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The best prepaid phone plans in 2026

Compare the best prepaid phone plans in 2026, including prices, data and hotspot limits, network options, annual plans, and international features. US Mobile Unlimited Starter is the top pick for most people, with Visible as a simpler alternative.
From TheFinanceBase Team10 min to read
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For most people, US Mobile Unlimited Starter is the strongest all-around prepaid phone plan: it costs $25 per month with taxes and fees included, includes unlimited phone data and 20GB of hotspot data, and lets customers choose among three network options. Visible is a simpler Verizon-based alternative at the same price, while Google Fi Wireless Unlimited Premium suits frequent international travelers willing to pay more. Prices and promotions below were checked on August 8, 2026; promotional rates may change.

Best prepaid phone plans at a glance

Plan Regular price Best for Main trade-off
US Mobile Unlimited Starter $25/month, taxes included Most people Hotspot is limited to 20GB; network features vary
Visible $25/month, taxes included Simple Verizon-based service Basic plan data may be deprioritized; hotspot is speed-limited
Visible+ Pro $45/month, taxes included Premium Verizon data and hotspot Costs substantially more than basic prepaid plans
US Mobile Unlimited Premium $44/month, taxes included Heavy data and hotspot users Annual pricing requires a large upfront payment
Cricket 12-Month Unlimited $300 upfront, equivalent to $25/month Low-cost annual service on AT&T Requires paying for a full year in advance
Mint Mobile From $15/month, plus taxes and fees Light data users Service is paid in advance; unlimited data has restrictions
Google Fi Unlimited Premium $65/month, plus taxes and fees International travel More expensive, and the advertised price excludes taxes
Total Wireless Total MAX 5G BYO $25/month with Auto Pay; $30 first month Verizon coverage plus extras Requires Auto Pay and an eligible bring-your-own-phone line

Best overall: US Mobile Unlimited Starter

US Mobile Unlimited Starter offers a strong balance of price, data, hotspot allowance, and flexibility. Monthly service is $25 with taxes and fees included. It includes unlimited phone data and 20GB of hotspot data; exact high-speed experience and limits vary by network option.

Its most unusual advantage is network choice. US Mobile customers can select among Warp, Dark Star, and Light Speed, although coverage, features, and performance vary by option. That matters if one network works reliably at your home while another is stronger at your workplace or along your regular travel routes.

The annual version is advertised at $270 prepaid, or $22.50 per month. US Mobile is also advertising a separate $199 first-year offer for new lines. Treat that lower figure as a promotion, not the normal long-term price, and check the renewal amount before paying upfront. Annual Starter service includes 1GB of international roaming data; monthly customers may need an add-on.

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#1 Best Overall
Sale
$30/mo. Mint Mobile Phone Plan with Unlimited Talk, Text & Data for 3 Months (3-in-1 SIM Card)
  • WHAT YOU GET: Three (3) months of unlimited talk, text, and data delivered on the nation's largest 5G network. Data speeds may slow after 50GB when network is busy but data is unlimited. Videos stream at 480p.
  • OH, YOU GET THIS TOO: 5G for Free + free mobile hotspot + Wi-Fi calling and text + free international calls to Mexico and Canada
  • HOW YOU GET IT: The SIM Kit comes with a 3-in-1 SIM card that includes standard/micro/nano sizes, insert the SIM into your device, and activate on the Mint Mobile website or app. You can activate service on your own unlocked device with our Bring Your Own Phone (BYOP) program. Check your coverage and phone compatibility on the Mint Mobile website.
  • WHO SHOULD GET IT: Anyone who hates their phone bill
  • WHY YOU SHOULD GET IT: Mint Mobile took what’s wrong with wireless and made it right. We re-imagined the wireless shopping experience and made it easy and online.

Choose it if: you want unlimited phone data for $25, use a meaningful amount of hotspot data, or want the ability to test more than one underlying network.

Best simple unlimited plan: Visible

Visible is easier to understand than many competitors: $25 per month, taxes and fees included, for unlimited talk, text, and data on Verizon’s 5G and 4G LTE networks. Its broadband facts label identifies the price as a regular rate rather than an introductory price.

The basic plan includes unlimited hotspot use, but hotspot speeds are restricted. That distinction is important: “unlimited hotspot” does not mean unlimited high-speed tethering for laptops, tablets, or streaming devices. Basic Visible data may also be deprioritized during congestion, so service can slow in crowded areas even when the phone still shows a strong Verizon signal.

Visible also advertises an annual option at $275, equivalent to roughly $23 per month, with taxes and fees included. You give up some flexibility by paying for the year in advance, so the saving is most useful if you already know you will stay with the service.

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Choose it if: you want Verizon coverage, a single predictable bill, and no need to compare network options or calculate taxes.

Best for premium data and hotspot: Visible+ Pro

Visible+ Pro costs $45 per month with taxes and fees included, or $450 per year. It is designed for people who regularly use their phone as a hotspot or want better access during congestion.

The plan includes unlimited premium data on Verizon’s 5G Ultra Wideband network, plus premium data on Verizon 5G and 4G LTE. Hotspot use is unlimited at up to three times the speed of basic Visible. Video can reach up to 4K UHD, subject to the device, network, and coverage.

Rank #2
Ultra Mobile 8GB Prepaid SIM Kit, 1-Month Plan on the T-Mobile 5G Network
  • STAY CONNECTED WORLDWIDE: Unlimited calling from the U.S. to 90+ international destinations including India, Mexico, Canada, China, the U.K. and more.
  • RELIABLE NATIONWIDE COVERAGE: Enjoy 8GB of high-speed 5G/4G LTE data on the T-Mobile 5G Network.
  • TRAVEL ACROSS NORTH AMERICA: Unlimited talk and text in Mexico and Canada plus international roaming credit.
  • BRING YOUR OWN PHONE: Activate your compatible unlocked phone with the included 3-in-1 SIM card or eSIM. Keep your number or get a new one.
  • NO CONTRACTS: Prepaid wireless with no annual contracts, no credit checks, and no hidden fees.

International features include unlimited talk, text, and data while roaming in Mexico and Canada, calling to more than 85 countries, and texting to more than 200 countries. Smartwatch service is included as well.

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Choose it if: you have reliable Verizon Ultra Wideband coverage, use substantial hotspot data, or would otherwise pay separately for international and smartwatch features.

Best truly unlimited premium option: US Mobile Unlimited Premium

US Mobile Unlimited Premium costs $44 per month with taxes and fees included. Premium includes unlimited priority data.

Hotspot is generous: the comparison details specify 100GB of high-speed hotspot data followed by slower tiers. International service includes up to 20GB of roaming data, 200 minutes, and 250 texts. A smartwatch plan is included when the line uses the Warp network.

The annual price is advertised at $390 prepaid, equivalent to $32.50 per month. A separate first-year promotion advertises $299. Those rates require upfront payment and may auto-renew at the regular annual price, so record the renewal date and amount if you use the promotion.

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Choose it if: you are a heavy phone-data or hotspot user and want priority data without moving to a traditional postpaid carrier.

Best low-cost annual plan: Cricket Wireless 12-Month Unlimited

Cricket’s 12-Month Unlimited plan costs $300 upfront, which works out to $25 per month. It uses AT&T’s network and includes 5G access.

Rank #3
$15/mo. Mint Mobile Phone Plan with 6GB of 5G-4G LTE Data + Unlimited Talk & Text for 3 Months (3-in-1 SIM Card)
  • We recently increased high-speed data allotments on every plan (but kept the same low pricing)! You may see a 5GB sticker on the front of your 6GB SIM Kit, rest assured your plan will have all 6GB of data loaded each month.
  • WHAT YOU GET: Three (3) months of unlimited talk and text + 6GB of 5G-4G LTE data each month delivered on the nation's largest 5G network.
  • OH, YOU GET THIS TOO: 5G for Free + free mobile hotspot + Wi-Fi calling and text + free international calls to Mexico and Canada
  • HOW YOU GET IT: The SIM Kit comes with a 3-in-1 SIM card that includes standard/micro/nano sizes, insert the SIM into your device, and activate on the Mint Mobile website or app. You can activate service on your own unlocked device with our Bring Your Own Phone (BYOP) program. Check your coverage and phone compatibility on the Mint Mobile website.
  • WHO SHOULD GET IT: Anyone who hates their phone bill

The plan provides unlimited data, but Cricket reserves the right to temporarily slow speeds when the network is busy. The annual option may not include the same hotspot, international, or video features offered by more expensive monthly Cricket plans. Compare those terms before assuming it matches a $25 monthly plan from another carrier.

The main question is not whether the arithmetic works—it does—but whether you are comfortable committing $300 at once. Annual prepaid service can be a good budgeting tool, but switching early may be less convenient and refunds or plan changes may be limited.

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Choose it if: AT&T coverage is strong where you live and you want to lock in a low effective rate for a year.

Best low-data value: Mint Mobile

Mint Mobile is a better value for people who use a modest amount of data rather than for people who want the most powerful unlimited plan. Current standard three-month pricing is:

Data allowance Monthly equivalent Three-month payment
5GB $15 $45
15GB $20 $60
20GB $25 $75
Unlimited $30 $90

Mint’s 12-month plans currently list the same monthly equivalents: 5GB for $15, 15GB for $20, 20GB for $25, and Unlimited for $30. Taxes and fees are extra. Both terms require advance payment. Mint uses T-Mobile’s network. Its Unlimited plan includes up to 20GB of hotspot data, but video streams at SD quality. Customers who use more than 50GB in a month may experience reduced speeds for the rest of the cycle in some locations when the network is busy, according to Mint’s Unlimited plan details.

Do not confuse Mint’s limited new-customer offer with its normal renewal price. An advertised $15-per-month unlimited deal can apply only to the initial term; the regular renewal amount appears afterward. Check the renewal screen before transferring your number.

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Choose it if: you typically use 5GB to 20GB of data and are comfortable paying several months in advance.

Rank #4
Tello Mobile - US Prepaid SIM Card (3 in 1) | Bring Your Own Phone Kit | Phone Plans Starting at $5/mo up to $25/mo | Nation-Wide 4G LTE/5G Coverage
  • NO CONTRACT: Pay $5 - $25/month for a fully customizable phone plan - choose your talk, text, and data with no strings attached; upgrade, downgrade or cancel your plan anytime with no penalties
  • UNIVERSAL SIM CARD INCLUDED: The kit contains one three-in-one SIM card (nano, micro, and standard sizes) to fit most unlocked GSM-compatible smartphones
  • NATIONWIDE 5G COVERAGE: Stay connected coast to coast with nationwide coverage on America's largest 5G network
  • INTERNATIONAL CALLS TO 60+ COUNTRIES: All Tello plans include international calling to over 60 countries
  • EASY ACTIVATION: Bring your own phone and activate your SIM on the Tello website; check your phone compatibility and coverage maps before purchasing to confirm service in your area

Best international plan: Google Fi Wireless Unlimited Premium

Google Fi Wireless Unlimited Premium is expensive by prepaid standards but offers the broadest international package in this group. One line costs $65 per month, with lower per-line pricing for multiple lines. Taxes and government fees are extra.

In the United States, each person receives up to 100GB of high-speed data before speeds fall to 256Kbps for the rest of the billing cycle. Hotspot includes 50GB of high-speed data. Internationally, the plan provides 50GB of high-speed data in more than 200 destinations, followed by 256Kbps service.

Additional benefits include connectivity for tablets and laptops, 100GB of Google One storage, six months of YouTube Premium, and full connectivity for select smartwatches. These extras can reduce the effective cost for someone who would buy them separately, but they do not make Fi the best deal for a single-line customer who rarely leaves the country.

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Choose it if: international data and roaming convenience are worth paying more than $25 to $45 per month.

Best Verizon-based alternative with extras: Total Wireless

Total Wireless Total MAX 5G BYO is advertised at $25 per month with Auto Pay, although the first month is charged at $30. The offer includes unlimited 5G Ultra Wideband data, unlimited hotspot at 5Mbps, roaming in more than 140 countries, and 100GB of cloud storage.

The $25 price is conditional: you need Auto Pay and an eligible bring-your-own-phone line. Total advertises tax-inclusive pricing for the relevant BYOD offer, but one-time charges and equipment costs can still apply. Confirm the first-month charge and eligibility before checkout.

It uses Verizon’s network, including Ultra Wideband where the plan and device qualify. It is worth considering against Visible if the international roaming and cloud storage are useful to you; otherwise, Visible’s simpler pricing may be easier to manage.

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Best Value
SpeedTalk Mobile $5 Prepaid SIM Card – Top Value Plan for Smartphones & Cellphones | 100 Minutes, 100 Texts, 100MB Data | 5G/4G LTE | Triple-Cut (Mini, Micro, Nano) | No Contract – 30-Day Service
  • Cellular Service for Just $5: One of the lowest and most affordable subscription plans! Includes 100 talk minutes, 100 texts, and 100MB of ultra-fast data with your prepaid SIM card. No contracts!
  • Easy Activation: A valid credit card is required for activation. No contracts, Cancel anytime. SpeedTalk Mobile offers its services through subscription plans. You can also call us for assistance 7 days a week with live technical support when you contact our toll-free number.
  • Universal Compatibility: Bring your own phone and use any compatible device on the SpeedTalk Mobile network. The SIM card can be used to activate any unlocked 5G, 4G LTE, and VoLTE-compatible phone, including iPhones, Android devices (Samsung Galaxy, Google Pixel, LG), Windows phones, and non-smartphones. Our triple-cut SIM card is designed in three sizes (Mini/Micro/Nano) to ensure compatibility with a wide variety of devices. Simply punch out the size that fits your device and insert it.
  • How does it work: The SIM Kit includes a 3-in-1 SIM card (standard, micro, and nano sim card) to fit all SIM Devices. Also it supports eSIM activation on Apple, Google, Samsung devices.
  • eSIM: During activation, you can choose to use your physical SIM or switch to eSIM. The eSIM is available on iPhone 11 and newer models, Google Pixel 2 and higher, and compatible Samsung devices.
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How to choose a prepaid plan

  1. Check the network at your actual locations. Use the carrier’s coverage checker for your home, workplace, school, and regular routes. Verizon, AT&T, and T-Mobile can all perform differently block by block.
  2. Review your data history. On an iPhone, go to Settings > Cellular. On Android, try Settings > Network & internet > SIMs > App data usage. Look at several months rather than one unusually high month.
  3. Separate phone data from hotspot data. A plan can have unlimited data on the handset but only 20GB of high-speed hotspot, or unlimited hotspot at a fixed low speed.
  4. Decide whether priority data matters. Deprioritization is most noticeable at concerts, stadiums, busy downtown areas, and rush hour. Heavy users should favor a plan that explicitly includes premium or priority data.
  5. Calculate the first-year and second-year cost. Include taxes, fees, activation charges, Auto Pay requirements, and the post-promotion renewal price. A $15 introductory rate may not remain $15.
  6. Check phone compatibility and unlocking. Confirm that your device supports the carrier’s network bands and is unlocked before transferring your number. A carrier’s coverage cannot help if the phone cannot connect to that network.
  7. Only prepay annually when the savings justify the loss of flexibility. Paying $270, $300, or $390 upfront lowers the monthly equivalent but makes switching, refunds, and plan changes less convenient.

What “unlimited” really means

Prepaid carriers use “unlimited” to describe several different products. Ask four separate questions:

  • How much high-speed phone data is included? Mint may reduce speeds after 50GB in a month in busy locations, while US Mobile Premium specifies unlimited priority data. See Mint’s Unlimited plan terms and US Mobile’s unlimited-plan details.
  • How much high-speed hotspot is included? US Mobile Starter includes 20GB, Mint Unlimited includes up to 20GB, and US Mobile Premium specifies 100GB of high-speed hotspot. Visible’s basic plan is unlimited but speed-restricted.
  • Can traffic be deprioritized? Cricket says unlimited users may be temporarily slowed when the network is busy, and Visible’s basic plan may be deprioritized during congestion. See Cricket’s plan terms and Visible’s plan details.
  • What happens after an allowance? Some plans slow service rather than cut it off; at 256Kbps, ordinary web browsing may work, but video and large downloads can become impractical.

Prepaid pricing traps to avoid

Offer that looks cheap What to verify
Mint introductory pricing It may apply only to the initial three-month term; renewal can be higher.
US Mobile first-year promotions The discounted amount requires upfront payment and can renew at the standard annual rate.
Visible discount codes $5 monthly discounts are limited-time offers for eligible new members; the ordinary basic price is $25.
Google Fi’s advertised price Taxes and government fees are excluded from the headline amount.
Metro’s $25-per-line offer The four-line price is tied to an eligible switch or port-in and is not a single-line price.

FAQ

What is the best prepaid phone plan in 2026?

US Mobile Unlimited Starter is the best overall choice for most people: it costs $25 per month with taxes and fees included, offers unlimited phone data and 20GB of hotspot, and lets customers choose among three network options. Visible is a simpler alternative at the same monthly price.

Is prepaid phone service cheaper than postpaid service?

It often is, especially for a single line, but compare the complete cost. Prepaid plans may require payment several months or a year in advance, and some advertised prices exclude taxes or apply only to new customers. Also compare premium data, hotspot, international service, and device financing.

Does unlimited phone data include unlimited hotspot?

Usually not. Hotspot is commonly capped separately or restricted to a fixed speed. For example, US Mobile Starter includes 20GB of hotspot, Mint Unlimited includes up to 20GB, and Visible’s basic plan offers unlimited hotspot with speed restrictions.

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Should I pay for an annual prepaid phone plan?

An annual plan can lower the effective monthly cost, but only pay upfront if you expect to stay for the full term and the savings are meaningful. Check refund rules, renewal pricing, plan-change limits, and whether the annual version omits features included with monthly plans.

The Bottom Line

For most customers, choose US Mobile Unlimited Starter at $25 per month. It combines unlimited phone data, 20GB of hotspot, taxes and fees included, and access to multiple network options. Choose Visible if a straightforward Verizon-based plan matters more than network flexibility; Visible+ Pro for premium Verizon data and faster hotspot; US Mobile Premium for heavy priority-data use; Cricket for a low-cost AT&T annual commitment; Mint for light data; and Google Fi Premium for frequent international travel.

Before switching, test coverage where you actually spend time and compare the renewal price—not just the promotional first month.

Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.

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