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Ria Money Transfer
Ria Money Transfer sends money internationally online, in iOS and Android apps, through agents, stores and digital partners. Its service is available in more than 200 countries and territories. Recipients may receive cash, bank deposits, mobile-wallet funds, home delivery or ATM withdrawals,…
Visit riamoneytransfer.com ↗ What it costs
- 8.8 No. 6on Money transfer apps
- Free planprice, as published
- Oct 14, 2026read on
What Ria Money Transfer costs
- First-transfer promotion Free
- Ria Money Transfer Free
- Ria Money Transfer mobile app Free
The apps and service are listed as free, but transfers carry variable fees and exchange-rate margins. A first-transfer $0 fee is offered to eligible new U.S. customers sending $50 or more with code HELLORIA, through December 31, 2026.
As riamoneytransfer.com publishes them, read Oct 14, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Exchange rate
- A markup on the rateas stated, Sep 20, 2026
- Fee shown before you pay
- Yes
- How fast it lands
- instant
- Free plan
- Yes
- Free trial
- Not stated
- Runs on
- iPhone Android Web
- Facts on record
- 56
Rate with a markupFee shown before you pay
Strengths and limits
Strengths
- Sends to more than 200 countries and territories.
- Cash, bank, wallet and other payout options vary by country.
- Upfront calculator shows fee, rate and recipient amount.
- App and PIN or order number provide transfer tracking.
- Free iOS and Android apps with repeat-transfer tools.
Limits
- Fees and exchange-rate margins vary by corridor and payment method.
- Delivery can take minutes to four business days.
- U.S. online transfers have funding-based limits.
- First-transfer $0 fee requires code and eligibility rules.
- Some payout methods depend on the destination country.
What Ria Money Transfer does
Ria lets customers send money across borders through its website, mobile apps, digital partners or physical Ria locations. Delivery options include cash pickup, bank deposit, mobile wallet, home delivery and ATM withdrawal, with availability determined by destination.
It also supports bill payments and mobile-phone top-ups for customers helping people abroad. The service operates across more than 200 countries and territories.
Fees and plans
Ria says transfer pricing is based on the sending country, destination, amount, payment method and delivery option. Its calculator displays the fee, exchange rate and recipient amount before submission, even without an account. The exchange-rate model is a markup.
For U.S. online transfers, Ria lists debit card, credit card, bank, Apple Pay and Google Pay as payment methods. It lists a limit of $14,999.99 every 30 days for non-cash payment methods and $495.00 per cash-funded transfer.
The U.S. site advertises a $0 transfer fee on the first transfer with code HELLORIA, subject to terms. The promotion is for new customers sending $50 or more, one use per person age 18 or older, and expires December 31, 2026.
The Ria Money Transfer service and its iOS and Android app are listed as free. Transfers still have variable fees and exchange-rate margins; limits vary by country and payment method.
Where it runs
Ria runs on the web, iPhone and Android, and offers an API for digital partners. Customers can also use Ria agents and stores.
With the mobile app, users can send money, view status updates, repeat transfers, convert currency and locate cash-pickup points. A PIN or order number can also be used to track a transfer.
Ria's partner integration uses a JavaScript SDK in a secure iframe. Mobile partners run it in a WebView and connect it to the native app. The hosted setup supports co-branding, language selection, logos and event callbacks; public documentation does not describe self-hosting.
Protection and rules, as Ria publishes them
Ria says it uses multi-factor authentication, identity verification, extended-validation SSL certificates, encryption and 24/7 monitoring. These are Ria's stated security measures.
Ria says it operates under regulatory oversight and keeps licenses and certifications required by local authorities in the countries it serves. It identifies Dandelion Payments, Inc. as its U.S. service entity, with NMLS ID 920968, and lists state regulators for complaints.
Ria advertises 24/7 support. Its help center says chat support is available in more than 100 languages.
Strengths
The service offers several payout choices, including cash pickup, bank deposits and digital wallets, with other options available by country.
Before submission, the calculator presents the expected fee, exchange rate and recipient amount. The app and PIN or order-number tools provide transfer tracking.
Ria publishes developer documentation for embedding transfers in partner apps, including token-based sign-on and callback support.
Catches
Pricing, exchange-rate margins, delivery schedules and limits can change with the corridor, amount, payment method and payout method. Check the quote for the specific transfer.
Ria lists typical delivery of several minutes to three hours for card payments, one business day for cash deposits and up to four business days for bank transfers.
U.S. online limits are $14,999.99 every 30 days for non-cash payments and $495.00 per cash-funded transfer. Available payout methods also vary by country.
The first-transfer $0 fee requires code HELLORIA and the stated promotion conditions.
Who may want another service
Ria may not fit someone who needs one fixed fee or one published exchange rate across all destinations, because pricing changes with transfer details.
It may also be unsuitable when the recipient's country does not offer the required payout method.
Verdict
Ria suits senders who value broad country coverage, cash pickup and several digital payout routes. Its web, app, agent and partner channels give recipients different ways to receive funds, while the calculator and tracking tools show transaction details before and after sending.
It is less suited to readers comparing providers by a universal price, because Ria varies fees, exchange-rate margins, limits and timing by corridor and payment method. The app itself is free, but transfers are generally paid unless a stated promotion applies.
Who it suits
Pick it if
- People sending abroad who need cash pickup or bank and wallet delivery
- Senders wanting app tracking and an upfront quote
- Digital partners embedding transfers in their own apps
Skip it if
- You need one standard fee and exchange rate for every destination
- Your recipient needs a payout method Ria does not offer in that country
- You need delivery timing outside Ria's published ranges
Facts we read
- BBB complaintsThe Better Business Bureau profile lists 81 complaints in the previous three years, including product, service, billing and customer-service issues. · bbb.org, Oct 14, 2026
- Company originRia says it was founded in 1987 from a single storefront in New York City. · riamoneytransfer.com, Oct 14, 2026
- ComplianceRia says it operates under regulatory oversight and maintains licenses and certifications required by local authorities in the countries it serves. · riamoneytransfer.com, Oct 11, 2026
- Compliance statusRia identifies Dandelion Payments, Inc. as its U.S. service entity with NMLS ID 920968 and lists state regulators for complaints. · help.riamoneytransfer.com, Oct 14, 2026
- Currency calculatorA calculator shows the fee, exchange rate and recipient amount before a transfer is submitted, without requiring an account. · riamoneytransfer.com, Oct 14, 2026
- CustomizationThe embedded experience supports co-branding, language selection, custom logo behavior and event callbacks. · docs.riamoneytransfer.com, Oct 14, 2026
- DeliveryRecipients can collect cash, receive bank deposits, or access funds through digital wallets. · riamoneytransfer.com, Oct 11, 2026
- Developer integrationRia offers an embedded plugin that places a complete money-transfer experience inside a partner application. · docs.riamoneytransfer.com, Oct 14, 2026
- Documentation depthPublic developer documentation includes overview, benefits, SDK flow, JavaScript setup, Android integration, configuration, FAQ and an embedded example. · docs.riamoneytransfer.com, Oct 14, 2026
- Exchange-rate modelmarkup · help.riamoneytransfer.com, Sep 20, 2026
- FeesRia says fees and exchange rates depend on the transfer details and are shown before the sender confirms. · riamoneytransfer.com, Oct 11, 2026
- Upfront fee displayYes · help.riamoneytransfer.com, Sep 20, 2026
- First-transfer offerThe U.S. site advertises a $0 transfer fee on the first transfer with code HELLORIA, subject to terms and conditions. · riamoneytransfer.com, Oct 11, 2026
- Global coverageRia says its services support sending money to more than 200 countries and territories. · riamoneytransfer.com, Oct 14, 2026
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Questions
How much does Ria charge?
Ria says fees and exchange rates vary by send country, destination, amount, payment method and delivery option. The calculator shows the charge and recipient amount before submission.
Is the Ria app free?
Ria lists its Money Transfer service and iOS and Android app as free. Sending money can still involve transfer fees and an exchange-rate margin.
How fast are Ria transfers?
Ria lists typical delivery of several minutes to three hours for card payments, one business day for cash deposits and up to four business days for bank transfers.
What are the U.S. online limits?
Ria lists $14,999.99 every 30 days for non-cash payment methods and $495.00 per cash-funded transfer.
Where can recipients get the money?
Depending on country, recipients may receive bank deposits, cash pickup, mobile-wallet funds, home delivery or ATM withdrawals.
What is the first-transfer promotion?
New customers can get a $0 transfer fee on one transfer of $50 or more with code HELLORIA, subject to terms, for people age 18 or older. It expires December 31, 2026.
Does Ria provide transfer tracking?
Yes. The app gives real-time status updates, and transfers can also be tracked with a PIN or order number.
Can businesses integrate Ria?
Ria offers a hosted JavaScript SDK and embedded plugin. Partners load it in an iframe, or in a mobile WebView, with token-based sign-on and callbacks.
Is Ria Money Transfer yours?
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