Monzo is reportedly exploring a minority stake sale after Nu Holdings, Nubank’s parent, decided not to pursue a takeover offer. The Financial Times, in reporting summarized by Investing.com on 2 October 2026, said CVC and Advent had held early-stage talks about buying up to 15% of the UK digital bank. No sale, buyer or final valuation has been confirmed in the cited reports.
What is reported to have happened?
Sky News reported on 2 October 2026 that Nu Holdings had decided not to pursue an offer for Monzo. The earlier discussions had concerned a possible acquisition, but the reported £8bn–£10bn valuation was not an agreed transaction price. Sky News’s 2 October report
After the takeover discussions ended, coverage shifted to possible minority investment. In a separate report that day, the Financial Times said CVC and Advent had held early-stage discussions about buying up to 15% of Monzo; the account is available here through Investing.com’s summary. Sky News separately reported preliminary discussions between Monzo’s advisers and TPG about a minority stake, and had previously reported Advent’s interest. These accounts describe preliminary talks or interest, not confirmed bids or agreed terms.
Who is reportedly interested in a Monzo stake?
| Investor | What the reports say |
|---|---|
| CVC | Named in the Financial Times account summarized by Investing.com as having held early-stage discussions about a possible stake of up to 15%. |
| Advent International | Named in the Financial Times account summarized by Investing.com; Sky News also reported on 27 September 2026 that Advent was among firms holding initial talks about a sizeable minority shareholding. Sky News’s 27 September report |
| TPG | Sky News reported preliminary discussions between TPG and Monzo’s advisers about a minority stake on 2 October 2026. |
The difference in investor names reflects different reports and dates. It does not establish that every named firm made an offer, nor that any of them reached terms with Monzo.
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What do the reported valuation figures mean?
- £8bn–£10bn: Sky News reported this as the possible value discussed for a Nu Holdings acquisition in September 2026. It was not a confirmed sale price.
- £8bn or more: Sky News said a possible minority sale to private-equity firms or other institutional investors would probably value Monzo at this level. This is a reported expectation, not a settled valuation.
- Up to 15%: The Financial Times account summarized by Investing.com described the maximum stake under discussion. It does not mean Monzo has sold that amount.
- £4.5bn: Sky News reported Monzo’s last valuation, in a secondary share sale in October 2024.
The figures refer to different possible transactions and should not be treated as interchangeable. A prospective takeover valuation, an anticipated valuation for a minority investment and the value in an earlier secondary share sale do not establish what a new investor would pay.
Why might Monzo consider investment instead of a takeover?
A full acquisition would transfer control; a minority investment would leave Monzo operating without a reported full sale. Sky News said a possible stake sale could involve private-equity firms or other institutional investors. The Financial Times account summarized by Investing.com characterized private equity as Monzo’s preferred option, but that is reported coverage rather than a company announcement.
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Sky News also reported in September that a new funding round was another option, with proceeds expected to support expansion into continental Europe. The cited reporting does not establish that such a round has closed. It also does not set out confirmed economics, governance rights or other terms for either route, so those cannot yet be compared reliably.
What is known about Monzo’s business?
In its October 2026 coverage, Sky News reported that Monzo had 16 million customers and that its most recent annual results showed £1.7bn in revenue, up 39%, and £172.6m in adjusted pre-tax profit, up 20%. These are reported business figures, not forecasts tied to a transaction. They provide context for investor interest but do not by themselves establish a company valuation.
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What has Monzo or Nu confirmed?
The cited reports do not establish a completed investment, an agreed buyer or a final price. Sky News reported that Monzo and TPG declined to comment on its 2 October account; its earlier coverage said Monzo and Advent declined to comment. Nu Holdings gave Sky News the generic response, “Nubank does not comment on rumours or speculation.” That statement neither confirms nor denies specific deal terms. Sky News’s 26 September report
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