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You can reload a Netspend card with cash at participating Netspend Reload Network locations. Use Netspend’s reload locator or its mobile app to find a nearby outlet and confirm that the specific location accepts reloads. Netspend lists Walmart, Walgreens, and CVS as examples, but participation varies by branch. The current Netspend FAQ lists reload fees from $0 to $3.95, depending on location.
How to find a Netspend reload location near you
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Open Netspend’s reload locator or the Netspend mobile app.
# Preview Product Price 1
Visa Physical Gift Card $200 (plus $6.95 Purchase Fee) $206.95 Buy on Amazon 2
Visa Virtual eGift Card $206.95 Buy on Amazon 3
Visa Virtual eGift Card $105.95 Buy on Amazon 4
MasterCard Physical Gift Card – $200 (plus $6.95 Purchase Fee) Buy on Amazon 5
Visa Physical Gift Card $100 (plus $5.95 Purchase Fee) $105.95 Buy on Amazon -
Search for locations near your address or ZIP code, then check the results for a participating outlet. Netspend advertises more than 130,000 reload locations nationwide, but that count does not mean every retailer or branch takes Netspend reloads.
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Check the fee shown for the location before you go. Fees vary by outlet and can change.
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Visa Physical Gift Card $200 (plus $6.95 Purchase Fee)- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Netspend names Walmart, Walgreens, and CVS as examples of retailers offering prepaid card reload services. These are examples, not a guarantee that every store in those chains can reload your card. Confirm the exact outlet in the locator or app.
What to bring and how a cash reload works
Take the cash you want to load and your Netspend card to the participating outlet. Netspend’s instructions say to give the card and cash to the cashier to complete the reload. Ask the cashier to confirm the fee before the transaction if it is not clear in the locator.
Rank #2
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
How much does it cost to reload a Netspend card?
Netspend’s current FAQ lists cash reload fees ranging from $0 to $3.95, with the exact amount varying by location. The figure is a range, not a promise that a particular nearby store will charge a specific amount. Check the fee for your chosen outlet and the terms for your card program; charges may change.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Other ways to add money to a Netspend card
Cash at a participating retailer is not the only funding option. Availability, fees, and timing depend on the Netspend program and the method, so check your Online Account Center or app before relying on one.
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Rank #3
- Visa Virtual eGift Cards are designed for online use only. Gift Cards are subject to Terms and Conditions: a.co/5bw3qXJ
- When you access your Visa Virtual eGift Card for the first time, you’ll need to register your name, address, phone number, and email address via activationspot.com. These details should also be used as your billing address for online purchases, as many merchants require address verification for purchase authorization.
- This Visa Virtual eGift Card is non-reloadable. No cash or ATM access. Visa Virtual eGift Cards are emailed active.
- Funds do not expire but your Visa Virtual eGift Card has a ‘valid thru’ date (9 years from date of purchase). If funds remain after this date has passed, please call the Toll Free number found on your Visa Virtual eGift Card for a replacement card. A one-time purchase fee applies at the time of checkout.
- This item is not eligible for refund, resale, or return. Available for sale within the United States only. Not available to residents of Puerto Rico, Hawaii, New Mexico, South Dakota, West Virginia and the US Virgin Islands.
| Method | How it works | What to check |
|---|---|---|
| Direct deposit | Arrange for a paycheck, government benefit, or tax refund to be deposited to your Netspend account. | The payer controls when it sends the money. Netspend says early availability may be possible, but it depends on payer timing and support; the account must be active and in good standing to receive deposits. |
| Bank transfer | Transfer money from a bank through an available account option. | Confirm availability and any applicable fees or timing in your account. |
| Debit card transfer | Use an eligible debit card through an available transfer option. | Availability and terms may vary by program. |
| PayPal transfer | Transfer funds from PayPal where the option is available. | Check the account and service terms for availability, fees, and timing. |
| Mobile check load | Submit photos of a check in the Netspend app for review. | Processing time varies. The app identifies First Century Bank, N.A. and Ingo Money, Inc. as service providers. |
Netspend notes that some transfer methods may not be available for every card program. Its funding guidance and app and account services provide details; check the options shown for your own account.
Quick Recap
Best Value
- Gift Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- To access your card information safely, type the complete website address shown on your Gift Card (MyGift.GiftCardMall.com) directly into your browser's address bar. Don't use search engines or shortened versions of the website address, as these may lead you to fake or fraudulent sites. Do not provide any Gift Card details (example: Card Number) to someone you do not know or trust. If you believe you've reached an illegitimate website, contact cardholder service at 1-888-524-1283. Be cautious of phishing sites, there are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- To report your Lost or Stolen Physical Visa Card, call Customer Service 24/7 at 1 (888) 524-1283 to cancel your Gift Card as soon as you can. You will be asked to provide the Gift Card number and other identifying information.
- Use your Visa Gift Card in the U.S. everywhere Visa debit cards are accepted, including online.
Rank #4
- Cards are shipped active and ready for use.
- This card is non-reloadable. No cash or ATM access. Funds do not expire. If available funds remain on your card after the valid thru date has passed, please call customer service for a replacement card. A one-time purchase fee applies at the time of checkout. No fees after purchase.
- Double check if the URL/website is genuine before entering card details online. Do not provide any gift card details (example: claim code) to someone you do not know or trust. There are a variety of scams in which fraudsters try to trick others into paying with gift cards.
- If you believe that your Card has been lost or stolen, notify Mastercard immediately by calling 1-833-791-7288. You will be asked to provide the Gift Card number and other identifying information.
- Use your Mastercard Gift Card in the U.S. everywhere Mastercard debit cards are accepted, including online. Your Amazon.com Balance cannot be used to purchase Mastercard gift cards.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.




