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The Money Desk · Blog
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Wealthy Investors Are Buying Crypto, but Adviser Support Remains Unclear

A summary of Nexo’s 2026 wealth survey reports crypto ownership among affluent respondents, but offers no adviser-specific data to support claims about advisers’ views.
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A 2026 report on Nexo’s Digital Wealth Survey says nearly two-thirds of its respondents owned cryptocurrency, while relatively few treated it as a core part of their financial plans. That suggests a gap between owning crypto and building it into long-term decisions—but the available report does not provide adviser-specific findings, so it cannot establish whether financial advisers are broadly unconvinced.

Are wealthy investors buying crypto?

According to Crypto Debut’s summary of Nexo’s Digital Wealth Survey 2026, nearly two-thirds of the survey’s 1,000 affluent respondents owned cryptocurrency. The respondents were in the United States, the United Kingdom and Argentina. The summary does not give the precise ownership percentage.

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That is a survey result, not proof that wealthy investors generally own crypto. The original survey and details about how respondents were selected, when they were surveyed, and how “affluent” was defined were not available in the summary. Those omissions make it difficult to judge how representative the result is.

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Does owning crypto mean investors include it in their financial plans?

No. The secondary report distinguishes between holding cryptocurrency and making it a core element of a long-term wealth plan. It characterizes the survey as showing that relatively few respondents treated crypto as central to financial planning, including retirement decisions and portfolio allocation. The available summary does not provide detailed results or exact proportions for those planning choices.

The distinction matters: someone can own crypto without relying on it to fund retirement or assigning it a major role in an overall portfolio. Ownership alone does not show how much a person holds, why they bought it, or how they account for its risks in their wider finances.

Does the survey show that financial advisers aren’t sold on crypto?

Not from the information available. Crypto Debut’s summary does not report adviser responses, adviser recommendations, or a direct comparison between investor and adviser attitudes. The title’s suggestion about advisers therefore goes beyond what this summary can verify. Without adviser-specific data, it is not possible to conclude that advisers broadly oppose crypto or are reluctant to recommend it to affluent clients.

The report describes a divide between crypto ownership and its place in long-term financial planning. That is not the same as evidence that advisers caused the divide or share a particular view. The summary also does not preserve the survey’s exact question wording, which would help clarify what respondents meant by owning crypto or including it in a plan.

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How much weight should you give the findings?

Use them as a limited snapshot reported by a secondary source, not as a general rule about affluent investors or financial advisers. Crypto Debut’s article, “Wealthy Investors Own Crypto—but Rarely Bet Big on It”, summarizes Nexo’s Digital Wealth Survey 2026. The original survey was not available to confirm the results or assess its methodology.

For a stronger conclusion, readers would need the original report, including its sampling approach, field dates, definition of “affluent,” exact percentages and question wording, plus results from advisers asked comparable questions. Until those details are available, the clearest supported takeaway is narrower: the secondary summary reports substantial crypto ownership among its respondents, but comparatively limited use of crypto as a core planning asset.

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