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15 Limited-Time Credit Card Welcome Offers Reported on October 13, 2026—Plus a 115K Aeroplan Offer

An October 13, 2026 roundup reports 15 limited-time card offers, with November deadlines for Delta and IHG. A separate Aeroplan promotion is reported at up to 115,000 points, with no expiration date stated.
From TheFinanceBase Team6 min to read
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As of Eye of the Flyer’s October 13, 2026 roundup, 15 U.S. card welcome offers were described as limited-time: six Delta SkyMiles cards, four IHG One Rewards cards, two United cards, two Citi AAdvantage cards and one Southwest business card. The roundup reports end dates of November 4, 2026 for the Delta offers and November 18, 2026 for the IHG offers. It gives no published end date for the listed United, Citi or Southwest offers. A separate Chase Aeroplan promotion offers up to 115,000 points across two spending tiers; the roundup calls it a “Best Offer Ever,” but does not give it an expiration date or count it among the 15.

These are offers reported on October 13, not a guarantee that every applicant will see or qualify for them. Check the exact terms, eligibility, deadline and fees on the issuer’s application page before applying.

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Delta SkyMiles: six offers reported through November 4

Eye of the Flyer’s October 13 roundup reports that the six offers below end November 4, 2026. The three Delta business-card amounts were also displayed on American Express’s checked business-offer page at retrieval. For the personal Gold and Platinum cards, the roundup describes the headline amounts as offers an applicant may be eligible for “as high as”; they can vary and may not be available to every applicant.

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Card Reported welcome offer Minimum spend and window
Delta SkyMiles Reserve Business 200,000 SkyMiles $20,000 in eligible purchases within six months of approval
Delta SkyMiles Reserve (personal) 50,000 miles and two round-trip Delta Comfort Flight Certificates; certificate restrictions apply $10,000 in eligible purchases within six months
Delta SkyMiles Platinum (personal) As high as 90,000 miles and a limited-time $300 statement credit; offer may vary or not be available to an applicant $4,000 in eligible purchases within six months
Delta SkyMiles Gold (personal) As high as 80,000 miles and a limited-time $250 statement credit; offer may vary or not be available to an applicant $3,000 in eligible purchases within six months
Delta SkyMiles Platinum Business 100,000 miles $8,000 in eligible purchases within six months
Delta SkyMiles Gold Business 90,000 miles $6,000 in eligible purchases within six months

At the time American Express’s business-offer page was checked, it listed annual fees of $650 for Reserve Business, $350 for Platinum Business, and $0 for the first year followed by $150 for Gold Business. Those are page terms at retrieval, not a promise of the fee an applicant will see later. The retrieved pages showed varying APR information, so check the current full pricing disclosures rather than relying on a roundup figure.

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IHG One Rewards: four offers reported through November 18

The October 13 roundup reports these four launch offers as running through November 18, 2026. Chase’s checked Premier Select page independently displayed its 200,000-point headline offer, a $350 annual fee and exclusions for some transactions.

Card Reported welcome offer Minimum spend and window
IHG One Rewards Premier Select 200,000 points $5,000 in purchases in the first three months
IHG One Rewards Premier 180,000 points $3,000 in the first three months
IHG One Rewards Credit Card 125,000 points $2,000 in the first three months
IHG One Rewards Business 190,000 points $5,000 in the first three months

Chase’s checked Premier Select page also mentioned 10,000 additional points for adding an authorized user within the first three months. That page-specific extra is not included in the roundup’s 200,000-point headline. Chase says offers can vary by application channel and change, so compare the exact application offer rather than assuming the extra applies to every route. The November 18 deadline is reported by Eye of the Flyer; the checked Chase page did not independently establish that date.

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Chase excludes certain transactions from qualifying purchases for the Premier Select bonus, including balance transfers, cash advances, cash-like transactions, gambling transactions, person-to-person transfers, fees and interest. Review the card’s live offer terms for the applicable definitions and exclusions.

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United: two offers labeled limited-time, with no end date reported

The roundup labels both offers limited-time but does not report an issuer-published deadline for either. Chase’s United Quest page also carried a “LIMITED-TIME OFFER” label and displayed up to 90,000 miles plus 500 Premier qualifying points (PQP). The earning components below are as reported by Eye of the Flyer; check the live Chase application terms for the full conditions.

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Card Reported welcome offer Minimum spend and window
United Quest 80,000 miles after qualifying spend, plus 10,000 miles for adding an authorized user within three months; the roundup also reports 500 PQP after the first purchase $4,000 in the first three months
United Club 90,000 miles after qualifying spend, plus 10,000 miles for adding an authorized user in the first three months $5,000 in three months

The roundup describes the Quest offer as up to 90,000 miles plus 500 PQP, and the United Club offer as up to 100,000 miles. The added-user miles depend on completing that offer condition; do not treat them as part of the base bonus without meeting it.

Citi AAdvantage: two reported offers, with no end date stated

Eye of the Flyer reports these Citi offers as limited-time but says it could not find an issuer-published end date. Its retrieved issuer-page results did not independently verify the figures, so confirm the bonus, spending window and eligibility on the live Citi application offer.

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Card Reported welcome offer Minimum spend and window
Citi / AAdvantage Platinum Select 80,000 miles $3,500 in purchases in the first four months
Citi / AAdvantage Executive 125,000 miles $15,000 in purchases in the first five months

Southwest Premier Business: 80,000 points, deadline not reported

The October 13 roundup reports 80,000 Southwest Rapid Rewards points after $3,000 in purchases in the first three months for the Southwest Rapid Rewards Premier Business card. Chase’s checked page displayed that offer and labeled it limited-time, but neither the roundup nor the checked page gives a public end date. The issuer page listed a $149 annual fee at retrieval; confirm the current fee and complete offer terms on the application page.

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Separate from the 15: Aeroplan’s reported 115,000-point offer

Eye of the Flyer reports a Chase Aeroplan Card offer of 75,000 points after $4,000 in purchases during the first three months, plus 40,000 more after $20,000 in purchases within the first 12 months. Meeting both tiers would yield 115,000 points. The roundup calls this “Our Best Offer Ever,” attributing that wording to Chase, but does not call the offer limited-time or provide an end date. The retrieved issuer results did not independently verify the Aeroplan breakdown, so check the current Chase offer page before relying on it.

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The second tier is tied to a substantially higher spending threshold than the first. Treat the additional 40,000 points as relevant only if the required purchases fit your normal budget; do not spend extra or take on debt to reach a welcome-bonus target.

How to decide whether a welcome offer fits

Compare the threshold with your ordinary budget

Put the required dollars beside the number of months available and consider purchases you already expect to make. A large headline bonus can be a poor fit if its spending requirement pushes you to buy things you do not need. Chris Carley, author of the October 13 Eye of the Flyer roundup, advises: “Look at the spending requirement. Look at whether the card makes sense after the welcome offer is gone.”

Look beyond the bonus

Annual fees and ongoing card benefits affect the value of keeping a card after the welcome offer. Only some fees are established in the checked pages described here: the business Delta fees and the IHG Premier Select and Southwest Premier Business fees listed above. Fees for other cards are not stated in the cited offer information here; use each issuer’s current pricing disclosures for a complete comparison.

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Confirm the offer shown to you

Personalized or channel-dependent offers can differ from a roundup’s headline. This is especially important for Delta Gold and Platinum personal offers described as “as high as,” and for Chase offers that may vary by application channel. Read the displayed application terms for the exact bonus, qualifying transactions, timeframe, eligibility rules and fee before submitting an application.

Use the reported deadlines carefully

The October 13 roundup provides dates only for Delta (November 4, 2026) and IHG (November 18, 2026). For United, Citi and Southwest it reports no public end date, and for Aeroplan it gives no expiration date. An absent date is not proof that an offer will remain available; issuers can change offers, so use the live page rather than an assumed countdown.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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