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How to Get an Allied Bank Limited Credit Card in 2026

ABL says customers can request a credit card at a branch or through myABL Internet Banking. Learn what the bank confirms—and what to ask about documents, eligibility and current charges.
From TheFinanceBase Team3 min to read
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To start an Allied Bank Limited (ABL) credit-card application, visit an Allied Bank branch or submit a card request through myABL Internet Banking. ABL’s public information confirms those two channels, but does not establish that the online request completes the entire application or approval process. The bank’s product pages list Visa Gold and Visa Platinum; they do not publish a complete card-specific document checklist, minimum salary, or approval criteria. Confirm those details and current charges with ABL before applying.

How to apply for an ABL credit card

  1. Choose a starting channel. Visit an Allied Bank branch or submit a credit-card request through myABL Internet Banking. ABL’s Personal Banking FAQs identify both channels.
  2. Ask what the request involves. The FAQ does not say whether the myABL request is a complete digital application or just the first step. Ask ABL whether you must provide forms or documents in person, and how the bank will communicate its decision.
  3. Request the current application requirements. Ask for the card-specific document checklist, eligibility criteria, and any other application steps before submitting your request.
  4. Review the current charges and terms. Check the applicable Schedule of Charges and the card’s membership-fee and reversal terms. The fees and rates below are from ABL’s conventional Schedule of Charges effective July–December 2026, so confirm the current schedule when you apply.

Submitting a request is not a guarantee of approval. The official sources cited here do not state the bank’s underwriting criteria.

Can you apply online?

ABL says customers can submit a card request through myABL Internet Banking. That confirms an online route to request a card, not that the full application, document submission, assessment, and approval can all be completed online. Confirm the remaining steps with the bank.

What documents and salary are required?

The reviewed ABL sources do not provide a complete credit-card application document list or a minimum salary threshold. Do not assume account-opening requirements also apply to a credit-card application. Ask ABL for the current card-specific checklist and eligibility rules before preparing an application.

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Which ABL credit card can you request?

ABL’s credit-card product material identifies Visa Gold and Visa Platinum. The product pages describe different features and membership-fee terms, but do not establish that every applicant is eligible for either card. Compare the terms that matter to you, then ask ABL which product you may apply for.

Term Visa Gold Visa Platinum
Basic annual fee in ABL’s conventional Schedule of Charges effective July–December 2026 Rs. 3,500 Rs. 7,000
Supplementary-card fee in the same schedule Rs. 900 Rs. 1,800
Product-page fee reversal condition Spend at least Rs. 25,000 within three months Spend at least Rs. 50,000 within three months

The Gold and Platinum product pages say the annual membership fee applies at issuance and on each anniversary whether or not the card has been activated. Check the pages for the Visa Gold Credit Card and Visa Platinum Credit Card, and confirm the current reversal terms with ABL before relying on them.

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Platinum’s product page also states that the card is accepted at over 118,000 merchant outlets in Pakistan, more than 44 million worldwide, and provides access to over 1.9 million ATMs. Those are ABL’s published figures, not independently verified measurements; acceptance and access do not determine whether Platinum is worth its higher fee for a particular applicant.

Charges to understand before you apply

ABL’s conventional Schedule of Charges effective July–December 2026 lists these borrowing and transaction charges. They are period-specific and may change; check ABL’s Schedule of Charges for the applicable terms.

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Charge ABL’s listed amount or rate
Retail, cash, and PO/DD/ABC transactions 2.83% of the outstanding amount per month (34% APR)
Balance transfer and Allied Easy Instalments 2.0% per month (24% APR)
Late payment Rs. 1,500 per instance
Cash transaction charge Rs. 500 or 3% of the transaction amount, whichever is higher, plus applicable passed-through charges and withholding tax in the stated circumstances
Foreign-currency transaction Up to 4% over the applicable prevailing interbank or open-market rate on settlement. Under the schedule’s Visa conversion arrangement, non-USD transactions are first converted to USD.

Compare these charges with the way you expect to use the card, not just the annual fee. In particular, borrowing costs apply to outstanding balances, and cash transactions have a separate charge. Read the full schedule for definitions and conditions that may apply.

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What to confirm with Allied Bank

  • Which documents and application forms are required specifically for a credit card.
  • The current minimum income and other eligibility criteria for the card you want.
  • Whether your myABL request completes the application online or starts a process that requires further steps.
  • The current annual, supplementary-card, borrowing, cash-transaction, and foreign-currency charges.
  • The exact conditions and timing for any membership-fee reversal.

ABL’s Credit Cards overview lists the Gold and Platinum product pages. Use the bank’s current information when deciding what to request, because charges and product terms can change.

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