It depends on the current checkout for your region and purchase. Blizzard’s accessible Balance restrictions page says Battle.net Balance cannot be combined with another payment method, but Blizzard’s support search also lists a newer article specifically about combining Balance with another method. Because the newer article’s details are not available here, it is not possible to confirm that a credit card can cover a shortfall in every checkout. Check the payment options shown before placing your order.
Can you pay with Blizzard balance and credit card?
Blizzard’s Battle.net Balance Restrictions page says Balance cannot be combined with another payment method. However, Blizzard’s support search lists Combining Battle.net Balance With Another Payment Method as an article updated two months before the research was conducted. The listing does not say whether credit cards qualify, which products are eligible, or whether availability varies by region.
| # | Preview | Product | Price | |
|---|---|---|---|---|
| 1 |
|
Blizzard Entertainment eGift Card | $100.00 | Buy on Amazon |
| 2 |
|
Blizzard Entertainment eGift Card | $50.00 | Buy on Amazon |
| 3 |
|
Blizzard Entertainment eGift Card | $20.00 | Buy on Amazon |
| 4 |
|
Blizzard Entertainment - Wolrd of Warcraft 60 Days of Game Time [eGift Card] - $29.99 | $29.99 | Buy on Amazon |
| 5 |
|
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee) | $206.95 | Buy on Amazon |
That leaves the general answer unsettled: do not assume a credit card will pay the remainder after your Balance runs out. At checkout, review the available payment methods and any instructions shown for that specific order. If the option is unclear, consult Blizzard Support for your region and purchase.
What to check before using Balance
Match the Shop currency
Your Balance must be in the same currency as the Shop charges. Blizzard’s example is that dollar-denominated Balance cannot be used in the European Shop when it charges in euros. Check the currency displayed for both your Balance and the purchase.
#1 Best Overall
- Charge up your Battle.net experience! Battle.net Balance is a different way to buy our digital products and services.
- Load up your balance using one of many different payment methods, then spend it on Battle.net games, services, in-game items, and more!
- To use your Battle.net Balance, simply select it as your payment method during the purchase process.
- Payments can be split between Battle.net Balance and other preferred payment methods*, allowing you to use up any leftover balance in the process. * Product currency must match Balance Currency. Disabled for some payment methods with long expiration times.
- eGift Cards are delivered active via email or SMS.
Check the product and payment restrictions
Blizzard says Balance cannot pay for a World of Warcraft subscription, although it can be used to buy game time. It also cannot be used in the Blizzard Gear Store or in the PlayStation, Xbox, Nintendo, Apple, Google Play, or Amazon app stores. Blizzard notes that some products, payment methods, and currencies may have additional restrictions.
Make sure your card details match
If you are paying by credit card, Blizzard advises that your account address information match the card’s billing information, including street address, postal code, and country. Blizzard also recommends using a card billed within the account’s region; a card billed elsewhere may be rejected.
Rank #2
- Charge up your Battle.net experience! Battle.net Balance is a different way to buy our digital products and services.
- Load up your balance using one of many different payment methods, then spend it on Battle.net games, services, in-game items, and more!
- To use your Battle.net Balance, simply select it as your payment method during the purchase process.
- Payments can be split between Battle.net Balance and other preferred payment methods*, allowing you to use up any leftover balance in the process. * Product currency must match Balance Currency. Disabled for some payment methods with long expiration times.
- eGift Cards are delivered active via email or SMS.
If your credit card or Balance payment fails
- Card declined: Compare the account address with the card’s billing address and confirm the card is billed in the account’s region.
- Balance not accepted: Check that the Balance currency matches the Shop currency and that the product supports Balance.
- Balance is short: Do not rely on the older restriction page alone to predict every current checkout. See whether the order screen offers another payment method alongside Balance; if it does not, ask Blizzard Support whether that purchase can be split in your region.
Blizzard says Balance code cards may be available from physical retailers and can be claimed through Battle.net Account Management. A top-up is one possible way to add funds, but it does not establish that a credit card can cover a remaining amount at checkout.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.If you need to add Battle.net Balance
Blizzard’s Balance restrictions page gives account caps of $350/€250/£200, or $110/€110/£100 without an Authenticator linked. It also says a newly purchased Balance amount can take up to 24 hours to become available. These are Blizzard support limits and timing guidance; they do not resolve whether a particular order permits split payment.
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Best Value
- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Rank #4
- Azeroth Awaits! Join millions of players and enter a world of myth, magic, and endless adventure.
- With a single game time purchase you can access World of Warcraft and WoW Classic, including 20th Anniversary Edition, Cataclysm Classic, Season of Discovery, and Hardcore Realms.
- Embark on your epic adventure in Azeroth for 60 days with this pre-paid game timecard.
- Simply enter your code at battle.net/code then assign this game time to any new or existing World of Warcraft account to keep the adventures going. No game purchase required.
- Includes access to World of Warcraft and WOW Classic. The most recent modern WOW expansion is sold separately.
Rank #3
- Charge up your Battle.net experience! Battle.net Balance is a different way to buy our digital products and services.
- Load up your balance using one of many different payment methods, then spend it on Battle.net games, services, in-game items, and more!
- To use your Battle.net Balance, simply select it as your payment method during the purchase process.
- Payments can be split between Battle.net Balance and other preferred payment methods*, allowing you to use up any leftover balance in the process. * Product currency must match Balance Currency. Disabled for some payment methods with long expiration times.
- eGift Cards are delivered active via email or SMS.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.




