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1Fix the driver behind crashes, sound loss and screen glitches2Clear out junk files and repair common Windows errors3Scan for outdated or missing drivers - takes under a minuteFor June 30, 2025, the closest Freddie Mac benchmark was its latest weekly reading: 6.77% for a 30-year fixed mortgage and 5.89% for a 15-year fixed mortgage, both reported June 26. Daily reports published June 30 showed different averages, from 6.53% to 6.675% for 30-year fixed or conforming loans, depending on the publisher and data provider. These are historical market reference points—not a single universal rate or a personal loan offer.
Mortgage rates reported for June 30, 2025
There was no single figure that represented every mortgage rate on June 30. Freddie Mac’s latest available weekly Primary Mortgage Market Survey (PMMS) reading had been published four days earlier. Separate daily reports dated June 30 used other providers and reported different loan categories or averages.
| Publisher or provider | Rate reported | What the figure represents | Timing and source |
|---|---|---|---|
| Freddie Mac | 6.77% (30-year); 5.89% (15-year) | Weekly fixed-rate averages in the PMMS archive | Reported June 26, the latest listed weekly observation before June 30. Freddie Mac’s 2025 archive |
| Optimal Blue, as reported by Fortune | 6.675% | 30-year conforming mortgage average | Fortune report dated June 30. Fortune’s June 30 report |
| Zillow, as reported by Yahoo Finance | 6.53% (30-year); 5.71% (15-year) | National average fixed rates | Yahoo Finance report dated June 30. Yahoo Finance’s June 30 report |
| Mortgage Research | 6.59% (30-year fixed); 5.55% (15-year fixed); 5.98% (30-year FHA); 6.92% (30-year jumbo) | Publisher’s daily averages by loan category | Report dated June 30. Mortgage Research’s June 30 rates |
Why the reported averages differ
The figures are not interchangeable measurements of one identical loan. Freddie Mac’s numbers are weekly survey results, while the other cited reports are daily estimates from different providers. They also do not all describe the same loan category: for example, Fortune’s Optimal Blue figure is specifically for a 30-year conforming mortgage, while Mortgage Research separately lists FHA and jumbo averages.
The available reports do not provide enough shared methodology to adjust every daily figure into a directly comparable, apples-to-apples rate. When comparing a historical rate, check the observation date, publication date, provider, loan type and term, and whether the number is an average or a quote for a defined borrower.
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What Freddie Mac said about rates that week
In Freddie Mac’s June 26 release, Chief Economist Sam Khater said: “Borrowers should find comfort in the stability of mortgage rates, which have only fluctuated within a narrow 15-basis point range since mid-April.” This was a comment in the June 26 release, not a statement made on June 30. Read Freddie Mac’s release.
What these historical rates mean for a borrower
A national or category average is not an expected rate for an individual borrower. A lender’s offer depends on the borrower and the loan scenario. Use these figures to understand the market reporting available around June 30, 2025; compare personalized offers separately rather than treating any one average as a guaranteed quote.
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Rank #2
- SPEAKS YOUR LANGUAGE: Keys clearly labeled in residential mortgage finance terms like Loan AMT, Int, Term, PMT. This industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and much more
- CONFIDENTLY AND EASILY SOLVES: All your clients' financial questions whether they are buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions
- DEDICATED BUYER QUALIFYING KEYS: Enter client's income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
- FIGURE OUT THE RIGHT LOAN: At the press of a button for jumbo, conventional, FHA/VA, or even 80:10:10 or 80:15:5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform what if loan or tvm calculations Find loan amount, term, interest or PITI or PI payments
- BECOME AN INVALUABLE RESOURCE: Reduce your clients' confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket User's Guide, and long-life batteries
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