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RBC Banking App Satisfaction Ranking: What J.D. Power’s 2026 Study Says

RBC led J.D. Power’s 2024 app satisfaction ranking, but TD topped the 2026 study, with RBC and CIBC tied for second.
From TheFinanceBase Team2 min to read
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RBC’s app was ranked highest in J.D. Power’s 2024 Canada Banking Mobile App Satisfaction Study. It is not the latest study’s sole leader: in the 2026 edition, TD ranked first at 690 points, while RBC and CIBC tied for second at 679 points each. The result is about mobile-app satisfaction, not a verdict on which bank is best for every customer.

Where RBC ranked in the latest J.D. Power study

J.D. Power’s 2026 Canada Banking Mobile App Satisfaction Study, released June 4, 2026, puts TD first at 690 points. RBC and CIBC tied for second at 679 points each. The app study was fielded from January through March 2026. The release reports 10,167 responses across the banking and credit card digital studies it discusses; that figure is not identified as the mobile-app study’s response count alone. J.D. Power’s 2026 release

Study year Top result RBC result
2024 RBC ranked highest, with 644 points. 644 points; ranked highest.
2025 CIBC ranked highest, with 641 points. 626 points, according to J.D. Power’s ranking chart.
2026 TD ranked first with 690 points. 679 points, tied with CIBC for second.

The 2024 and 2025 scores and ranking details are from J.D. Power’s study materials. Its 2025 chart cautions that rankings based on numerical scores are not necessarily statistically significant. The 2026 release does not establish whether the 11-point difference between TD and the RBC–CIBC tie is statistically significant, so the score gap should not be treated as proof of a meaningful difference for every customer. J.D. Power’s 2025 study materials

What the app satisfaction score measures

The study assesses customer satisfaction with the digital app experience across four areas: information, tools and capabilities, system performance, and design. It is therefore a measure of how customers report their experience using the app—not a complete evaluation of a bank’s fees, branch service, lending products, or overall suitability.

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That distinction matters when interpreting the question “Which Canadian bank has the best mobile banking app?” The 2026 results identify TD as the top-ranked app in that year’s study, with RBC tied for second. They do not show that TD—or any other bank—is the best choice for every person’s full banking relationship.

What you can do with the RBC app

RBC’s app pages list features including balance and transaction viewing, transfers, bill payments, cheque deposits, card lock and unlock, biometric sign-in, account linking, branch and ATM finding, and NOMI spending insights and savings features. Features can change; check RBC’s current mobile app page for the latest details.

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RBC lists Android 10 or later and iOS 16.4 or later as compatibility requirements on its app compatibility page. Verify the current requirements there before installing, as supported operating systems may change.

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How to use the ranking when choosing a bank

  • Use the year-specific result. RBC led in the 2024 study; CIBC led in 2025; TD led in 2026, with RBC and CIBC tied for second.
  • Compare the app features you actually need. Consider whether the app supports the tasks you use regularly, such as depositing cheques, locking a card, or viewing spending insights.
  • Assess the wider banking relationship separately. Check account costs, service access, and other products against your needs rather than using an app satisfaction ranking as a proxy for overall bank quality.

J.D. Power’s Sean Gelles, senior director of banking and payments intelligence, said in the 2025 study release: “They’ve spent years refining their apps and websites to deliver maximum functionality within the limits of their existing tech platforms.” J.D. Power’s 2025 study release

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