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Clear out junk files and repair common Windows errorsFree Scan →Scan for outdated or missing drivers - takes under a minuteDriver Scan →A promotional post describes a nine-day “RuPay DUSSEHRA UPI CHALLENGE” on Zagg.money in which qualifying RuPay credit-card UPI spending earns arrows and a Dussehra-day reveal produces a cashback multiplier from 1X to 10X. The 10X outcome is a maximum, not a guarantee, and the available description comes from a third-party Telegram channel rather than published Dussehra-specific Zagg campaign terms.
What the reported challenge does
CR TECH’s Telegram post says participants complete daily spending milestones during a nine-day challenge. Each completed milestone awards one arrow. Completing at least one milestone on Dussehra reportedly awards an additional arrow. On Dussehra, participants “shoot” their collected arrows to reveal a multiplier between 1X and 10X, which the post says applies to eligible RuPay credit-card UPI payments made during the challenge period, subject to the campaign terms. The post explicitly presents 10X as the highest possible result, not an assured reward.
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The post does not independently establish the campaign’s dates, eligibility rules or reward formula. Treat these mechanics as reported promotional details until the applicable offer and terms appear in the Zagg app.
Reported nine-day spending ladder
| Challenge day | Reported spending milestone | Reported result |
|---|---|---|
| 1 | ₹250 | One arrow if completed |
| 2 | ₹500 | One arrow if completed |
| 3 | ₹750 | One arrow if completed |
| 4 | ₹1,000 | One arrow if completed |
| 5 | ₹1,250 | One arrow if completed |
| 6 | ₹1,500 | One arrow if completed |
| 7 | ₹1,750 | One arrow if completed |
| 8 | ₹2,000 | One arrow if completed |
| 9 | ₹2,250 | One arrow if completed |
| Dussehra | At least one milestone, according to the post | One extra arrow reportedly added |
The Telegram post does not say whether milestones are cumulative or must be met as separate daily totals, nor does it state how failed, reversed or refunded payments affect an arrow.
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How to participate if the in-app offer confirms it
- Open the Zagg app and read the displayed Dussehra offer. Confirm the start and end dates, eligible-user requirement, qualifying merchants, exclusions, reward cap and redemption timeline before spending.
- Link an eligible payment source. Zagg’s platform terms describe selecting a participating bank, linking an eligible bank account or RuPay credit card, and authorizing each UPI payment with a UPI PIN. This setup does not guarantee that every RuPay card or transaction qualifies for the challenge. Zagg platform terms
- Make only qualifying merchant payments. Keep transaction records and check the challenge tracker after each payment. Do not assume person-to-person transfers, self-transfers or a payment later reversed by the merchant will count.
- Complete the displayed daily milestone. The reported ladder rises from ₹250 to ₹2,250. Stop if the app’s terms impose a different amount, a daily cap or a payment-category restriction.
- Check the Dussehra reveal instruction. If the offer shows an arrow balance and a reveal control, use it only within the stated window and save a screenshot of the resulting multiplier and terms.
- Wait for validation before treating the amount as earned. Zagg’s general cashback terms make rewards conditional on eligibility and validation, and permit withholding, adjustment, cancellation or recovery in specified circumstances. General UPI cashback terms
What Zagg’s official cashback terms do—and do not—confirm
| Point | General Zagg UPI cashback feature | Dussehra challenge |
|---|---|---|
| Eligibility | Only customers Zagg identifies as eligible | Challenge-specific eligibility is not stated in an official Dussehra page |
| Payment type | Eligible merchant (P2M) transactions | Reportedly RuPay credit-card UPI payments, subject to terms |
| Reward basis | Up to ₹25 per eligible merchant transaction; actual amount depends on criteria and validation | Reported 1X–10X multiplier; the underlying cashback base is not established |
| Transaction limit | Up to 10 cashback-eligible transactions in a rolling 24-hour period | Challenge-specific limit is not stated |
| Redemption | At least ₹25 of validated cashback is required to request redemption, subject to verification | Redemption timing and threshold are not stated |
| Official status | Published Zagg terms | Mechanics currently come from a third-party Telegram post |
The general feature’s ₹25 amount, rolling transaction limit and redemption threshold must not be treated as the Dussehra offer’s cap or payout formula. The separate Zagg UPI campaign terms retrieved for July 17–28, 2026 also do not substantiate this Dussehra promotion.
Important unknowns before you spend
- The official start and end dates, including the exact Dussehra reveal deadline.
- Whether the nine milestones are daily requirements, cumulative totals or another measurement.
- Which RuPay cards, users, merchants and transaction categories qualify.
- Whether the multiplier applies to all validated challenge-period cashback, only new qualifying transactions or another base.
- Any maximum reward, minimum transaction value, excluded merchants, reversals policy or interaction with other offers.
- When cashback becomes redeemable and how long validation can take.
Because these points determine the real value and risk of the promotion, rely on the offer screen and linked campaign terms in your Zagg app rather than on the Telegram description alone. UPI limits are set by the RBI, NPCI, the payment-service-provider bank or the issuing bank, so your available limit may differ from another cardholder’s. Zagg terms
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Keep the challenge separate from Zagg’s ordinary card rewards
Zagg’s published rewards policy identifies a YES BANK Zagg credit card with a 3% Zagg Coins earning rate for eligible transactions and a credit-limit-linked cap described as effective September 23, 2025. Its FAQ says four Zagg Coins equal ₹1 and that coins accrue after the billing-cycle statement is generated. Those are ordinary card-reward provisions, not evidence that the Dussehra multiplier will multiply Zagg Coins or use the same earning cap. Rewards Policy Zagg FAQs
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No. The only available Dussehra description says the reveal can range from 1X to 10X and labels 10X as the maximum possible reward. Without official campaign terms, neither the probability of each multiplier nor the amount to which it applies is established. A participant should therefore complete a milestone only when the purchase is useful without assuming that the promotion will repay it.
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