The Finance Base / Money transfer apps / Remitly
remitly.com
Remitly
Remitly is a paid international money-transfer service with free Android and iPhone downloads. The service serves more than 175 countries and offers bank, wallet, cash and other delivery methods. Before a transfer is sent, the app presents the exchange rate, fees and full amount. Fees and limits…
Visit remitly.com ↗ What it costs
- 8.8 No. 5on Money transfer apps
- Free plan · From $0price, as published
- Sep 28, 2026read on
What Remitly costs
- Bank deposit Free When sending from the United States to France
- Cash pickup $2.99 / once When sending from the United States to France
- New customer promotional rate Not published New customers only; promotional FX rate applies to the first 1,500.00 USD sent
The app is free to download and pricing starts at $0. A United States-to-France bank deposit is free, while cash pickup is $2.99 one time.
As remitly.com publishes them, read Sep 28, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Exchange rate
- It variesas stated, Sep 20, 2026
- Fee shown before you pay
- Yes
- How fast it lands
- instant
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 26
Rate variesFee shown before you pay
Strengths and limits
Strengths
- The app presents the exchange rate, fees and total before sending
- Service available in more than 175 countries
- Several recipient delivery methods
- Transfer tracking is available
- 24/7 app support in 18 languages
Limits
- Exchange rates are variable
- Limits vary by sender and recipient location
- Cash pickup to France costs $2.99 in the example
- Promotional rate covers only the first $1,500
- No desktop or web platform is listed
What Remitly does
Remitly lets people send money internationally from an Android or iPhone app. Senders can fund transfers through bank transfer, debit or credit card, Apple Pay, or Google Pay.
Money can arrive in a bank account, mobile wallet, as cash, through mobile money, by home delivery, or as a debit card deposit. The recipient does not have to install the app or open an account.
Fees and plans
Before you confirm a transfer, the app presents the exact exchange rate, transfer fee and overall cost. Rates change, and listed pricing begins at $0. The app itself is free to download.
For a United States-to-France example, delivery to a bank account costs $0, while cash pickup has a one-time $2.99 charge. Other routes and delivery methods may have different charges; no complete fee table is published in these facts.
Remitly says it refunds fees if a transfer misses its promised delivery time.
Where it runs
Remitly runs on Android and iPhone. The mobile app supports sending, payment and transfer tracking, and it is free to download.
A recipient can collect the money without installing Remitly or creating an account.
Protection, as Remitly publishes it
Remitly says it uses multiple security levels and advanced technology to protect transactions and detect unusual activity.
The company says it meets regulatory standards worldwide and is licensed as a money transmitter in listed U.S. jurisdictions. These are Remitly's statements.
Strengths
The service provides the exchange rate, fees and total upfront, then lets users track the transfer after payment.
Remitly serves more than 175 countries and gives recipients several delivery choices. Through the app experience, support operates 24/7 in 18 languages.
Catches to check
Sending caps are measured over 24 hours, 30 days and 180 days, with amounts determined by the sender's and recipient's locations.
Exchange rates vary, and fees depend on the route and delivery method. New customers receive the promotional rate only on their first $1,500, while the United States-to-France example lists a $2.99 cash-pickup charge.
Search support is available in 15 languages. Phone or online-chat support is offered 24/7 in English and Spanish.
Who should skip Remitly
Remitly may not fit someone who needs a desktop application, a published fee schedule for every corridor, or limits that do not change by location. Someone comparing transfer services can also review Wise, TransferGo, or Ria Money Transfer.
Verdict
Remitly suits mobile users who need to send money across borders and want the total price displayed before payment. Its broad country coverage, multiple recipient options and tracking support cover common transfer routes.
It is less suitable when a sender needs fixed exchange rates, a computer-based service, or certainty about fees without entering a route. Limits vary by location, and the new-customer rate ends after the first $1,500.
Who it suits
Pick it if
- Mobile users sending money across borders
- Senders who want upfront totals and tracking
- Recipients without a Remitly account
Skip it if
- You need a desktop or web app
- You require fixed fees and limits for every route
- Your transfer exceeds location-specific limits
Facts we read
- Company headquartersRemitly, Inc. lists its registered address in Seattle, Washington, USA. · remitly.com, Sep 28, 2026
- Country coverageRemitly serves more than 175 countries. · remitly.com, Sep 28, 2026
- Service channelsSearch support is available in 15 languages, while English and Spanish support is available by phone or online chat 24/7. · remitly.com, Sep 28, 2026
- Exchange-rate modelvariable · remitly.com, Sep 20, 2026
- Upfront fee displayYes · remitly.com, Sep 20, 2026
- Founded2011 · remitly.com, Sep 28, 2026
- France transfer feesCash pickup costs $2.99 and bank deposit costs $0 when sending from the United States to France. · remitly.com, Sep 28, 2026
- Free downloadThe Remitly app is free to download. · remitly.com, Sep 28, 2026
- HeadquartersSeattle, Washington, USA · remitly.com, Sep 28, 2026
- Mobile platformsThe app is available on iOS through the App Store and on Android through Google Play. · remitly.com, Sep 28, 2026
- Payment optionsPayment options include bank transfer, debit card, credit card, Apple Pay, and Google Pay. · remitly.com, Sep 28, 2026
- Promotion limitThe promotional FX rate applies to the first 1,500.00 USD sent. · remitly.com, Sep 28, 2026
- Recipient app requirementRecipients do not need to download the Remitly app or sign up to receive money. · remitly.com, Sep 28, 2026
- Recipient methodsRecipients may receive money by bank account, mobile wallet, cash pickup, mobile money, home delivery, or debit card deposit. · remitly.com, Sep 28, 2026
On these lists
Use instead
Questions
Is the Remitly app free?
Yes. Remitly says its Android and iPhone app is free to download. Transfer charges can still apply depending on the route and delivery method.
How much does Remitly charge to send money to France?
For Remitly's United States-to-France example, bank-account delivery costs $0 and cash pickup has a one-time $2.99 fee.
What exchange rate does Remitly use?
Remitly uses variable exchange rates. Before sending, the app shows the exact rate, fees and total cost.
Does the recipient need Remitly?
No. A recipient can receive the money without downloading the app or signing up.
How much money can I send?
Limits are set over 24 hours, 30 days and 180 days, and the amounts depend on the sender's and recipient's locations.
What payment methods can senders use?
Senders may pay by bank transfer, debit card, credit card, Apple Pay or Google Pay.
Is Remitly yours?
Claim it for free to correct a fact, and see the places you can buy on The Finance Base.