The Finance Base / Money transfer apps / Lydia
lydia.me
Lydia
Lydia is an Android and iOS app for paying, receiving, sending and collecting money. Users can send money to a contact using a phone number or email, and the recipient does not need a Lydia account. Lydia says transfers can go to anyone with a euro account at a payment service provider in the SEPA…
Visit lydia.me ↗ What it costs
- Free planprice, as published
- Sep 29, 2026read on
What Lydia costs
- Lydia Wallet Free
- Online Money pots Free
As support.lydia.me publishes them, read Sep 29, 2026. Fees, tax and exchange rates can differ when you pay; check the provider's own page first.
Its statement
- Free plan
- Yes
- Free trial
- No
- Runs on
- iPhone Android Web
- Facts on record
- 14
Strengths and limits
Strengths
- Send money to contacts without requiring their Lydia account
- Accepts card, bank transfer, Apple Pay and Google Pay contributions
- Free creation and participation in online money pots
- Offers several strong-authentication methods for sensitive actions
Limits
- Money pots are not for public donations or cause fundraising
- Some pot withdrawals incur a 4% fee
- Card-funded sends and top-ups cost 2.5% above €250 monthly
- Online card receipts cost 2.5%
Facts we read
- CompanyThe website is published by LYDIA SOLUTIONS, whose registered office is listed at 14 avenue de l’Opéra, 75001 Paris, France. · lydia.me, Sep 29, 2026
- Free planYes · lydia.me, Sep 20, 2026
- HeadquartersParis, France · lydia.me, Sep 28, 2026
- Money-pot limitsThe site says Lydia money pots are intended for events with friends, family, or coworkers and should not be used for public donations or fundraising for causes. · lydia.me, Sep 29, 2026
- Money potsUsers can create a customizable online money pot and accept card, bank-transfer, Apple Pay, and Google Pay contributions. · lydia.me, Sep 29, 2026
- Platform availabilityThe site directs visitors to download the Lydia application on mobile; its help page refers customers to the App Store and Google Play Store. · lydia.me, Sep 29, 2026
- PrivacyLydia Solutions says it processes personal data for account management, payments, legal compliance, fraud prevention, and related purposes. · lydia.me, Sep 29, 2026
- RegulationLydia Solutions says it is licensed and supervised by France’s ACPR as an electronic money institution authorized to provide payment services. · lydia.me, Sep 29, 2026
- Security authenticationLydia requires strong authentication for sensitive actions; listed methods include phone-line authentication, video selfie, biometrics, and a secure communication channel. · support.lydia.me, Sep 29, 2026
- Send moneyThe site says sending money to a contact is simple and free, using their phone number or email, and that a Lydia account is not required for the recipient. · lydia.me, Sep 29, 2026
- SupportLydia says customers can contact their assigned support team through the app or by email, with an average response time of 12 hours. · support.lydia.me, Sep 29, 2026
- Transfer regionLydia says it can send money to anyone with a euro account at a payment service provider in the SEPA zone. · lydia.me, Sep 29, 2026
- Withdrawal optionsCollected money can be withdrawn in one or more transfers or used to buy an Amazon.fr gift card. · lydia.me, Sep 29, 2026
On these lists
Use instead
Verdict
Lydia combines person-to-person payments with online pots for shared events, and supports several ways to contribute and withdraw. Fee differences by funding source make the cash-out and wallet terms worth checking before use.
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