India’s Household Consumption Expenditure Survey (HCES) 2023-24 estimated average monthly per-person spending at ₹4,122 in rural areas and ₹6,996 in urban areas, before imputed values are included. Food made up a larger share of rural budgets; non-food spending made up a larger share of urban budgets. The Ministry of Statistics and Programme Implementation (MoSPI) published these findings in its 2025 factsheet.
What the survey measured
MoSPI describes HCES as a survey designed to collect information on household consumption and expenditure on goods and services. Its commodity-group budget shares are also used to compile official Consumer Price Indices.
The 2023-24 fieldwork ran from August 2023 to July 2024. The factsheet reports results from 261,953 sampled households: 154,357 rural and 107,596 urban. MoSPI used separate questionnaires for food items, consumables and services, and durable goods, with information gathered over three monthly visits within a quarter. The factsheet describes a multistage stratified sample, with villages or urban blocks selected as first-stage units and households as ultimate units. MoSPI’s HCES 2023-24 factsheet and the survey’s Microdata Portal record provide further details.
How much people spent per person
In MoSPI’s estimates without imputation, average monthly per-capita consumption expenditure (MPCE) was ₹4,122 in rural India and ₹6,996 in urban India. These are nominal rupee amounts reported for the 2023-24 survey, not inflation-adjusted figures. The estimates describe average consumption expenditure per person; they are not household totals or measures of income.
Free tools Windows power users keep installed
One-click scans. No signup required.
#1 Best Overall
- EFFECTIVELY MANAGE YOUR MONEY - Our budget planner helps you take control of your finances by providing sections for financial goals, savings, debts, daily expenses, monthly budget, monthly budget review. This finance planner is a good finance book and will help you manage your money effectively.
- PREMIUM QUALITY - Our budget planner is made with high-quality 100gsm paper that reduces ink leakage, fraying, and shade issues. The sturdy and flexible cover,, helps protect the pages. The metal lay-flat twin-wire binding ensures durability and longevity.
- ORGANIZED MONTHLY GOALS & BUDGETS - Our 12-month budget planner helps you set monthly goals, budgets, reviews, and develop good monetary habits, strategies, and action plans. Write down monthly financial goals, put reminders of bills and payments on the calendar, plan your monthly budget in each category, track daily expenses, and review the monthly budget at the end of the month.
- FLEXIBLE USAGE - Our undated finance planner allows you to start at any time and place, making it convenient to use. It has a perfect size of 8.6x5.9 inches and fits in every bag, so it's always at hand.
- CREATE FINANCIAL FREEDOM - Our budget planner is your chance to develop monthly habits, monetary strategies, and action plans to start your journey to long-term financial freedom. It allows you to track monetary flow and review each area for improvements. With this 1-Years budget book, you can take the first step towards financial freedom.
How spending differed between rural and urban India
The split between food and non-food spending shows how the composition of average budgets differed. Shares below are percentages of MPCE in the factsheet’s 2023-24 estimates.
| Spending category | Rural | Urban |
|---|---|---|
| Food | 47.04% | 39.68% |
| Non-food | 52.96% | 60.32% |
Food accounted for a greater share of rural MPCE, while non-food categories together accounted for a greater share of urban MPCE. These percentages describe budget shares, not the rupee amount spent in each category. Because overall urban MPCE was higher, a smaller urban food share does not by itself establish that urban residents spent fewer rupees on food than rural residents.
Rank #2
- MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
- MONTHLY TRACKER - You can record your 12-month monthly plan and monthly budget on monthly undated finance planner. In this way, you can clearly know in which aspects of your money management have been good in this month, and in which aspects of money management needs to be improved. 12 month budget planner helps you to set monthly goals, budget, review, and develop monthly habits, monetary strategies & action plans well.
- UNDATED & 1 YEAR USE - Budget books start with 2 pages for writing your strategy and goals, 1 page for planning, 5 pages for expense tracking, 1 page for writing down monthly review and 1 page for ideas & notes, followed by 12 months (8 pages per month). At the end of the monthly budget planner, there are 4 pages for saving tracking, and 4 pages for debt tracking to track your progress throughout the year. It is undated, so you could start at any time, suitable for 1 year use.
- EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360°, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
- Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.
Conveyance was the largest listed urban non-food share
In the factsheet’s urban category breakdown, conveyance accounted for 8.46% of MPCE, the largest listed non-food share. This is conveyance’s share of urban per-capita expenditure—not the total level of urban spending, nor 8.46% of non-food spending alone.
How to interpret the estimates
Imputation changes the estimate series
MoSPI publishes estimates both without imputation and with imputation for certain goods provided free through social-welfare programmes. The ₹4,122 and ₹6,996 figures above are from the series without imputation. The factsheet says it does not impute the value of free education and health services. When comparing figures, use the same estimate treatment; otherwise, differences may reflect imputation as well as consumption.
What’s actually slowing this PC down?
Pick the symptom - the matching free tool is one click away.
Rank #3
- Customize & Get Budgeted - With blank free of pre-filled categories and months budgeting pages, Soligt undated budget planner gives you complete control of your finances on a daily monthly and annual basis and enable you to manage your personal finance, cash money payment, and budgeting effective without any restrictions.
- Keep you on Track & Organized - The budget book journal provides 12 cute pockets for effortless bill, receipt, envelopes storage, along with a spacious layout perfect for recording and tracking incomes, expenses, savings, debt payoff, bills calendar and paying with ease.
- Achieve Financial Goals - This bill organizer provides a simple yet comprehensive budgeting system that is perfect for home household or small business beginners and encourages celebrating successes while identifying opportunities for improvement, both visually appealing and user-friendly.
- Your perfect companion - The Spiral bound budgeting notebook is the perfect small size, measuring at 9.25 x 6.81" and featuring a durable hardcover and 100 gsm paper. Lightweight and portable, It is easy to take with you wherever you go and built to last throughout the year.
- Bonus Month Tabs - The paycheck Budget Planner Financial Organizer boasts colored sticker labels to aid in simple navigation through your budget pages, ensuring added convenience and ease of use to help locate important information quickly and efficiently.
Recall periods vary by item
The survey uses a modified mixed reference period rather than asking every household about the same time window for every purchase. Selected food and related items use the last seven days; specified items, including clothing, education, hospitalisation and durable goods, use the last 365 days; other items use the last 30 days. The factsheet’s table values are nominal rupees reported by respondents.
Historical comparisons need care
MoSPI says the 2023-24 methodology was identical to 2022-23 except for some dropped household-characteristics questions. That statement does not establish that every earlier survey year is perfectly comparable. For longer-term comparisons, check the relevant year’s detailed report, questionnaire and estimate treatment. MoSPI’s Household Consumption Expenditure data catalog lists the survey records.
Rank #4
- Effective Budget Planning - Take control of your finances with the budget account book. This comprehensive planner allows you to plan and track your income, expenses, savings, and financial goals in one convenient place. With its intuitive layout and easy-to-use sections, you can stay organized and make informed decisions to achieve financial success.
- User-Friendly Layout - The budget planner features a user-friendly layout designed for easy navigation and organization. Each month, you'll find dedicated budget pages where you can set financial goals, track your income, and plan your expenses. Additional sections include debt trackers, savings goals, bill payment trackers, and more, making it simple to stay on top of your finances.
- Undated Monthly Calendar & Bonus Stickers - Featuring undated calendar each month, you'll have ample space to mark paydays, bills due, appointments, and important dates. Say goodbye to difficult writing spaces. Plus, we've included 3 cute sticker sheets that allow you to personalize your financial organizer and make budgeting more fun. Dates are not pre-printed and are completed by the user.
- Reliable and Convenient Design - Our monthly budget planner is designed for your convenience and built to last. The elastic band keeps everything securely in place, and the dual-sided pocket provides extra storage. Experience a budget planner that combines practicality and durability.
- Master Budgeting with Ease - Our financial planner includes a complete guidebook that provides valuable insights and instructions for optimal usage. From setting financial goals to tracking expenses, this guidebook offers step-by-step guidance and practical tips. Whether you're new to budgeting or an experienced user, this resource will help you make the most of your budget planner, empowering you to achieve financial success.
Is it India’s “largest survey of consumption”?
The factsheet establishes that HCES 2023-24 covered 261,953 sampled households, but it does not rank the survey against all other Indian surveys. The label “largest” therefore depends on what surveys and measure are being compared. For example, the ICPSR record for the historical 2014 Consumer Pyramids Survey also describes it as “the largest survey of households in India”; that record does not settle a comparable current ranking. The reliable takeaway is the HCES sample size and what its expenditure estimates show, rather than an unqualified superlative.
Quick Recap
Best Value
- Effective Budget Planning - Take control of your finances with the budget account book. This comprehensive planner allows you to plan and track your income, expenses, savings, and financial goals in one convenient place. With its intuitive layout and easy-to-use sections, you can stay organized and make informed decisions to achieve financial success.
- User-Friendly Layout - The budget planner features a user-friendly layout designed for easy navigation and organization. Each month, you'll find dedicated budget pages where you can set financial goals, track your income, and plan your expenses. Additional sections include debt trackers, savings goals, bill payment trackers, and more, making it simple to stay on top of your finances.
- Undated Monthly Calendar & Bonus Stickers - Featuring undated calendar each month, you'll have ample space to mark paydays, bills due, appointments, and important dates. Say goodbye to difficult writing spaces. Plus, we've included 3 cute sticker sheets that allow you to personalize your financial organizer and make budgeting more fun. Dates are not pre-printed and are completed by the user.
- Reliable and Convenient Design - Our monthly budget planner is designed for your convenience and built to last. The elastic band keeps everything securely in place, and the dual-sided pocket provides extra storage. Experience a budget planner that combines practicality and durability.
- Master Budgeting with Ease - Our financial planner includes a complete guidebook that provides valuable insights and instructions for optimal usage. From setting financial goals to tracking expenses, this guidebook offers step-by-step guidance and practical tips. Whether you're new to budgeting or an experienced user, this resource will help you make the most of your budget planner, empowering you to achieve financial success.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
Quick wins for a faster PC:
Fix the driver behind crashes, sound loss and screen glitchesFind Drivers →Clear out junk files and repair common Windows errorsFree Scan →Scan for outdated or missing drivers - takes under a minuteDriver Scan →
