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Re:

Mari Credit Card: 1.5% Foreign Cashback Through 2027, With a Cap Discrepancy

MariBank’s Mari Credit Card promotion offers 1.5% cashback on up to S$1,500 of eligible foreign-currency spend each month, but its published terms differ from a later report on the overall cap and card-issue cutoff.
From TheFinanceBase Team3 min to read
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Yes. MariBank’s “Spend Overseas with Mari Credit Card” promotion is scheduled to run from 1 January 2026 through 31 December 2027, offering 1.5% cashback on up to S$1,500 of eligible foreign-currency spending per calendar month. That works out to a maximum of S$22.50 a month. However, the official terms last updated 3 September 2026 still state a S$270 promotion-wide cap and a 31 December 2026 card-issue cutoff; a 6 October report says MariBank confirmed those would become S$540 and 31 December 2027, respectively. The reported changes had not yet appeared in the linked official terms.

What the promotion offers

The promotion applies to eligible Mari Credit Card holders who make at least one eligible overseas spend in a relevant month. The official terms set the promotion period from 1 January 2026 to 31 December 2027, inclusive, while reserving MariBank’s discretion to change the period. The terms were last updated on 3 September 2026. MariBank’s promotion terms

Feature Official terms dated 3 September 2026
Cashback rate 1.5% on eligible overseas spending
Monthly eligible-spend limit S$1,500 per relevant month
Maximum monthly reward S$22.50
Promotion-wide reward cap S$270
Card issue cutoff for eligibility Issued on or before 31 December 2026

The S$22.50 monthly maximum is 1.5% of S$1,500. The S$270 overall cap in the official PDF is a separate limit from the monthly cap; a cardholder should not assume the monthly maximum will be available for every month of the advertised two-year period.

What changed—and what remains unconfirmed in the official terms

In a report dated 6 October 2026, Suitesmile said MariBank confirmed a revised S$540 promotion-wide cap and an extension of the card-issue cutoff to 31 December 2027. Suitesmile also noted that the linked official PDF still showed the S$270 cap and 31 December 2026 cutoff, and was awaiting amendment. Suitesmile’s 6 October 2026 report

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There is therefore a material difference between the issuer’s published PDF and the later reported confirmation. The official PDF says its promotion terms prevail over conflicting marketing copy and allows MariBank to amend the promotion without prior notice. Until MariBank publishes amended terms, treat S$270 and the 2026 issue cutoff as what the PDF formally states, and treat S$540 and the 2027 cutoff as changes reported by Suitesmile, not as confirmed by the linked PDF. MariBank’s promotion terms

Which transactions qualify

The official promotion terms include foreign-currency transactions made with the Mari Credit Card in these ways:

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  • Online by entering the card details.
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  • At a physical merchant point-of-sale terminal.

A transaction must post in the relevant month and must not be excluded under the card’s general cashback terms. It also cannot be reversed, refunded or cancelled. The foreign-currency amount is converted to Singapore dollars at the prevailing exchange rate on the conversion date; the promotion PDF does not establish that every foreign-currency purchase qualifies or set out the complete exclusions. Check MariBank’s general cashback terms for those exclusions.

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When cashback is credited and used

Under the official terms, each month’s reward is to be credited by the end of the following calendar month. Once credited, it is automatically offset against amounts billed on the next card statement date after the credit. MariBank’s promotion terms

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Suitesmile reported that cardholders had seen cashback credited immediately when transactions posted since March 2026. That is reported cardholder experience, not the timing guaranteed by the official PDF.

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What to check before relying on the offer

  • Confirm that your card and account meet MariBank’s eligibility requirements; the official terms require the account to remain valid, subsisting and in good standing, as determined by the bank.
  • Check the current official promotion terms for any amendment to the overall cap or issue cutoff. The PDF dated 3 September 2026 had not reflected the changes reported on 6 October.
  • Review the general cashback exclusions and confirm that a transaction posts in the month for which you expect the reward.
  • Do not treat the promotion as a complete statement of the card’s foreign-transaction fees. The promotion terms explain cashback mechanics, not the full fee schedule.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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