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In Fortune’s June 9, 2025 report, the average 30-year conventional conforming mortgage rate was 6.813%. That figure came from Optimal Blue data reviewed June 6 and reflected loans locked through June 5—not quotes issued on June 9. These rates are a historical U.S. snapshot, not a guide to rates available today.
Mortgage rates reported for June 9, 2025
Fortune reported the following averages from Optimal Blue. The underlying data reflected home loans locked as of June 5, 2025. The one-week and one-month comparisons below are also from Fortune’s report.
| Loan type and term | Rate | One week earlier | One month earlier |
|---|---|---|---|
| 30-year conventional conforming | 6.813% | 6.869% | 6.769% |
| 30-year jumbo | 6.874% | 6.851% | 6.975% |
| 30-year FHA | 6.579% | 6.609% | 6.464% |
| 30-year VA | 6.388% | 6.505% | 6.377% |
| 30-year USDA | 6.463% | 6.563% | 6.561% |
| 15-year conventional | 5.974% | 5.939% | 5.933% |
Fortune’s June 9 rate report identifies these as current rates in its publication, but the observation date matters: they represent locks through June 5, not a live June 9 lender quote.
How the June 9 figures compare with other reports
Mortgage-rate averages can differ without either source necessarily being wrong. Daily lender-lock datasets and weekly surveys measure different observations and may reflect different borrower profiles or loan assumptions.
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1Repair Windows errors before they cause bigger problems2Fix the driver behind crashes, sound loss and screen glitches3Clear out junk files and repair common Windows errorsFreddie Mac’s weekly survey
Freddie Mac’s Primary Mortgage Market Survey is a weekly benchmark, not a June 9 daily quote. Its June 5, 2025 release reported 6.85% for a 30-year fixed mortgage and 5.99% for a 15-year fixed mortgage; the prior week’s averages were 6.89% and 6.03%. Freddie Mac’s June 5 release describes its survey as covering conventional, conforming, fully amortizing home-purchase loans for borrowers with excellent credit putting 20% down. Freddie Mac subsequently reported 6.84% and 5.97%, respectively, for the week of June 12 in its June 12 release.
Another June 9 daily series
MortgageResearch.com reported 6.9% for a 30-year fixed mortgage, 5.91% for a 15-year fixed mortgage, 6.23% for FHA, and 7.29% for jumbo loans on June 9. It noted that its figures can differ from Mortgage News Daily. This is a separate series from the Optimal Blue data in Fortune’s report, not a same-source check. The MortgageResearch.com rate page is the cited source for those figures.
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Why your mortgage offer may be different
Published averages describe a group of loans, not a guaranteed rate for an individual borrower. Your actual offer can vary with credit, loan type, down payment, lender pricing, and whether discount points are included. A quoted interest rate alone also does not show the loan’s full upfront cost.
When comparing lenders, request quotes for the same loan amount, term, loan program, and rate-lock period. Compare points and fees alongside the interest rate; paying more upfront for points can change which offer costs less. Fortune advises comparing personalized offers from multiple lenders rather than assuming any one source will provide the lowest rate.
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