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Random freezes, missing sound and display glitches usually trace back to one bad driver. Find and replace yours safely.Free scan · under a minuteLife Insurance Corporation of India (LIC) is reported to have scheduled three new products for launch on October 19, 2026: New Jeevan Dhara – II, a deferred annuity; Health Shield, a health insurance plan; and New Cancer Cover, a cancer cover plan. The launch date is still in the future as of October 13, 2026, and the available announcement-level information does not establish their prices or policy terms.
What LIC plans to launch on October 19
NDTV Profit reports that the three products are intended for sale in India’s domestic market. A market-announcement aggregator reports that LIC informed the BSE on October 12 that they would take effect on October 19. That filing detail is reported by the aggregator; the October 12 document itself is not independently available in the material cited here.
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| Plan | Reported category | What that establishes |
|---|---|---|
| LIC’s New Jeevan Dhara – II | Deferred annuity | A broad retirement-income product category; payment options and other policy mechanics are not established. |
| LIC’s Health Shield | Health insurance plan | A broad health-protection category; covered expenses and benefit conditions are not established. |
| LIC’s New Cancer Cover | Cancer cover plan | A broad cancer-protection category; covered diagnoses, benefit amounts, and payment conditions are not established. |
These categories describe the products only at a high level. They do not confirm the specific benefits, eligibility rules, or exclusions of any plan.
What is known—and not yet established—about each plan
New Jeevan Dhara – II
It is reported as a deferred annuity plan. The available information does not specify who can buy it, how long any deferral period may be, how or when income would be paid, or what premiums and options would apply. LIC’s existing annuity offerings should not be treated as evidence of this plan’s terms.
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Health Shield
It is reported as a health insurance plan. No confirmed information here describes covered treatment or expenses, coverage limits, waiting periods, exclusions, or how claims would work.
New Cancer Cover
It is reported as a cancer cover plan. The announcement-level description does not establish which diagnoses or stages would qualify, what benefits would be payable, or whether waiting periods or other conditions would apply.
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What to verify before considering a policy
A product name and category are not enough to compare insurance policies or decide whether one suits your needs. Before applying, look for the official brochure and policy wording, then check:
- Eligibility, including age limits and any medical or other underwriting requirements.
- Premiums, payment frequency, and whether premiums can change.
- Benefit triggers, amounts, limits, and how benefits are paid.
- Exclusions, waiting periods, and any pre-existing-condition rules.
- Policy duration, renewal or termination rules, and available options.
- Application and claim procedures, including required documents.
Do not infer missing terms from another LIC policy or from the product’s name. LIC’s plan page lists general insurance categories, but it does not provide the terms of these upcoming products.
Where to check for official details
Check LIC’s press-release archive and its insurance-plan page for official product information. LIC’s website also provides access to information about existing policies; do not assume those existing-product descriptions apply to the new plans.
Once records appear, the IRDAI life-insurance products register can be searched by product name, UIN, product type, launch or effective date, and insurer. The retrieved information does not confirm product-specific entries or UINs for these three plans, so use the register to verify rather than assuming a record is already available. The reported launch date and product categories are also covered in NDTV Profit’s pre-launch report and the market-announcement aggregator.
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How to compare the three products
Their reported purposes differ: New Jeevan Dhara – II is an annuity, while Health Shield and New Cancer Cover are health-related protection products. That distinction can help identify which policy category is relevant, but it is not enough to rank or recommend a plan. A meaningful comparison requires the official eligibility rules, premiums, benefit triggers and amounts, exclusions, waiting periods, payment options, and policy duration for each product. Those details have not been established in the announcement-level information available as of October 13, 2026.
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