00
Bestseller No. 2
TJX Multibrand Physical Gift Card
TJX Multibrand Physical Gift Card
Physical gift cards are delivered active via mail.; Can be redeemed online and in store for merchandise only
$50.00
Bestseller No. 3
Chipotle Physical Gift Card
Chipotle Physical Gift Card
Physical gift cards are delivered active via mail.; Redeem online and in stores at any Chipotle location.
$50.00
Bestseller No. 4
McDonald's Physical Gift Card
McDonald's Physical Gift Card
An ideal gift for a quick meal on the go or a fun treat with friends and family.; No returns and no refunds on gift cards.
$25.00
Bestseller No. 5
DoorDash Physical Gift Card
DoorDash Physical Gift Card
A huge selection fulfilling all your needs - food and more!; Easy ordering & real-time tracking
$25.00
Best Value
DoorDash Physical Gift Card
  • A huge selection fulfilling all your needs - food and more!
  • Easy ordering & real-time tracking
  • Customize your orders
  • Pickup & group order options
  • Physical gift cards are delivered active via mail.
Rank #4
McDonald's Physical Gift Card
  • Perfect for all occasions - including holidays, thank you’ s, just because gifting, and especially birthdays (Grimace loves his birthday!) -- a McDonald's gift card is always a hit and a great value.
  • Gift an Arch Card to friends, family, co-workers, neighbors, teachers, service providers, etc.
  • From breakfast to dinner, and everything in between, McDonald's has something for everyone.
  • McDonald’s gift cards can be used on any menu item including fan favorites like the Egg McMuffin, McNuggets, the Big Mac, and of course our world-famous fries.
  • Our burgers are the hottest, juiciest burgers. Ask the Hamburglar, he can’t keep his hands off ‘em!

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase09 OCT 267 minMortgage Escrow FAQs: Taxes, Insurance, Shortages, and Refunds
  2. The Money DeskBlogTheFinanceBase09 OCT 265 minHow Mortgage Escrow Accounts Work and What Homeowners Pay For
  3. The Money DeskBlogTheFinanceBase09 OCT 265 minHow to Read a Stock Chart, Volume and Market-Cap Data
Recommended PC Tool
Recommended PC Tool
Windows Errors? Fix Them Before They SpreadFree repair scan
Outdated Drivers Are Slowing You DownFree scan - exact matches

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.