No—Pakistan is not listed among the countries where PayPal account holders can receive and withdraw funds. That means a person in Pakistan should not treat PayPal as an available account for receiving freelance, business, or other payments. This reflects PayPal’s official country information, last updated September 10, 2026. Check PayPal’s supported countries and features for changes.
There is an important distinction: people in eligible sending countries can use PayPal’s Xoom service to send money to Pakistan. That is a transfer to a recipient in Pakistan, not a PayPal account that a Pakistan resident can use to receive client payments.
Can I receive PayPal payments in Pakistan?
No, not into a Pakistan-based PayPal account, according to PayPal’s current country and feature table. Pakistan does not appear among the countries where account holders can receive and withdraw funds. Because availability can change, check the official country table before making a decision.
This is about receiving and withdrawing through a PayPal account. It does not establish that every PayPal feature, transaction type, or service is unavailable to every person in Pakistan; the relevant point for freelancers and businesses is that Pakistan is not listed for receiving and withdrawing PayPal account funds.
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Can someone send money to Pakistan using Xoom?
Yes. Xoom offers transfers to Pakistan from selected sending countries. PayPal’s Xoom help page says customers can use Xoom to send money, reload prepaid mobile phones, and pay bills if they live in the US, Canada, the UK, and most countries of the European Economic Area. That describes where customers can send with Xoom; it does not mean Pakistan residents can open PayPal accounts.
For a specific transfer, check the Xoom Pakistan page and enter the sender’s location and transaction details. Xoom says the USD-to-PKR exchange rate is shown before the sender completes a transfer. Review the live quote and terms for that transfer rather than assuming a fixed rate, fee, delivery time, payout method, or limit.
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How to tell which service fits your payment
Start with what the transaction is meant to do. A payment from an overseas client to a freelancer is not the same as a family remittance sent through Xoom.
- Receiving client or business payments: PayPal’s country table is the relevant check for whether an account in Pakistan can receive and withdraw funds. Pakistan is not listed for that capability.
- Receiving a transfer from someone abroad: Check whether the sender’s country is eligible for Xoom and what payout method is available for the specific Pakistan transfer.
- Comparing payment or remittance providers: Compare sender-country eligibility, whether the recipient needs an account or wallet, available payout methods, the amount delivered after exchange rate and fees, and verification requirements or limits.
The available official information does not establish every Xoom corridor’s fees, limits, delivery options, or verification requirements. Confirm those details in the provider’s current terms and transaction flow.
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Has PayPal announced a Pakistan launch?
Pakistan’s July 2024 e-Commerce Policy records government engagement with PayPal and other international payment gateways. It says the Ministry of Information Technology and Telecommunication, working with the State Bank of Pakistan, would approach them about availability in Pakistan. That is evidence of policy engagement at the time—not confirmation that PayPal launched later or that a launch date was announced.
The State Bank of Pakistan’s FY26 half-year report names Payoneer, Wise, Xoom, and Skrill among services operating in Pakistan and linked to local banks or mobile wallets. The report also describes PayPal’s absence as a constraint on choice. These mentions are context, not an endorsement or a guarantee that a provider suits every user: check each service’s own eligibility, features, and terms for your intended transaction.
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