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Pag-IBIG MPLAF Form 2025: How to Complete and File It

Complete Pag-IBIG’s Multi-Purpose Loan Application Form with one double-sided copy, capital letters, and N/A for fields that do not apply. Confirm current requirements and terms before filing.
From TheFinanceBase Team3 min to read
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The Pag-IBIG Fund Multi-Purpose Loan Application Form (MPLAF), form HQP-SLF-065, is used to apply for a Multi-Purpose Loan. The 2025 form copy is Version 10, dated May 2025. Complete one copy, print it double-sided on a single sheet, use block or capital letters, and enter N/A in fields that do not apply. Before filing, confirm current eligibility, supporting-document requirements, and loan terms directly with Pag-IBIG: the available official form and checklist are older than the V10 copy.

Before you fill out the MPLAF

Use the Pag-IBIG Fund form HQP-SLF-065. The copy identified as V10 is dated 05/2025; its searchable version is hosted on Scribd, while the official Pag-IBIG form located for reference is V08, dated 10/2024. Verify that Pag-IBIG still accepts the version you have before submitting it.

Pag-IBIG’s V10 form directs applicants to complete one copy only, print it back-to-back on a single sheet of paper, and type or print entries in BLOCK or CAPITAL LETTERS. Put N/A in every field that does not apply, rather than leaving it blank. Review all entries and declarations before signing.

How to complete the form

  1. Enter your identifying and contact details. Fill in the requested personal information, contact information, and address. Use the same accurate details you can support with your identification and Pag-IBIG records.
  2. Provide employment and income information. Complete the employment and income fields. The form includes a Certificate of Net Pay and employer certification section; have the appropriate employer representative complete and certify the relevant portion if it applies to you.
  3. Choose the loan amount and term. State the amount you are requesting and select a repayment term offered on the current form. Your requested amount is not necessarily the amount approved: Pag-IBIG says the approved amount is limited by the lowest of the requested amount, loan entitlement, and capacity to pay.
  4. State the purpose and payment or disbursement details. Complete the loan-purpose and payment/disbursement fields as directed on the form. Check that your selected information is consistent with any supporting documents required for your application.
  5. Review declarations, authorizations, and signatures. Read each declaration, complete applicable authorizations, and sign where indicated. Do not sign incomplete or inaccurate information.

Check eligibility before filing

The V10 form describes eligibility in terms of membership savings and activity, acceptable status on applicable existing loans, and sufficient proof of income. It does not establish in the available evidence that every threshold and condition remains unchanged from earlier versions, so check Pag-IBIG’s current requirements before applying.

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For reference only, Pag-IBIG’s official V08 form (10/2024) specifies at least 24 monthly membership savings and at least one monthly saving in the six months immediately before application. It also specifies that the member must not be in default on applicable existing housing, MPL, or calamity loan accounts and must provide proof of income. Treat these as V08 requirements, not as verified current V10 policy.

Gather supporting documents and submit the application

The V10 form says to obtain the MPLAF from a Pag-IBIG Fund branch or download it from the Pag-IBIG website, complete one copy, and submit it with the required documents to a branch. Processing starts only after complete documents have been submitted.

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Pag-IBIG’s 2023 Citizen’s Charter checklist lists an original MPLAF, one photocopy of a valid ID acceptable to the Fund, and proof of income. It gives different proof-of-income options for formally employed, self-employed, and OFW applicants. Because that checklist predates V10, confirm the current checklist and accepted filing channels with Pag-IBIG before making a trip or sending documents.

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How the loan amount and repayment terms work

The form describes the approved loan amount as the lowest of three limits: the amount you request, your loan entitlement, and your capacity to pay. Pag-IBIG’s official V08 form (10/2024) gives a general entitlement basis of 80% of total accumulated value (TAV), subject to an adjustment for an existing calamity loan. This is a version-specific figure; confirm the current computation with Pag-IBIG.

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The official V08 form (10/2024) states an annual interest rate of 10.5%, described there as equivalent to 17.5% based on diminishing principal balance. It lists two- and three-year repayment terms and a two-month grace period. Those are V08 terms, not a verified statement of the terms in V10 (05/2025). Ask Pag-IBIG for a current computation before choosing a term; compare the resulting monthly payment and total cost against your budget and repayment capacity.

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