October DealsAmazon USOctober deal check: compare before you payAmazon US: current deals, useful picks and tech finds.Check DealsPC HealthRecommendedCrashes, freezes, slowdowns? Check your PC nowSpot repairable issues before they interrupt work.Check PCOctober DealsAmazon USDeal season is back - check today's better picksAmazon US: current deals, useful picks and tech finds.See Picks×
Skip to content
The Finance Base
The Money Desk · Blog
Re:

How MGM Settlement Payments Could Be Used for Amazon Credit—and What’s Unverified

The MGM settlement did not offer Amazon gift cards directly. Although Amazon gift-card balance works for eligible purchases, official sources do not confirm that the settlement E-Mastercard could buy one.
From TheFinanceBase Team3 min to read
Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

The MGM data-incident settlement did not list Amazon credit as a payment option. Approved cash claims were sent on December 12, 2025, by check, Venmo, PayPal, ACH, or E-Mastercard, depending on the recipient’s election. The official materials do not establish whether that E-Mastercard could buy an Amazon gift card, so the title’s first-person conversion cannot be verified from the available evidence.

Did MGM settlement payments come as Amazon gift cards?

No. The settlement administrator listed payment by USPS First-Class check or digital disbursement methods including Venmo, PayPal, direct deposit (ACH), and E-Mastercard—not Amazon gift cards. The administrator says approved cash claims were sent on December 12, 2025, using the method requested on the claim form. MGM settlement FAQ and status

The case, Tonya Owens, et al. v. MGM Resorts International et al., concerned data incidents around July 2019 and September 2023. The settlement website describes a $45 million settlement. Its claim deadline was June 3, 2025, and the final approval hearing took place June 18, 2025. Official settlement site

Can you turn an MGM settlement E-Mastercard into Amazon credit?

Possibly, but the official sources reviewed do not confirm that the particular settlement E-Mastercard can be used to purchase an Amazon gift card. Amazon documents that customers can purchase digital gift cards on Amazon.com and that gift-card balance can be used for eligible Amazon purchases. Those rules do not confirm that a particular prepaid card transaction will be authorized. Amazon gift-card help

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
#1 Best Overall
Amazon eGift Card - Amazon Logo
  • Amazon.com Gift Cards never expire and carry no fees.
  • Multiple gift card designs and denominations to choose from.
  • Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
  • Available for immediate delivery. Gift cards sent by email can be scheduled up to a year in advance.
  • No returns and no refunds on Gift Cards.

Whether a prepaid-card purchase works can depend on the card’s issuer controls, registration requirements, available balance, authorization, and Amazon’s purchase rules. The settlement FAQ does not supply card terms or confirm Amazon gift-card purchase acceptance. Do not treat this route as guaranteed or as a settlement-endorsed method. If a recipient did complete it, that is an individual result, not proof that it will work for all recipients.

If you already have an Amazon gift-card balance

Amazon says gift-card balance applies only to eligible Amazon.com goods and services; it cannot be used to pay a third-party merchant through Amazon Pay. Keep any gift-card claim code private and do not send it to a third party as payment. Amazon Pay gift-card restrictions

Rank #2
Amazon eGift Card - Happy Birthday
  • Amazon.com Gift Cards never expire and carry no fees.
  • Multiple gift card designs and denominations to choose from.
  • Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
  • Available for immediate delivery. Gift cards sent by email can be scheduled up to a year in advance.
  • No returns and no refunds on Gift Cards.

What payment methods did the settlement offer?

Method How it was delivered or selected What the official FAQ says about timing
USPS First-Class check Mailed to the claimant The cited FAQ does not give a delivery estimate.
Venmo or PayPal Digital disbursement option Some digital payment selections were estimated to arrive within 3–10 days after selection; this was not a guarantee.
Direct deposit (ACH) Transfer to a bank account Some digital payment selections were estimated to arrive within 3–10 days after selection; this was not a guarantee.
E-Mastercard Prepaid digital card; the FAQ says delivery generally takes 1–10 days after selection Administrator estimate, not a guarantee. Amazon gift-card purchase acceptance is not established.

The FAQ says recipients who received a payment-election email from [email protected] had not chosen a specific digital method on their claim form and could then select an offered option. Epiq was the settlement administrator and Digital Disbursements a payment partner. Verify messages through the official settlement website rather than relying on an unsolicited email alone. Settlement FAQ

How much could a claimant receive?

The settlement described estimated tier payments based on the type of information exposed: $75 for Social Security or military identification exposure, $50 for passport or driver’s license exposure, and $20 for name, address, and/or date-of-birth exposure. These were estimates under the 2025 settlement terms, not guaranteed individual payments; amounts could increase or decrease pro rata depending on valid claims and whether the fund was exhausted. Settlement benefits and FAQ

What’s actually slowing this PC down?

Pick the symptom - the matching free tool is one click away.

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.
Rank #3
Amazon eGift Card - Birthday Wishes
  • Amazon.com Gift Cards never expire and carry no fees.
  • Multiple gift card designs and denominations to choose from.
  • Redeemable towards millions of items store-wide at Amazon.com or certain affiliated websites.
  • Available for immediate delivery. Gift cards sent by email can be scheduled up to a year in advance.
  • No returns and no refunds on Gift Cards.

Claimants with supported financial losses related to the incidents could seek documented-loss payments up to $15,000, subject to the settlement’s requirements. The agreement also provided one year of financial account monitoring for valid claims; it specified CyEx Identity Defense Total, three-bureau monitoring, and at least $1,000,000 in fraud/identity-theft insurance. Settlement agreement and benefits

Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Support on Ko-Fi

Can you still file an MGM settlement claim?

No. The claim deadline was June 3, 2025, and the settlement site reports that approved cash payments were sent on December 12, 2025. This is a closed claims process, not an open opportunity to submit a new claim. The site also scheduled financial account monitoring enrollment emails to begin December 16, 2025. For case-specific questions, use the official settlement website and its administrator contact information. Official settlement site

Quick Recap

Bestseller No. 1
Amazon eGift Card - Amazon Logo
Amazon eGift Card - Amazon Logo
Amazon.com Gift Cards never expire and carry no fees.; Multiple gift card designs and denominations to choose from.
$50.00
Bestseller No. 2
Amazon eGift Card - Happy Birthday
Amazon eGift Card - Happy Birthday
Amazon.com Gift Cards never expire and carry no fees.; Multiple gift card designs and denominations to choose from.
$50.00
Bestseller No. 3
Amazon eGift Card - Birthday Wishes
Amazon eGift Card - Birthday Wishes
Amazon.com Gift Cards never expire and carry no fees.; Multiple gift card designs and denominations to choose from.
$50.00
Bestseller No. 4
Amazon Physical Gift Card in a Gift Box - Better than Gold - Black
Amazon Physical Gift Card in a Gift Box - Better than Gold - Black
Gift Card is redeemable towards millions of items storewide at Amazon.com; Gift Card has no fees and no expiration date
$50.00
Bestseller No. 5
Amazon Physical Gift Card in a Mini Envelope - Candlelight Celebration
Amazon Physical Gift Card in a Mini Envelope - Candlelight Celebration
Gift Card is redeemable towards millions of items storewide at Amazon.com; Gift Card has no fees and no expiration date
$50.00
Best Value
Amazon Physical Gift Card in a Mini Envelope - Candlelight Celebration
  • Gift Card is redeemable towards millions of items storewide at Amazon.com
  • Gift Card has no fees and no expiration date
  • Gift Card is affixed inside a mini envelope
  • Free One-Day Shipping (where available)
  • Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App
Rank #4
Amazon Physical Gift Card in a Gift Box - Better than Gold - Black
  • Gift Card is redeemable towards millions of items storewide at Amazon.com
  • Gift Card has no fees and no expiration date
  • Gift Card is nested inside a specialty gift box
  • Free One-Day Shipping (where available)
  • Scan and redeem any Gift Card with a mobile or tablet device via the Amazon App

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

Leave a Reply

Your email address will not be published. Required fields are marked *

Special offer. See more information about Outbyte and uninstall instructions. Please review EULA and Privacy policy.

More post from the Money Desk

  1. The Money DeskBlogTheFinanceBase09 OCT 267 minMortgage Escrow FAQs: Taxes, Insurance, Shortages, and Refunds
  2. The Money DeskBlogTheFinanceBase09 OCT 265 minHow Mortgage Escrow Accounts Work and What Homeowners Pay For
  3. The Money DeskBlogTheFinanceBase09 OCT 265 minHow to Read a Stock Chart, Volume and Market-Cap Data
Recommended PC Tool
Recommended PC Tool
Windows Errors? Fix Them Before They SpreadFree repair scan
Crashes, No Sound, or Screen Glitches?Free driver scan

Two free Windows tools

One Free Minute Could Fix That PC

Before you go - each of these free tools takes about a minute and tackles what quietly slows a Windows PC down.

Special offer. View Outbyte info, uninstall instructions, EULA, and Privacy Policy.