A reported Australian survey found that 66% of renters said housing had negatively affected their wellbeing, compared with 27% of homeowners. The figures describe respondents’ perceptions—not proof that renting causes poorer wellbeing or that owning a home improves health.
What the survey found
Mortgage Professional Australia reported on 6 October 2026 that a nationally representative poll of 1,018 Australians, conducted by PureProfile for comparison platform OurTop10, found a marked difference in how renters and homeowners viewed housing’s effect on wellbeing. Mortgage repayments were included in the homeowner comparison.
| Reported measure | Renters | Homeowners |
|---|---|---|
| Housing negatively affected wellbeing | 66% | 27% |
| Housing or tenure helped wellbeing | Not stated as a comparable overall figure | Nearly three in four reported a wellbeing boost |
| Believed tenure would help them live a longer, healthier life | 30% | 84% |
All figures in the table are as reported by Mortgage Professional Australia’s 6 October 2026 account. The measures are different: negative effect, reported wellbeing boost and belief about future health should not be treated as opposite answers to one question.
How responses differed by generation
The report gave separate renter figures for negative effects and owner figures for positive effects. Because these are not the same response measure, they should not be read as a direct renter-owner comparison within each generation.
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| Generation | Renters reporting negative wellbeing effect | Homeowners reporting wellbeing benefit |
|---|---|---|
| Gen Z | 60% | 52% |
| Millennials | 70% | 67% |
| Gen X | 63% | 63% |
| Baby Boomers | 68% | 86% |
These percentages are from the same MPA report. The poll account does not provide subgroup sample sizes or full response tables, so the figures cannot establish whether differences between generations are statistically meaningful.
Homeownership can bring pressure as well as security
The overall homeowner result does not mean every owner felt better off. When mortgage repayments were considered, 48% of Gen Z homeowners reportedly said their home worsened their wellbeing. The reported shares were 37% for Gen X homeowners, 33% for Millennials and 14% for Baby Boomers.
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OurTop10 director Mansour Soltani described ownership as offering “a sense of agency.” That is his interpretation, not a separate finding measured by the poll. Housing costs and repayment pressure may shape how people experience their housing situation, but the survey account does not identify why individual respondents answered as they did.
What the poll can—and cannot—tell you
The results are self-reported perceptions from a survey, not clinical measures of mental health, observed health outcomes or evidence about lifespan. They show an association between respondents’ housing status and their reported views; they do not show that renting itself caused distress or that purchasing a home would improve an individual’s wellbeing.
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- MPA identifies the sample as a nationally representative poll of 1,018 Australians conducted by PureProfile for OurTop10.
- The accessible account does not state the exact question wording, field dates, weighting approach, confidence intervals or full breakdowns.
- Without those details, no margin of error or statistical significance should be inferred from the reported percentages.
- The 84% and 30% figures record beliefs about a longer, healthier life; they are not measurements of health or longevity.
OurTop10’s research and reports page provides platform context, but does not disclose the wellbeing poll’s detailed methodology.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Mortgage stress is a separate measure
MPA also cited a Roy Morgan figure saying 32.3% of mortgage holders were at risk in the three months to August, 8.4 percentage points above January. That August result is attributed here to MPA: the Roy Morgan release available for comparison covers October–December 2025 and does not verify the later figure. Roy Morgan’s 28 January 2026 release describes its separate mortgage-stress measure and period.
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