It depends on which Assurant product you mean. For renters insurance, NerdWallet’s 2026 review gives Assurant 3.5 out of 5, citing potentially useful bedbug or mold coverage alongside a high complaint rate in its analysis. For phone protection, the answer depends on the carrier, state, and plan: fees, exclusions, and claim rules are not universal. Compare the policy or certificate you would actually enroll in—not a general impression of the Assurant name.
What does “Assurant insurance” cover?
Assurant is not one insurance policy with one set of terms. The company works across several lines, including renters insurance, mobile-device solutions, service contracts, and housing-related products, according to its 2025 sustainability report. A renters policy and a carrier-sold phone protection plan address different risks and should be assessed separately.
Is Assurant renters insurance worth considering?
It may be worth comparing if the quote and policy fit your budget and coverage needs. NerdWallet’s 2026 Assurant renters insurance review rated it 3.5 out of 5. NerdWallet identifies bedbug or mold damage coverage as potential value, but also reports a high complaint rate. That score is NerdWallet’s assessment, not an industry-wide rating or a prediction of whether a particular claim will be paid.
What the complaint finding means
NerdWallet says its complaint analysis uses three years of state-regulator complaints reported to the NAIC, covering 2023 through 2025, and accounts for company size and premiums. The conclusion about a high complaint rate belongs to NerdWallet’s analysis; it is not an NAIC rating. Assurant says it does not publicly disclose an overall complaints-to-claims ratio because complaint definitions and product offerings vary by line and location.
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- 【Bubble‑Free Built‑in 9H Glass Screen Protector】Please note: The Miracase 360° full‑body case for iPhone 17 features a built‑in screen protector. Ensure no extra tempered‑glass screen protector is installed on your phone prior to use, as stacking protectors may lead to reduced touch‑screen responsiveness.This Miracase iPhone 17 case with built-in screen protector defends your display against scratches and cracks. It fits snugly with zero gaps and will not lift at the edges, delivering bubble‑free installation and responsive, natural touch performance.
- 【Military Full Body & Unique Camera Control】SGS test standard: MIL-STD-810H-2019.SGS certificate No.: GZMR220802655103.Military-grade 8000 times drop tested. Dual layer provides 360 grad full body rugged.Unique camera lens&camera control button Protector.Different from other brands' direct hole digging design, Miracase's design focuses more on the overall protection of the phone, providing a more comfortable grip without affecting the use of camera control.
- 【Fit All Magnet Accessories】Miracase iPhone 17 phone case Built in upgraded 3rd generation magnet ring, locking and compatible with magsafe accessories, wireless charging is faster, easier, and safer. The powerful magnetism support charging from any angle, and there is no need to worry about the charger separating from the phone anymore
- 【Never Yellow Crystal Clear】Diamond hard clear back to show off the real color of your iPhone 17, always clear new as day 1
- 【PRODUCT SUPPORT】Any product issues please contact us for a replacement. Installation: install the front cover with Phone - install the back cover from the bottom-clos the camera control cover; Removal: open the camera control cover-press the bottom cover from the bottom to separate the case
Availability and policy fit
NerdWallet reports that Assurant renters insurance is offered in all 50 states and Washington, D.C., but says coverage may not be available to every renter within a state and availability can change. Verify eligibility for your address and review the current policy before relying on any feature mentioned in a review.
How to compare an Assurant renters quote
Price alone cannot establish whether a policy is a good deal. Compare the quote and contract against another policy with equivalent limits and terms.
Rank #2
- Super Magnetic Attraction: Powerful built-in magnets, easier place-and-go wireless charging and compatible with MagSafe
- Compatibility: Only compatible with iPhone 13/14; precise cutouts for easy access to all ports, buttons, sensors and cameras, soft and sensitive buttons with good response, are easy to press
- Matte Translucent Back: Features a flexible TPU frame and a matte coating on the hard PC back to provide you with a premium touch and excellent grip, while the entire matte back coating perfectly blocks smudges, fingerprints and even scratches
- Shock Protection: Passing military drop tests up to 10 feet, your device is effectively protected from violent impacts and drops
- Check your phone model: Before you order, please confirm your phone model to find out which product is right for you
- Covered property and causes of loss: Check the personal-property limit and which events are covered.
- Limits and exclusions: Look for special limits on particular belongings and exclusions that could matter to you.
- Claim settlement: Confirm whether covered belongings are settled at replacement cost or actual cash value.
- Deductible: Compare what you would pay out of pocket for a covered claim.
- Optional coverage: Check whether bedbug or mold coverage is included or requires an endorsement, and read its limits and exclusions.
- Service and payment: Review available payment options, discounts, and ways to reach support.
- Address-specific availability: Confirm the insurer will cover your particular rental and that the quoted terms are current.
The sources available here do not establish a personalized premium or provide a complete policy form, so they cannot show that Assurant is cheaper or better than another insurer. Obtain comparable quotes and read the contracts side by side.
Managing a renters policy and filing a claim
Assurant’s renters claims and support page says policyholders can manage a policy online, make payments, change an address, file a claim, and check claim status. It lists support hours as Monday through Friday, 8 a.m. to 8 p.m. Eastern. NerdWallet reports that renters can file online or by phone and that Assurant has no mobile app for renters policy management. These are practical access details, not evidence of claim outcomes or turnaround times.
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- Compatibility】: Designed specifically for the iPhone 15 (6.1 inch) ONLY, Pls NOTE: [ NOT INCLUDED any separate screen protector and camera lens protector and This case is NOT MagSafe compatible]. This case can also be the gift for men, women, boys, or girls
- 【Heavy Duty Shockproof Protection】: The dual layer design combines a sturdy durable clear inner case and soft outer frame to provide robust strong protection against drops from up to 6.5 feet. The dust cover for the charging port helps keep your phone clean and dust-free, while the four corners effectively absorb shocks and prevent scratches
- 【Raised Edge Protection】: Features 3.5mm raised bezels around both camera module and screen to prevent direct surface contact when placed face-down. This design helps reduce scratches, drops, and impacts on these sensitive areas.This case features precise cutouts for speakers, charging port, audio jack, and buttons, ensuring its functionality. The transparent design showcases the original appearance and logo of your phone
- 【Versatile Usability】: Ideal for outdoor activities such as running, skateboarding, and hiking, as well as construction and work environments. This iPhone 15 case provides exceptional protection against various types of damage, making it suitable for both active individuals and professionals
- 【Comprehensive After-Sales Support】: If you encounter any issues during use, please feel free to contact us. Additionally, we have provided an installation video for the phone case. When installing it, you can refer to this video for guidance. We promise a prompt response and will assist you in resolving any concerns to ensure your satisfaction
Are Assurant phone-protection plans worth it?
There is no single answer across carriers and states. Phone protection is often offered through a provider, and the exact monthly charge, service fee or deductible, covered events, claim limit, repair or replacement options, exclusions, and deadlines depend on the plan documents provided at enrollment. Check your own certificate or policy rather than applying another customer’s terms.
What the New York T-Mobile document says
The T-Mobile Protection 360 disclosure for New York, marked © 2024, is one provider- and state-specific example, not a universal Assurant plan. It says the full benefits, exclusions, and service fees or deductibles are in the coverage documents supplied at enrollment. It also describes a maximum-per-claim formula, exclusions, claim routes, and a requirement to return a damaged device after an advanced replacement. The document names American Security Insurance Company for property coverage and Federal Warranty Service Corporation for the service contract; both operate under the Assurant trade name.
Rank #4
- 【Bubble Free Built-in 9H Glass Screen Protector】 Miracase for iPhone 16 case with built-in full screen protector protect your phone screen from scratches and cracks, no gap and won't lift up the screen,and making you enjoy the sensitive touch without bubbles.
- 【Military Full Body & Unique Camera Control】SGS test standard: MIL-STD-810H-2019.SGS certificate No.: GZMR220802655103.Military-grade 8000 times drop tested. Dual layer provides 360 grad full body rugged.Unique camera lens&camera control button Protector.Different from other brands' direct hole digging design, Miracase's design focuses more on the overall protection of the phone, providing a more comfortable grip without affecting the use of camera control.
- 【Fit All Magnet Accessories】Miracase iPhone 16 phone case Built in upgraded 3rd generation magnet ring, locking and compatible with magsafe accessories, wireless charging is faster, easier, and safer. The powerful magnetism support charging from any angle, and there is no need to worry about the charger separating from the phone anymore
- 【Never Yellow Crystal Clear】Diamond hard clear back to show off the real color of your iPhone 16, always clear new as day 1
- 【PRODUCT SUPPORT】Any product issues please contact us for a replacement. Installation: install the front cover with Phone - install the back cover from the bottom-clos the camera control cover; Removal: open the camera control cover-press the bottom cover from the bottom to separate the case
Before enrolling or filing, check the current documents for your own plan, including any deadline, return requirement, claim limit, and fee. Do not apply New York T-Mobile charges or rules to another state or carrier.
Check for overlap with renters or homeowners insurance
The New York T-Mobile disclosure warns: “The Insurance Device Protection Plan may duplicate other coverages you may have, such as homeowners or renters insurance.” Compare the device plan with your existing policy, paying attention to coverage, deductibles, exclusions, and how a claim could affect the coverage you already have. The existence of overlap does not by itself establish that one plan is sufficient; the actual terms matter.
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Best Value
![Ezanmull for Samsung Galaxy A16 5G Phone Case, [Military Grade Drop Protection] [Glass Screen Protector + Camera Lens Protector] Non-Slip Shockproof case (Black)](https://m.media-amazon.com/images/I/415hlUyAuHL._SL160_.jpg)
- 【Designed for】Designed Samsung Galaxy A16 5G case only designed with Samsung Galaxy A16 5G 2024 Released.
- 【Double-layer Quality Material】Made of flexible rubber inner cover and hard polycarbonate back cover protect your phone from daily wear and tear.Comfortable grip with the case brings you a pleasant using experience.
- 【Thorough Camera & Screen Protection】2.0mm raised lips over screen and 2.0mm raised lips over camera relieves impact and protects the phone screen and camera against drop damage, horizontal area, the device touchscreen will not make contact with that surface.
- 【Screen Protector and Camera Lens Cover】2 tempered glass screen protectors with high touch sensitivity prevent scratches and cracks and 2 camera protectors protects the phone camera, And will not affect the quality of the photo.
- 【What You Will Get】You will get a Case for Samsung Galaxy A16 5G, 2 pcs tempered glass screen protector and 2 pcs tempered glass camera protector. Offers Lifetime Replacement for Your Samsung Galaxy A16 5G Heavy Duty Protection Case. Your are always the First for us.
How much should online reviews influence your decision?
Use reviews as examples of individual experiences, not as a reliable measure of typical claim results. The Better Business Bureau’s Assurant customer-review page includes individual positive and negative accounts, but BBB says it does not verify the accuracy of third-party reviews and does not endorse businesses. Assurant’s own reviews and ratings page publishes selected customer comments, so those testimonials are not a representative survey. Neither source establishes a claim-success rate.
Quick Recap
A practical decision rule
- Name the product: Decide whether you are evaluating renters insurance or a specific carrier’s device-protection plan.
- Get the documents for your situation: Use a quote and policy for your rental address, or the current certificate for your carrier, state, and device plan.
- Compare equivalent terms: For renters coverage, match limits, settlement method, deductible, exclusions, and endorsements. For device protection, compare fees, covered events, claim limits, repair or replacement terms, and exclusions.
- Check access and overlap: Review how to manage or claim under the policy and whether other coverage may apply.
- Decide from the contract and price: Choose based on the protection you need and the terms you would actually receive, not a broad rating or isolated review.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
