Account summary · Money transfer appsRef. 055/81

Lydia

FromFree

Free planYes

Rank#55/81

Runs onAndroid, iOS Score6.8

Lydia is ranked #55 of 81 in money transfer apps on The Finance Base, made by Lydia (Paris, France). It runs on Android, iOS. There is a free plan.

Lydia plans and pricing

All plans

Online Money pots Free Creation and participation are free; withdrawal fees depend on contribution source. Creation and participation: free · Amazon.fr gift-card withdrawals: free · Withdrawals to Lydia Wallet or bank: free for Lydia/Sumeria app contributions, 4% on other contributions support.lydia.me · 29 Sept 2026

Lydia Wallet Free Opening an account is free and without commitment. Send money from wallet: free · Card-funded sends and top-ups: free up to €250/month, then 2.5% · Bank transfer or QR top-ups/collections: free · Online card receipts: 2.5% support.lydia.me · 29 Sept 2026

Compared on money transfer apps

Free plan: Yes

Best Lydia alternatives

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No. 001 Wise FromFree Free planYES Score8.9 No. 002 TransferGo FromFree Free planYES Score8.9 No. 003 Xe Money Transfer From— Free planNO Score8.8 No. 004 Remitly FromFree Free planYES Score8.8 No. 005 Paysera FromFree Free planYES Score8.7 No. 006 OFX From— Free planNO Score8.7

The record

Purpose: Lydia is an app for paying, receiving money, sending money to friends, and collecting money.
Send money: The site says sending money to a contact is simple and free, using their phone number or email, and that a Lydia account is not required for the recipient.
Transfer region: Lydia says it can send money to anyone with a euro account at a payment service provider in the SEPA zone.
Money pots: Users can create a customizable online money pot and accept card, bank-transfer, Apple Pay, and Google Pay contributions.
Money-pot limits: The site says Lydia money pots are intended for events with friends, family, or coworkers and should not be used for public donations or fundraising for causes.
Withdrawal options: Collected money can be withdrawn in one or more transfers or used to buy an Amazon.fr gift card.
Security authentication: Lydia requires strong authentication for sensitive actions; listed methods include phone-line authentication, video selfie, biometrics, and a secure communication channel.
Regulation: Lydia Solutions says it is licensed and supervised by France’s ACPR as an electronic money institution authorized to provide payment services.
Privacy: Lydia Solutions says it processes personal data for account management, payments, legal compliance, fraud prevention, and related purposes.
Support: Lydia says customers can contact their assigned support team through the app or by email, with an average response time of 12 hours.
Platform availability: The site directs visitors to download the Lydia application on mobile; its help page refers customers to the App Store and Google Play Store.
Company: The website is published by LYDIA SOLUTIONS, whose registered office is listed at 14 avenue de l’Opéra, 75001 Paris, France.
Headquarters: Paris, France
Price from: Free

Where it ranks on The Finance Base

Best Money Transfer Apps in 2026#55 of 81
Best Peer-To-Peer Payment Apps in 2026#10 of 24

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Sources

lydia.me/en· checked 29 Sept 2026
support.lydia.me/l/en/article/jxagop41ab-what-are-the-ap· checked 29 Sept 2026
lydia.me/en/mentions-legales· checked 29 Sept 2026
support.lydia.me/l/en/article/eiu3f9wd3o-customer-servic· checked 29 Sept 2026
support.lydia.me/l/en/article/wghytzvpyz-annexe-tarifs-e· checked 29 Sept 2026