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Best OPay Alternatives in 2026

12 apps from peer-to-peer payment apps ranked against OPay on the same published basis.

  1. 1
    Settle Up Free plan AndroidiOSWebWin 7.2
    OPay vs Settle Up
  2. 2
    Splitwise Free plan AndroidapiiOSWeb Free7.0
    OPay vs Splitwise
  3. 3
    Remitly Free plan AndroidiOS Free6.9
    OPay vs Remitly
  4. 4
    Wise Free plan AndroidiOSWeb Free6.9
    OPay vs Wise
  5. 5
    PhonePe Free plan AndroidiOS Free6.8
    OPay vs PhonePe
  6. 6
    tricount Free plan AndroidiOS Free6.8
    OPay vs tricount
  7. 7
    Venmo Free plan AndroidiOSWeb Free6.8
    OPay vs Venmo
  8. 8
    BHIM Free plan AndroidiOS Free6.7
    OPay vs BHIM
  9. 9
    Cash App Taxes Free plan WebiOSAndroid Free6.7
    OPay vs Cash App Taxes
  10. 10
    Lydia Free plan AndroidiOS Free6.7
    OPay vs Lydia
  11. 11
    MobilePay Free plan AndroidiOS Free6.7
    OPay vs MobilePay
  12. 12
    PicPay WebiOSAndroid 5.9
    OPay vs PicPay
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