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How to Activate a Sears Credit Card, Log In or Apply Online in 2026

Citi’s Sears card portal handles account sign-in, applications and one-time payments. For activation, use the instructions with your card or contact the issuer.
From TheFinanceBase Team2 min to read
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Use Citi’s Sears card servicing page to log in to an existing account, apply for a card, or make a one-time payment without signing in. For activation, follow the instructions provided with your new card or call the number printed on it; the servicing page does not spell out an activation procedure.

Log in, apply or make a payment

Citi’s Sears card page is labeled “Log In or Apply” and covers the Sears Card, Sears Charge PLUS and Sears Home Improvement account. Choose the option for the task you need on the live page; its exact labels or layout may change.

  • Existing cardholders: Use the sign-in route to access your account.
  • Applicants: Use the application route on the page to review and submit an application.
  • One-time payment: The page offers a payment option without signing in.

How to activate a new Sears card

The Citi servicing page does not provide documented activation steps, so a specific online button sequence cannot be confirmed. Use the official card portal for current guidance or call the number printed on your new card and follow the issuer’s instructions. Do not assume that logging in alone activates the card.

Contact Citi about a Sears card

Citi’s Sears card page lists these numbers for the covered Sears card products. Because contact details can change, verify them on the live page before calling.

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For account-specific activation help, the number printed on your card is also a direct place to check.

Which Sears card is this?

Sears identifies Citibank, N.A. as the issuer of the Shop Your Way Mastercard. Sears-branded products can have different terms and benefits, so check the specific card’s current agreement and offer details with Citi rather than assuming one Sears card’s features apply to another.

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Check offer dates before applying

A Sears-hosted offer advertised up to $225 in statement credits only for accounts opened from April 1 through July 9, 2025. That promotion has expired and is not a current 2026 offer. Check Citi’s application page for any offer available when you apply, including its eligibility rules and terms.

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