Hardware FixRecommendedDevice not working? Your driver may be the problemCheck updates for common hardware issues.Fix DriversOctober DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsWindows FixRecommendedWindows errors stealing your time? Find the fix fastScan stability, cleanup and performance issues.Fix Now×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

Tesla’s Model Y 0% APR Deal Dropped the FSD Requirement—but It Was a 2024 Offer

The Model Y 0% APR promotion reported in October 2024 dropped the FSD purchase requirement, but Tesla lists a different U.S. financing offer now.
From TheFinanceBase Team2 min to read
Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

No—the Model Y 0% APR offer reported in October 2024 is not the offer Tesla lists now. Notebookcheck reported that Tesla had dropped a requirement to buy Full Self-Driving (Supervised) to qualify for the 0% rate. As of October 8, 2026, Tesla’s U.S. offers page lists a different promotion: 1.49% APR for eligible Model Y trims for up to 72 months.

What Tesla’s 2024 Model Y promotion offered

In a report dated October 22, 2024, Notebookcheck said Tesla offered 0% APR financing on the Model Y for a 60-month term without requiring buyers to purchase Full Self-Driving (Supervised). The report’s example for a Model Y RWD was $581 per month with $3,999 down after the federal tax credit. That was a reported example—not a guaranteed payment or a current quote.

Term Rate reported by Notebookcheck, October 22, 2024
60 months 0% APR
72 months 0.99% APR
84 months 2.99% APR

The $581 monthly payment depended on the report’s RWD example and its stated $3,999 down payment after the federal tax credit. A buyer’s payment can differ with the vehicle, amount financed, down payment, applicable incentives, taxes and fees, and approved loan terms. Notebookcheck said applicants needed excellent credit. It also noted that Tesla could change or end the promotion; the report stated no deadline at that time, which did not mean the offer would remain available indefinitely. Read Notebookcheck’s October 22, 2024 report.

What Tesla lists now

Checked October 8, 2026, Tesla’s U.S. offers page lists 1.49% APR for eligible Model Y trims for up to 72 months. Tesla says the promotion applies to well-qualified buyers with excellent credit who order on or after September 3, 2026, and requires at least 5% down. Some vehicles and sales are excluded. Tesla also warns that promotions may change or end and not all applicants qualify. These terms are distinct from the 2024 0% promotion. Check Tesla’s U.S. offers page for current availability and the full terms before ordering.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Sale
Foronetry Floor Mats for 2025 2026 Tesla Model Y Juniper Accessories
  • 【PRECISE FIT FOR 2025-2026 MODEL Y JUNIPER】: Custom-designed for 5-seat Tesla Model Y Juniper Premium and Performance models. Not compatible with Model Y Standard, Model Y L, or 7-seat configurations. Please verify your vehicle version before ordering (You can refer to the third image in the main product gallery to verify compatibility)
  • 【IMPORTANT: SHIPPING CREASE RECOVERY】: Due to compact packaging during shipping, your floor mats or cargo liners may arrive with temporary folds or creases. This is normal and does not indicate a product defect. Please see our dedicated crease recovery video in the main product video section for step-by-step instructions. Simply unroll the mats, lay them flat in a warm environment, and allow them to recover naturally. For stubborn creases, gently warm the affected area with a hair dryer on low heat while smoothing it by hand. Do not use high heat or place the heat source directly against the mat. Most creases will gradually disappear with proper recovery and normal use.
  • 【8-PIECE FULL-CABIN PROTECTION】: Includes front and rear floor mats, Integrated Trunk and Seatback Mat, frunk mat, rear storage mat, and trunk bumper protector. One complete set helps protect more of your Tesla Model Y interior from daily dirt, spills, and wear.
  • 【ALL-WEATHER PROTECTION】: Raised edges and deep grooves help contain water, mud, snow, sand, and other debris, keeping messes from spreading onto your vehicle's carpet. Designed for everyday driving in changing weather conditions.
  • 【PREMIUM TPE WITH COMFORTABLE 3-LAYER DESIGN】: Made from odorless, flexible TPE that is soft yet durable. The multi-layer construction provides waterproof, anti-slip, and sound-dampening performance while maintaining a clean, factory-inspired look.

What to check before applying for financing

  • Confirm the rate and term for the exact vehicle. Promotional rates can depend on model, trim, order date, delivery or sale conditions, and eligibility.
  • Compare the complete loan, not just the APR. Check the amount financed, required down payment, monthly payment, term, and any applicable taxes or fees. A longer term may reduce the monthly payment while keeping you in debt longer.
  • Verify incentives in your own situation. The 2024 payment example was stated after the federal tax credit; it should not be treated as a universal price or assumed benefit.
  • Account for the credit application. Tesla Support says, “A credit application using a hard credit pull will still be required to finance your vehicle purchase through Tesla.” Tesla says financing is subject to credit approval and available only in listed states. Tesla’s financing options and requirements.
  • Compare outside financing if useful. Tesla describes third-party financing as another option, alongside vehicle loan terms from 36 to 84 months. Ask any lender for its rate, fees, term, and total repayment for the same amount financed before deciding. Tesla’s financing-options page.

Was buying FSD part of the old financing condition?

No, according to Notebookcheck’s October 22, 2024 report: the reported 0% Model Y rate no longer required an FSD purchase. That historical financing condition should not be confused with how Tesla sells or prices FSD now. As checked October 8, 2026, Tesla’s support page says Full Self-Driving (Supervised) is available as a $99 USD-per-month subscription and is not available for outright purchase; Tesla says pricing and feature availability may change. Tesla’s Full Self-Driving (Supervised) subscription information.

Quick Recap

Bestseller No. 3
Spigen Under Screen Storage Organizer for Tesla Model Y Juniper, 3 Highland
Spigen Under Screen Storage Organizer for Tesla Model Y Juniper, 3 Highland
Easy Installation: Precise magnet attachment for quick and easy installation.; Compatible with Tesla Model Y L (Premium) 2026 [6-seat interior]
$67.99
Best Value
Wigoo for 2026 Tesla Model Y Juniper/Model Y L Screen Protector, 16", Matte
  • 【Tailored Design】The screen protector set includes 16" front and 8" rear screen protectors. Only fit Model Y Performance 2025~2026 (16") , Model Y Premium 2026 (16") and Model Y L 2026 (16").
  • 【Glare-Free, Stay Visible All Day】Tired of being frustrated by sunlight or portrait reflections on your central control screen while driving? Say no more! After thousands of optical experiments, wigoo has solved this problem for you once and for all. The wigoo matte Screen Protector utilizes diffuse reflection optical technology, reducing 80% of glare without compromising clarity! Your screen will remain clear and visible day and night
  • 【Smooth Touch, No Fingerprints】Fed up with resistance when swiping your screen and the smudges left behind? Wigoo’s Zero Lag design will provide you with a responsive touch experience like baby’s skin! The silky-smooth touch ensures your control screen responds just as sensitively as the day you got your Tesla, no matter how many taps and swipes you do
  • 【9H Military-Grade Protection】Triple ion exchange technology enhances the glass hardness to surpass 9H and is 4 times stronger than ordinary glass. It has passed the 64g steel ball drop test by multiple institutions. For Tesla, the central control screen is everything, so we understand the importance of protecting it at all times
  • 【No Edge Gaps】Tailored for the central control screen, perfectly adhering to its curved edges without any gaps. Remember, 99% of cracks and bubbles come from the edges. To achieve a 100% fit, we have gone through multiple iterations of production equipment and finally adopted the most precise cutting technology to ensure the No.1 fitting craftsmanship
Rank #4
Wigoo for 2026 Tesla Model Y/3/YL Accessories Console Organizer 4PCS Black
  • 【Precise Fit for Refresh Tesla Model】Compatible with Tesla Model Y Juniper/ YL (Premium & Performance 2025/2026) and Model 3 Highland (Standard, Premium & Performance 2024/2025/2026)
  • 【Maximize Tesla Storage Space】Transform clutter into order! This center console organizer partitions to maximize Tesla New Model Y Juniper & Model 3 (2024-2026) Highland storage. Designed for perfect fit and easy access, it keeps your essentials neatly organized and secure
  • 【Silent and Smooth Rides】No more annoying rattles! This Tesla accessory uses liquid silicone lining to reduce noise and protect items. Drive in peace, knowing your belongings are cushioned and won’t slide around in your Tesla New Model Y Juniper & Model 3 (2024-2026) Highland
  • 【Keep It Cool and Functional】Unlike other center console organizers, this design preserves cup holder space for large cups. The hidden storage box adds secure space with a magnetic switch, blending style with practicality for your Tesla.
  • 【Continuation Lifespan】If you have any doubts or concerns about the product, please let us know anytime. We will provide you with high-grade service! Our guarantee includes returns, swaps, and similar services
Rank #3
Spigen Under Screen Storage Organizer for Tesla Model Y Juniper, 3 Highland
  • Upgraded Version: Our under screen storage organizer now includes a barrier that keeps your item from falling off and a cutout for the cabin temperature sensor for accurate climate control.
  • Smart Storage: Provide additional space both under and above the screen for easy access to your belongings.
  • Deep Silicone Padding: Reduce noise while increasing stability and protection for items in storage.
  • Easy Installation: Precise magnet attachment for quick and easy installation.
  • The Perfect Gift for Tesla Owners: A high-quality, practical accessory that suits everyday Tesla drivers—ideal for Christmas gift, father's day gift, New Years gift for family members or anyone who owns a Tesla Model 3/Y
Rank #2
REEVAA Tesla Model Y Juniper 2025–2026 Mud Flaps Accessories, Set of 4
  • 【Minimalist Style Meets Protection】REEVAA Next-Gen mud flaps are engineered for 2025-2026 Tesla Model Y (Juniper), combining sleek style with everyday protection. Utilizing advanced 3D scanning technology for precise measurement, they ensure 100% seamless integration with Tesla Model Y's original body lines. This 4-piece mud guard provides 3X Military-Grade splash protection, effectively blocking mud, gravel, and road debris from damaging your paint, and helps you significantly reduce the frequency of washes, keeping your Tesla looking brand new at all times!
  • 【Tesla OEM-Grade Durable Materials】Built with the same TPE and PP composite materials used in Tesla's original factory components. Our industry-leading compound technology delivers rugged durability with exceptional resistance to high impact, corrosion, and extreme temperatures from -40°F to 180°F. Validated through 1000+ rigorous stress cycles, REEVAA mud flaps are guaranteed to maintain superior performance and quality, offering lifelong, reliable protection for your Tesla.
  • 【Hassle-Free & Non-Destructive Installation】Eliminate all installation guesswork! REEVAA mud flaps utilize the original Tesla factory hole positions and snap-in clips, secured with press-fit expansion clips, ensuring a 100% no-drill installation on your Tesla! With the included tool kit, the entire process takes less than 5 minutes. Simply remove the factory clips, align, snap into place, and secure the new clips. First-time installers can achieve a perfect, seamless fit quickly and effortlessly.
  • 【Zero Impact on Performance & Safety】Unlike other bulky mud flaps, REEVAA mud flaps are engineered for optimal performance for your Tesla. Our validated aerodynamic profile design ensures less drag, maintaining 98% of your Tesla's original energy efficiency—meaning the impact on your range is negligible. Furthermore, the balanced profile maintains an ample 6.7 inches of ground clearance, guaranteeing 100% obstacle passing capability for worry-free daily driving and zero risk of scraping.
  • 【All-Weather Guard & Built for Your Lifestyle】Protect your investment no matter where life takes your Tesla. More than just a mud guard, REEVAA offers multi-functional defense against rain, gravel, and corrosive snow/salt. From long-distance road trips and everyday city commutes to rugged outdoor adventures and family camping excursions, our durable flaps ensure your paint remains flawless, providing uncompromised protection tailored for the high-performance Tesla lifestyle.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

Leave a Reply

Your email address will not be published. Required fields are marked *

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase07 OCT 263 minMortgage or Car Loan Sticker Shock: What Borrowers Need to Know
  2. The Money DeskBlogTheFinanceBase09 OCT 267 minMortgage Escrow FAQs: Taxes, Insurance, Shortages, and Refunds
  3. The Money DeskBlogTheFinanceBase09 OCT 265 minHow Mortgage Escrow Accounts Work and What Homeowners Pay For
Recommended PC Tool
Recommended PC Tool
PC Slower Than It Used to Be?Free scan - under a minute
Crashes, No Sound, or Screen Glitches?Free driver scan

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.