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Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Clear out junk files and repair common Windows errorsFree Scan →Scan for outdated or missing drivers - takes under a minuteDriver Scan →The U.S. Mint stopped making new circulating pennies after its final ceremonial strike on November 12, 2025. Existing pennies remain legal tender, but supplies differ by region. For shoppers, the main change is that a retailer may round a completed cash total to the nearest five cents when exact change is unavailable; sales tax is still calculated to the cent, and card or other electronic payments can generally settle exactly.
What actually ended—and what did not
The final strike ended a 232-year run of circulating penny production. The Mint says Treasury suspended production after determining that another one-cent coin was no longer necessary for commerce. Treasury cited the growth of non-cash payments and the penny’s very low purchasing power, saying continued production was not fiscally responsible.
Stopping production does not cancel coins already in circulation. Pennies remain legal tender, and Treasury encourages people to spend them while businesses adjust. As of September 30, 2026, the Associated Press reported that Congress had passed a bill formalizing the production end and sent it to the President, with a signature expected; that report did not establish that the bill had been signed. Check the current legal status if you are reading this later.
The financial rationale is straightforward: the Mint reported that producing a penny cost 3.69 cents in 2025, up from 1.42 cents a decade earlier. It projected approximately $56 million in annual production savings. Pennies made up 57% of the 5.61 billion circulating coins in fiscal year 2024, so ending a high-volume denomination has a noticeable effect on coin logistics.
#1 Best Overall
- This folder set accommodates all Lincoln Cent issues from 1909 to Date, printed to 2022 with subsequent blank ports
- Opens flat for easy viewing, and folds to 6" x 7 1/4" to easily fit on your bookshelf
- Whitman coin folders are federal blue, with silver or copper design and lettering and include a page of useful information
- Information on each coin is imprinted under the port for the coin on the page
- No coins or bullion included with this item
Can I still use pennies?
Yes. You can use existing pennies for purchases, deposits and other transactions where the business accepts cash. The Federal Reserve’s distribution network does not have a single nationwide supply condition: order and fulfillment status varies by site, with some locations filling penny orders and others reporting shortages. A local shortage therefore does not mean pennies have been withdrawn nationwide.
If you have a jar of coins, you do not have to exchange or discard it. Spend the pennies, deposit them, or keep them. Coin wrappers can make sorting and depositing household pennies easier, but buying them is optional.
Rank #2
- Includes 2 Original 2025 Lincoln Cent Rolls – Receive one Philadelphia Mint and one Denver Mint original roll presented in exclusive END OF AN ERA collectible wrappers honoring the historic legacy of the U.S. penny. A unique keepsake celebrating the final year of the iconic Lincoln Cent.
- 100 COINS TOTAL — 2 FULL ROLLS: Includes one 50-coin roll from the Philadelphia Mint and one 50-coin roll from the Denver Mint, for a total of 100 genuine 2025 Lincoln Cents.
- 100% ORIGINAL & UNOPENED: These original U.S. Mint-issued coin rolls come directly from the U.S. Mint distribution stream and are shipped in their original, unopened, and unsearched condition—exactly as received, with no opening, sorting, or re-rolling.
- EXCLUSIVE END OF AN ERA PRESENTATION: The collectible wrappers create an eye-catching presentation for this historic final-year Lincoln Cent release, making the two-roll set ideal for display, gifting, or adding to any modern U.S. coin collection
- HISTORIC END-OF-AN-ERA COLLECTIBLE: The U.S. one-cent coin was first introduced in 1793 and became the longest-running denomination in American coinage history. This final-year 2025 Lincoln Cent P & D two-roll set marks the end of more than two centuries of U.S. penny production and arrives in exclusive END OF AN ERA collectible coin wrappers.
Will stores round my cash total?
Possibly, when you pay with cash and the business cannot provide exact change. The commonly recommended approach is symmetrical rounding of the completed, tax-included cash total to the nearest five-cent increment. It is guidance rather than evidence of a single federal rule that every retailer must follow; state or local law and a store’s own procedures control the transaction.
| Last digit of the cash total | Nearest-five-cent adjustment |
|---|---|
| 1 or 2 cents | Round down |
| 3 or 4 cents | Round up |
| 6 or 7 cents | Round down |
| 8 or 9 cents | Round up |
| 0 or 5 cents | No adjustment |
Very small totals of one or two cents may receive special treatment; Treasury’s FAQ describes rounding such amounts up to five cents rather than to zero. Ask the cashier how the store handles these edge cases.
Rank #3
- Century of Lincoln Cent History – This 12-coin set traces the complete design evolution of the Lincoln penny from the early Wheat era through the modern Union Shield.
- Key Historical Varieties Included – Features the magnetic 1943 Steel Cent minted during WWII and a 1918 Wheat Penny marking the return of Victor David Brenner's "VDB" initials to Lincoln's shoulder.
- Authentic US Mint Coins – Every coin is a genuine United States Mint issue removed from circulation. A Certificate of Authenticity is included.
- Complete Design Timeline – Includes: 1910-1917 Wheat (VDB removed), 1918 VDB, 1943 Steel, 1958 Last Wheat, 1959 First Memorial, 1982 Last Copper, 1982 Zinc, all four 2009 Bicentennials (Kentucky, Indiana, Illinois, Washington), and 2010 Shield.
- Gift Ready Presentation – Coins arrive in a protective display portfolio with historical details, ideal for collectors, students, or American history enthusiasts.
Examples
- A final cash total of $10.02 becomes $10.00.
- $10.03 becomes $10.05.
- $10.06 becomes $10.05.
- $10.08 becomes $10.10.
The adjustment is made once, after every item and tax amount has been added. A retailer should not round each shelf price separately under this method.
Does penny rounding change sales tax?
No. The Streamlined Sales Tax Governing Board says tax computation remains unchanged for cash, credit, debit and other payment types: calculate tax to the nearest cent, then apply any cash-settlement rounding to the final total. Rounding therefore changes the amount of cash exchanged, not the taxable price or the tax calculation. Rules can vary by jurisdiction, so consult your state or local tax authority when a legal requirement matters.
Rank #4
- DETAILS: Bicentennial 8-coin set of the 2009 Lincoln Head Cents
- DETAILS: Designs include Lincoln's Birthplace, Formative Years, Professional Life and Presidency
- MINT MARKS: Philadelphia "P" and Denver "D"
- CONDITION: Uncirculated
- ABOUT LITTLETON COIN COMPANY: Serving collectors since 1945, we are an employee-owned business – built by collectors, for collectors. We offer a wide range of coins from Morgan & Peace Dollars, Presidential & American Innovation Dollars, Liberty Walking, Franklin & Kennedy Half Dollars, Standing Liberty, & Washington Quarters, Statehood, National Parks & Women’s Quarter Series and Exclusive Colorized Notes & Coins that you can’t find anywhere else
Cash and electronic payments work differently
| Payment method | What generally happens | Why |
|---|---|---|
| Cash | Final total may be rounded to a five-cent increment when exact change is unavailable. | Physical change may not include pennies. |
| Credit, debit or other electronic payment | Can generally settle to the exact cent. | No coin change is needed. |
Cash remains a meaningful part of household spending. The Federal Reserve Bank of Atlanta reported that cash represented 14% of all consumer payments and 21.3% of in-person payments in its 2025 analysis of 2024 data. Those figures explain why rounding will be visible even as many purchases remain electronic.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.Will rounding make consumers pay more?
Individual transactions can move either direction. A symmetrical rule is designed to round down as often as it rounds up when totals are distributed across many purchases. The Federal Reserve Bank of Richmond modeled a potential consumer cost of approximately $6 million per year using 2023 Diary of Consumer Payment Choice data, but that is an estimate made before the production stop—not an observed nationwide loss after the change. Actual effects depend on payment habits, transaction amounts, retailer practices and local rules.
Best Value
- ✔ COLLECTIBLE - The United States Mint began producing the Lincoln Cent in 1909 to honor the centennial of Abraham Lincoln's birth. It was the first US coin to feature a real person on the obverse. Designed by Victor D. Brenner, it was the first one cent coin to display the mottos IN GOD WE TRUST and E PLURIBUS UNUM.
- 💰 QUALITY & DETAIL - A glossy finish hard cover houses both the 92 page anthology and the pennies in capsules. The Lincoln Penny Anthology was published in the year 2000. Each year historic events from 1909 to 2000 are covered on a page in the tri-fold book. The inner covers of the book hold the pennies in capsules.
- ✔ UNIQUE GIFT - Looking for a gift for a birthday, anniversary or graduation, the set includes the rare 1922 one cent, the 1943 Steel Penny. Coins are Collectible, Educational and Historical.
- 💰 PROTECTION – The coins are housed in acrylic capsules to keep safe from dust, dirt and oils. The book has a sturdy hard cover with a glossy finish that will look great on any coffee table. A Certificate of Authenticity is included that states the pennies are genuine United States minted coins.
- TRUSTED QUALITY ASSURANCE - Rest easy knowing your purchase is protected by our commitment to quality and reliability, ensuring a worry-free experience every time.
The St. Louis Fed likewise notes that estimates vary and that balanced up-and-down rounding is expected to limit systematic effects in aggregate. You may pay a few cents more on one cash purchase and a few cents less on another.
Quick Recap
How to handle pennies in everyday finances
- Keep using them. Offer pennies with cash payments or include them when settling a bill.
- Deposit accumulated coins. Sort them for your bank or credit union, following its coin-acceptance policy.
- Expect local differences. A store in a region with limited penny deliveries may round cash while another still has enough coins to make exact change.
- Check the receipt. Confirm that tax was calculated before any cash adjustment and that the rounding line matches the store’s stated policy.
- Use an exact-payment method when appropriate. Electronic payments generally avoid cash-change rounding, although ordinary card terms and fees still apply.
Where to verify the rules and supply situation
- U.S. Mint Penny FAQs — production decision, legal-tender status, costs and coin statistics.
- U.S. Treasury Penny Production Cessation FAQs — Treasury’s rationale and recommended rounding approach.
- Federal Reserve Financial Services penny order and deposit information — distribution and fulfillment updates.
- Streamlined Sales Tax Governing Board guidance — tax calculation and penny-elimination treatment.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
