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The $25 billion figure attached to Chime was a reported valuation from a 2021 private financing round, not its IPO price or a verified current market value. In December 2024, Chime took another step toward going public by confidentially filing IPO paperwork with the SEC, according to TechCrunch. Chime later filed publicly, priced its IPO at $27 per share in June 2025, and reported that it completed the offering in its FY2025 annual report.
What the $25 billion Chime valuation meant
TechCrunch reported on December 19, 2024, that Chime’s last reported private valuation was $25 billion, associated with a $1 billion financing round in August 2021. That is a historical private-company valuation—not the amount Chime raised in its IPO, an IPO price per share, or a current market capitalization. TechCrunch’s December 2024 report is the source for that historical figure.
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Those distinctions matter because a company valuation and a per-share offer price measure different things. The $25 billion figure refers to a private financing context; the later $27 figure was the price investors were offered each IPO share. The cited offering details do not provide a fully diluted share-count calculation that would support a precise like-for-like comparison of the private valuation with the IPO’s equity value.
What “another step toward an IPO” referred to
The phrase described a confidential SEC filing reported by TechCrunch on December 19, 2024. Chime declined to comment to the publication at that time. A confidential filing was a step in the process, not confirmation that the IPO had already taken place.
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The timeline then moved from private filing to public offering:
| Date | Event | What it establishes |
|---|---|---|
| August 2021 | Private financing round associated with a reported $25 billion valuation | A historical private-company valuation reported by TechCrunch. |
| December 19, 2024 | TechCrunch reported Chime had confidentially filed IPO paperwork with the SEC | A reported preparatory step; not a completed IPO. |
| May 13, 2025 | Chime filed a public Form S-1 | The registration filing became public. SEC Form S-1. |
| June 11, 2025 | Chime announced its IPO pricing | The company announced an offering price of $27 per share. Chime’s pricing announcement. |
| FY2025 | Chime reported that it completed its IPO | The event is no longer prospective. The company’s annual report also gives its FY2025 revenue and member count. Chime’s SEC filings page. |
What was Chime’s IPO price?
Chime announced on June 11, 2025, that it priced its IPO at $27 per share. The offering consisted of 32 million shares: 25,900,765 sold by Chime and 6,099,235 sold by existing stockholders. Chime said it would receive no proceeds from the shares sold by those stockholders. The company said shares were expected to begin trading on the Nasdaq Global Select Market under ticker CHYM on June 12, 2025; its FY2025 annual report later stated that the IPO was completed.
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- Mastercard Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Condition: a.co/9V5i70m
- When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
- Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
The $27 offer price is not itself a company valuation. It tells you the IPO price for one share, while a total equity valuation depends on the relevant share count and valuation basis. The figures cited here do not establish a precise, directly comparable IPO valuation against the 2021 private mark.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Did Chime go public, and what is it worth now?
Yes. Chime’s FY2025 annual report says it completed its IPO. The same report gives company-reported FY2025 revenue of $2.2 billion and 9.5 million Active Members. These are operating figures from the company, not a current market valuation.
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Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Clear out junk files and repair common Windows errorsFree Scan →Scan for outdated or missing drivers - takes under a minuteDriver Scan →The $25 billion valuation should therefore not be presented as what Chime is worth today. A current market capitalization or share price requires a dated market quote; the figures cited here do not establish one for October 2026.
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- When you access your Mastercard Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Mastercard Virtual eGift Card is non-reloadable. No cash or ATM access. - Mastercard Virtual eGift Cards are emailed active.
- Funds do not expire but your Mastercard Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call Mastercard customer service for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
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