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Here’s the Average Social Security Benefit at Age 67

The SSA’s latest age-specific snapshot shows a $2,037.51 monthly average for retired-worker beneficiaries age 67—but it is not the average for new claims at 67.
From TheFinanceBase Team2 min to read
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The Social Security Administration’s latest age-specific snapshot puts the average retired-worker benefit for people age 67 at $2,037.51 per month. That figure reflects benefits being paid to 67-year-old beneficiaries at the end of June 2026—not the average starting benefit for people who newly claim at 67.

What the age-67 average includes

The $2,037.51 monthly average is for retired-worker beneficiaries age 67 who were in current-payment status at the end of June 2026, according to the Social Security Administration’s age-distribution data. It describes people already receiving benefits at that point, not only people whose benefits began when they were 67.

That distinction matters: an age-specific payment average is not an estimate of what a new claimant will receive. For a separate year-end comparison, the SSA’s 2026 Annual Statistical Supplement reports December 2025 averages of $2,016.48 overall, $2,234.41 for men, and $1,801.82 for women among retired-worker beneficiaries age 67.

Age-67 averages by sex

In the SSA’s June 2026 snapshot, the averages were:

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Beneficiary group Average monthly benefit
All retired workers age 67 $2,037.51
Men age 67 $2,257.53
Women age 67 $1,820.09

These are group averages, not explanations of why individuals receive different amounts or predictions for any one person. Earnings histories and the age benefits begin both affect a person’s retirement benefit.

Is 67 your full retirement age?

Not necessarily. Full retirement age (FRA) is the age at which a worker can receive the unreduced retirement benefit under Social Security’s schedule, and it depends on birth year. It is 67 for people born in 1960 or later; people born earlier generally have an FRA below 67. The SSA’s birth-year chart gives the applicable age. If you were born on January 1, the chart applies the rule for the preceding year.

FRA is also different from Medicare eligibility: Medicare eligibility remains at 65, even though the FRA for people attaining age 62 in 2026 is 67, as the SSA explains in its guidance for people born in 1960 or later.

How claiming age changes the monthly amount

Workers can begin retirement benefits as early as 62, but claiming before FRA reduces the monthly amount. For someone turning 62 in 2026 whose FRA is 67, the SSA’s 2026 Retirement Benefits publication gives an example of a benefit about 30% lower at 62 than at FRA. Waiting beyond FRA increases benefits by 8% for each full year of delay, up to age 70. The percentage examples do not replace an individual estimate, which also reflects earnings history and applicable benefit adjustments.

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There is no universally best claim age implied by the national average. Compare the expected monthly amounts alongside how long you expect to receive payments, your earnings and work plans, and your birth-year FRA.

Find your own estimate

Use your my Social Security account to review your earnings record and see a personalized estimate, including estimates for different benefit-start ages. That estimate is more useful for planning than the national average because it is based on your record and lets you compare claiming ages.

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How the average differs from the maximum

The average age-67 payment is not the maximum available benefit. The SSA’s 2026 Fast Facts & Figures lists $4,152 as the maximum monthly benefit for a worker retiring at FRA in 2026. That is a maximum under a specific scenario, not a typical age-67 payment; higher benefits may be possible for workers who continue working or delay claiming after FRA.

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