Google Pay

Google Pay is ranked #23 of 81 in money transfer apps on The Finance Base, made by Google Pay (Mountain View, California, United States). It runs on Android, iOS, Web. There is a free plan.

Google Pay plans and pricing

All plans

Google Pay Free Online checkout · in-store tap to pay · Google Pay API for businesses pay.google.com · 30 Sept 2026

Compared on money transfer apps

Free plan: Yes
Asset scope: cards_and_fiat
Virtual cards: Yes
Peer transfers: Yes
International transfers: Yes
Supported platforms: Android, iOS, web/Chrome, and Wear OS

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Google Pay

Free plan: Yes
What it does: Google Pay lets customers pay online or in apps with payment methods saved to their Google Account.
Online checkout: Autofill can add saved card details at checkout on Chrome and Android devices.
One-click checkout: The Buy with Google Pay button lets shoppers choose a payment method and shipping address to complete checkout.
In-store payments: Users can tap an Android device at a store’s card reader to pay with a default or selected card.
Travel and transit: Users can tap an Android device at a transit turnstile, gate, or station and use saved cards, tickets, and other items.
Virtual cards: For eligible cards, virtual card numbers can hide actual card details from merchants during online purchases.
Virtual card partners: The page lists eligible Capital One, American Express, Discover, and select Visa cards for virtual cards.
Buy now, pay later: At checkout, users may select providers such as Affirm, Klarna, or Zip, subject to eligibility requirements.
Merchant integration: Google Pay supports Android and web APIs and works with merchants’ existing payment processing stacks.
Processing fees: Google says it charges no additional fees to accept Google Pay, while payment provider processing fees still apply.
Payment security: Customer payment data is end-to-end encrypted from Google’s servers to the payment processor.
Privacy: Google says Google Pay will never sell users’ personal information or transaction history.
Availability limit: Some Google Pay and Google Wallet payment features are available only in certain countries or regions and on certain devices.
Price from: Free

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Where it ranks on The Finance Base

Best Money Transfer Apps in 2026#23 of 81
Best Payment Gateways in 2026#4 of 58
Best Digital Wallets in 2026#5 of 44

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Sources

pay.google.com/about/· checked 20 Sept 2026
developers.google.com/pay/api· checked 29 Sept 2026
pay.google.com/about/pay-online/· checked 29 Sept 2026
pay.google.com/intl/en_us/about/pay-in-store/· checked 29 Sept 2026
support.google.com/googlepay/answer/12429287· checked 29 Sept 2026
support.google.com/wallet/answer/12059326· checked 29 Sept 2026
support.google.com/wallet/answer/12059331· checked 29 Sept 2026
pay.google.com/about/business/· checked 30 Sept 2026