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Re:

How to Use a BCA Credit Card on MRT Jakarta

BCA Visa and Mastercard credit cards can pay for MRT Jakarta trips when Contactless Transactions is enabled in myBCA. Here’s the setup and what to check.
From TheFinanceBase Team2 min to read
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Yes. BCA says its Visa- and Mastercard-branded credit cards can pay for MRT Jakarta trips using contactless, provided Contactless Transactions is enabled. Turn it on in myBCA before you travel, then tap your card at the gates to enter and exit.

Which BCA credit cards can you use on MRT Jakarta?

BCA’s guidance covers BCA credit cards bearing a Visa or Mastercard logo. The wider MRT Jakarta contactless launch also describes support for contactless cards from other issuers; Visa says Visa credit cards from various countries can be used at MRT Jakarta stations. This is a card-network payment option, not a requirement to obtain a special MRT card.

The Jakarta provincial government announced the EMV contactless launch on 29 July 2026. It described the system as Indonesia’s first EMV contactless credit-card fare payment in public transport; that “first” claim is the government’s characterization.

How to activate contactless on a BCA credit card in myBCA

  1. Open the myBCA app and go to Settings.
  2. Choose Credit Card, then Credit Card Control.
  3. Turn on Contactless Transactions.
  4. Confirm the change with your myBCA PIN.

BCA’s MRT-specific instructions say to check that this setting is active before travelling. BCA’s general contactless help page separately notes that Visa or Mastercard contactless activation may follow a PIN transaction at an EDC terminal or ATM. For MRT Jakarta use, follow the MRT-specific myBCA toggle instructions.

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How to pay at the MRT Jakarta gates

Tap the eligible contactless credit card at the entry gate and tap out with it at your destination. The provincial government says passengers do not need to buy a special card or top up stored value for this contactless credit-card option.

MRT Jakarta averaged more than 130,000 customers per day and had served more than 197 million customers through March 2026, according to Visa’s 2026 announcement. Visa quoted MRT Jakarta President Director Tuhiyat saying the EMV option is intended in part to include visitors from outside Indonesia who are accustomed to EMV payments.

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What to check before relying on a credit card

  • Confirm the card is a BCA Visa or Mastercard and that contactless transactions are enabled.
  • Use the same card for entry and exit. The cited launch announcements describe tapping in and out, but do not specify gate matching rules or what to do after a rejected tap.
  • Check current MRT Jakarta guidance for fares, any fees, billing timing, and help with a failed tap. Those operational details are not stated in the cited launch announcements.

Sources

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