If your YONO SBI login screen shows “Referral Code (Optional)”, enter your code in that field alongside your username and password, then submit the login. SBI’s customer awareness booklet shows the field on the login screen and labels it optional; it does not explain who issues codes or promise a reward. SBI customer awareness booklet.
Where to enter a YONO SBI referral code
- Open the YONO SBI login screen.
- Check whether it displays “Referral Code (Optional)”.
- If the field is present and you have a code from a source you trust, enter it there with your login details and submit the login.
SBI’s booklet illustrates this field on the login screen. It does not state a code format or describe validation messages, so follow the current app prompts if they differ from the illustration.
Is the referral code mandatory?
No. In SBI’s illustrated login screen, the field is explicitly labeled optional. If it is not shown in your app, you can proceed without it; SBI’s published material cited here does not say that every user or version must display the field.
What if the field is missing or you do not have a code?
Do not substitute another number or invitation for a referral code. SBI’s YONO registration guidance says existing Internet Banking users can register with their existing credentials. Users without those credentials can create them using ATM-card details or use the account-details route and visit a branch after generating a reference number. SBI YONO registration guidance.
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- Warm Tips: Please set your device(4"-6") in landscape or portrait mode, and set the device (6"-8") in landscape mode, which will provide more stability.
An account-opening reference number belongs to a separate application process: SBI says its Aadhaar-based digital savings-account flow generates a reference number for the applicant to take to a branch. It is not identified as a referral code. SBI Insta Plus Savings Account guidance.
A YONO login code is not the same as a UPI invitation
SBI separately documents inviting contacts to BHIM SBI Pay/UPI. Its FAQ says to log in to BHIM SBI Pay, open the main menu, and choose “Invite” to send an invitation. That is a contact-invitation flow, not instructions for entering a code on the YONO login screen. SBI BHIM SBI Pay FAQ.
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Does entering a referral code earn a reward?
The SBI material cited here does not establish who provides YONO login referral codes, which users qualify, whether a code is currently accepted, or whether entering one gives money, a discount, or another benefit. SBI’s Insta Plus Video KYC account-opening steps also do not list a referral-code step. SBI Insta Plus Savings Account guidance.
App screens and promotions may change, and SBI’s booklet does not verify that the illustrated field appears in every current version of YONO. For a code-specific question, rely on the prompt in your app or ask SBI support; do not assume that a message promising a reward is an official offer.
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- Collapsible & Portable: UGREEN phone stand has a size of 3.74" by 3.35" and light weighs 2.2 oz, it can be easily folded for storage or air travel
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