Account summary · Money transfer appsRef. 010/81

Venmo

FromFree

Free planYes

Rank#10/81

Runs onAndroid, iOS, Web Score8.0

Venmo is ranked #10 of 81 in money transfer apps on The Finance Base, made by Venmo (San Jose, California, United States). It runs on Android, iOS, Web. There is a free plan.

Venmo plans and pricing

All plans

Venmo business profile Free No monthly or setup fees; transaction fees apply Direct and QR code payments: 1.9% + $0.10 · Tap to Pay transactions: 2.9% + $0.09 · Fees are non-refundable venmo.com · 4 Oct 2026

Personal Venmo account Free Monthly fee: $0.00 Sending to Venmo accounts using balance, debit card, or bank account: $0.00 · Credit card payments: 3.00% · Instant Transfer: 1.75% (minimum $0.25 fee, maximum $25 fee) venmo.com · 4 Oct 2026

Compared on money transfer apps

Free plan: Yes

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The record

Transfer speed: instant
Exchange-rate model: markup
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes
Scheduled transfers: Yes
Payments: Venmo lets users send money to friends, pay businesses, and check out when shopping.
Social features: Users can split group expenses, schedule payments, send gift cards, and add Venmojis or GIFs to payments.
Business use: Business profiles are designed for sole proprietors, casual sellers, and small businesses, and keep business and personal transactions separate.
Checkout integrations: Businesses can offer Venmo checkout in their apps or on their mobile websites.
Tap to Pay: A business profile can accept cards, Apple Pay, Google Pay, and other digital wallets using a compatible mobile device.
Security: Venmo says it encrypts transactions and account information, monitors account activity for unauthorized transactions, and supports multifactor authentication and app PINs.
Purchase protection: Venmo says eligible purchases can receive Purchase Protection when users mark the payment as a purchase in the app.
Personal payment limits: Venmo says it does not offer buyer or seller protection for payments between users who do not know each other.
Price from: Free

Where it ranks on The Finance Base

Best Money Transfer Apps in 2026#10 of 81
Best Digital Wallets in 2026#11 of 44
Best Peer-To-Peer Payment Apps in 2026#7 of 24

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Sources

venmo.com/legal/fees· checked 20 Sept 2026
venmo.com· checked 4 Oct 2026
venmo.com/business/start· checked 4 Oct 2026
venmo.com/business/accept-venmo· checked 4 Oct 2026
venmo.com/business/tap-to-pay· checked 4 Oct 2026
venmo.com/about/security· checked 4 Oct 2026
venmo.com/about/us/trust-and-safety· checked 4 Oct 2026
venmo.com/legal/us-user-agreement· checked 4 Oct 2026
venmo.com/about· checked 4 Oct 2026