What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
No. Standard Chartered PLC’s H1 2025 results show higher earnings than in H1 2024, not a 23% decline. For the six months ended 30 June 2025, underlying earnings per share rose 41% to 139.2 cents and reported earnings per share rose 55% to 129.1 cents. The company released the results on 31 July 2025.
What Standard Chartered reported for H1 2025
The figures below compare the six months ended 30 June 2025 with the same period in 2024. The report presents both reported results and some constant-currency comparisons; those bases are not interchangeable.
| Measure | H1 2025 | H1 2024 comparison |
|---|---|---|
| Underlying earnings per share | 139.2 cents | Up 41% |
| Reported earnings per share | 129.1 cents | Up 55% |
| Underlying profit before tax | $4.7 billion | Up 22% at constant currency |
| Reported profit before tax | $4.4 billion | Up 30% at constant currency |
| Underlying profit attributable to ordinary shareholders | $3.307 billion | $2.567 billion |
| Reported profit attributable to ordinary shareholders | $3.065 billion | $2.169 billion |
These measures answer different questions: earnings per share expresses profit per share, profit before tax measures earnings before tax, and profit attributable to ordinary shareholders is the profit assigned to ordinary shareholders. Underlying and reported figures also use different definitions. The bank’s Half Year Report 2025 provides the figures and definitions.
Where the 23% decline claim stands
The official H1 2025 results do not substantiate a 23% fall in earnings. The company’s report instead records year-over-year increases in the measures above. The official materials reviewed do not identify the source or metric behind the 23% figure, so it should not be assigned to a particular result without supporting evidence.
#1 Best Overall
- Each package contains 30 blank credit cards，Can print on both sides
- Suitable for all common ID card printers such(NOT INKJET) as Evolis, Zebra, Matica, Datacard, Magicard, Fargo, Hiti, Pridento, Authentys.
- Size: 85 x 54 mm (CR80),Card thickness: 0.76 mm（30 mil）,Same size as credit card
- Material：Made of international eco-friendly PVC material,Ensure clear and faster printing.the surface is smooth and shiny
- Very suitable for making in Office Badges, Membership Cards,Hotel Card, Gift Cards, and Student ID’s ......
Why costs and impairments do not mean earnings fell
Some H1 indicators did rise in ways that can sound negative when separated from the full income statement. Operating income increased 9% on a reported basis to $10.9 billion, expenses rose 5%, and the credit impairment charge increased to $336 million from $249 million in H1 2024. These are distinct items, not evidence by themselves of an overall earnings decline. The reported profit and EPS measures show the net outcome.
What the company said
In the official results transcript, Group Chief Executive Bill Winters said: “As a result, we delivered a 41 per cent increase in earnings per share in the first half and have announced a further buyback of $1.3 billion.” The statement refers to the first-half increase in earnings per share; the transcript is available in the 2025 Half Year Results Transcript.
Rank #2
- SECURE YOUR WALLET FROM e-PICKPOCKETING: Prevent potential identity and financial theft through your contactless cards. Don’t become a victim e-theft in our growing contactless society.
- Trendy Design: Elevate your protection with a touch of style! Our cards boast a sleek and World map design, making them a perfect accessory for any wallet or purse.
- Compact and Slim Profile: Slip these slim RFID blocking cards seamlessly into your wallet, purse, or cardholder without adding bulk. Experience maximum protection without sacrificing convenience.
- Versatile Protection: Whether you're a frequent traveler, a tech-savvy professional, or just someone who values their privacy, our RFID blocking cards are essential for preventing data theft in various situations.
- Perfect Gift Set: Surprise your loved ones with the gift of security and style! Our RFID blocking cards come in many styles, making it an ideal and thoughtful gift for any occasion.
How to read the headline figures
- Check whether a number is underlying or reported.
- Identify the measure: EPS, profit before tax, or profit attributable to shareholders.
- Check whether a percentage change is reported or at constant currency.
- Keep income, expenses and impairment charges separate from final profit measures.
Standard Chartered’s official results release was published on 31 July 2025. These are historical H1 2025 results; subsequent restatements or re-presentations could affect historical comparisons.
Quick Recap
Best Value
- Complete Protection: Blocks RFID signals within 2.4 inches (1.2 inches per side) to safeguard credit cards, IDs, passports, and driver's licenses from wireless scanning. Just insert into your wallet for instant security.
- Active Signal Jamming Technology: Built-in microchip and antenna detect and disrupt unauthorized scans with real-time interference signals, ensuring your financial and identity data stays secure.
- Sleek & Portable: Ultra-thin 0.03 inches design (credit card-sized) fits seamlessly into wallets, pockets, or cardholders. Effortless protection wherever you go.
- Easy to Use: No battery required, lifetime usage; Won't degauss other cards; Doesn't affect your phone signal, WIFI or Bluetooth
- Tested & Verified: Confirm its effectiveness: Place the RFID blocking card over your contactless card at a self-checkout—if the reader fails, your data is protected.
Rank #4
- SECURE YOUR WALLET FROM e-PICKPOCKETING: Prevent potential identity and financial theft through your contactless cards. Don’t become a victim e-theft in our growing contactless society. This is the simplest and most effective prevention solution! Block all RFID and NFC signal to secure your details and have peace of mind.
- JAMMING CHIP: An antenna and jamming chip makes up the main components of the card. The antenna will sense incoming radio waves and draw power for the chip to create a jamming signal. Lifetime usage as the card does not require battery.
- BROAD WORKING DISTANCE: A large working distance of 2.4” provides complete protection for your whole wallet. Cards 1.2” either side of the card will be fully secure from e-pickpocketing.
- ULTRA-THIN & COMPACT: At the size of a standard credit card and at only 0.03” thick, the card will fit into any wallet, purse or card case. Keep your wallet compact with no added bulk from this card.
- TEST THE CARD: Test the card is working at your local supermarket. At the self-service checkout machines, combine the blocking card and a contactless card on the payment reader. Payment with the contactless card will be blocked and an error message should occur on the reader.
Rank #3
- ONE CARD PROTECTS YOUR WHOLE WALLET: Drop a single KF-Premium card into your wallet, purse, or card holder and every card sitting near it is shielded from contactless RFID and NFC scans, so you do not need a separate sleeve on each card. This 2-pack covers a second wallet, a passport holder, or a family member.
- ULTRA THIN AT 0.9MM, BARELY THERE: Each blocking card is only 0.9mm thick, about as slim as one of your bank cards, so it slides into any wallet slot without the bulk of foil sleeves or switching to a new wallet. Slim enough that you forget it is working.
- STOPS FRAUD BEFORE IT STARTS: The armoured shield design sends out an interfering counter-signal that blocks unauthorized RFID and NFC readers from skimming your debit cards, credit cards, and IDs. It guards against contactless payment fraud, identity theft, and digital pickpocketing in crowds, on transit, and while you travel.
- WORKS THE MOMENT IT IS IN YOUR WALLET: No batteries, no charging, no app, and nothing to switch on. Protection is automatic and continuous for the life of the card, and the durable, high-quality build holds up to daily wear in a back pocket or bag.
- A PRACTICAL GIFT THEY WILL ACTUALLY USE: The sleek black finish gives it a premium look that suits travelers, students, parents, and anyone who carries contactless cards. Boxed as a 2-pack, it works for birthdays, holidays, or a stocking filler that quietly protects the people you care about.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
Recommended Free Tools
