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Mobilink Bank and Daraz Pakistan announced a partnership in 2025 to expand financing access and digital enablement for micro, small and medium enterprises (MSMEs), including women entrepreneurs affiliated with Daraz. Business Recorder reported a financing range of PKR 25,000 to PKR 3 million; it did not publish the rates, repayment terms or eligibility rules needed to assess a loan or confirm that the offer is currently available.
What did Mobilink Bank and Daraz announce?
Business Recorder reported on May 1, 2025, that Mobilink Bank and Daraz Pakistan had formalized a partnership in Islamabad. The stated aim was to expand financial inclusion, access to finance and digital enablement for MSMEs across Pakistan. The report named Daraz-affiliated businesses and women entrepreneurs among the intended beneficiaries. Business Recorder’s announcement report
The report identified Mobilink Bank President and CEO Haaris Mahmood Chaudhary and Daraz Pakistan & Sri Lanka Managing Director Ehsan Saya as the executives who formalized the partnership. It did not include a direct quotation from either executive.
What financing amount was reported?
Business Recorder gave a reported financing range of PKR 25,000 to PKR 3 million. This is the range stated in its account of the 2025 announcement, not confirmation of a currently open loan product or a complete set of loan terms.
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The report does not state the markup or interest rate, loan tenure, fees, collateral or guarantee requirements, detailed eligibility criteria, or repayment schedule. Without those details, the announced range alone cannot show what borrowing would cost or whether a particular seller qualifies.
Who was the partnership intended to support?
The 2025 report describes the target group as Daraz-affiliated MSMEs and women entrepreneurs. It does not clarify whether being a Daraz seller is mandatory for every financing applicant, how the bank defines eligible businesses, or what documentation an applicant would need.
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Earlier collaboration provides context for the focus on women entrepreneurs, but does not establish current loan eligibility. A Daraz post described work involving Mobilink Microfinance Bank’s Women Inspirational Network (WIN) and Daraz’s Ibtida, with an emphasis on upskilling women entrepreneurs and supporting digital growth. Daraz’s earlier post
How does this relate to the earlier women-focused initiative?
In a September 15, 2022 release, VEON described a Mobilink and Daraz collaboration intended to help women entrepreneurs with brick-and-mortar stores move online and reach more customers. That initiative predates the 2025 financing announcement; its incentives or operating terms should not be assumed to carry over. VEON’s 2022 release
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The same release cited a 7% women’s financial-inclusion figure and said that 53% of 195 million cellular subscribers had 3G/4G access. Those are historical figures reported in 2022, not current measures or evidence of the 2025 partnership’s results.
Independent reader supportYour contribution helps us test, update, and keep practical guides available for everyone.What should a business owner verify before applying?
The announcement does not provide application instructions or establish whether financing is currently available. Contact Mobilink Bank or Daraz through their official channels to confirm the current status and ask for the full terms in writing. Before deciding, clarify:
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- Whether applications are open and whether a Daraz seller account is required.
- Which businesses and applicants qualify, including any criteria specific to women entrepreneurs.
- The total borrowing cost, including markup or interest, fees and any other charges.
- The repayment period, schedule, late-payment consequences and early-settlement rules.
- Whether collateral, a personal guarantee or other security is required.
- How to apply, what documents are needed, and how the lender assesses an application.
These details matter more to a borrowing decision than the headline loan range; compare the full cost and conditions with any alternative financing available to the business.
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