To estimate Hong Kong dollars in Singapore dollars, multiply the HKD amount by the current HKD-to-SGD exchange rate. Wise’s converter displayed 1 HKD = 0.1630 SGD and 100 HKD = 16.30 SGD when checked in 2026; rates move, so treat those figures as a dated reference rather than a quote for a future exchange.
How to convert HKD to SGD
Use this formula:
SGD estimate = HKD amount × current HKD-to-SGD rate
At Wise’s displayed rate of 0.1630 SGD per HKD, for example, 500 HKD × 0.1630 = 81.50 SGD. This is a calculation from the converter’s observed rate, not a promise of what a bank, exchange counter, or transfer service will pay. See Wise’s live HKD-to-SGD converter.
What rate should you use?
The rate above is a reference displayed by Wise, not an official fixed rate. At the time it was observed in 2026, Wise also showed the following rolling-period statistics:
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| Period shown by Wise | High | Low | Average |
|---|---|---|---|
| 30 days | 0.1632 SGD per HKD | 0.1612 SGD per HKD | 0.1625 SGD per HKD |
| 90 days | 0.1652 SGD per HKD | 0.1612 SGD per HKD | 0.1631 SGD per HKD |
These are Wise page statistics observed in 2026, not an official rate series or a forecast. The rolling periods change; check the live converter for an updated rate before using them.
The Monetary Authority of Singapore (MAS) says its displayed rates are averages of buying and selling interbank rates quoted around midday in Singapore. MAS notes that these rates could differ from those quoted by foreign-exchange dealers. They are useful as a benchmark, but a customer’s actual exchange or transfer quote may not match them. Read MAS’s explanation of its exchange rates.
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How to compare a real HKD-to-SGD transfer
For a transfer, focus on the amount the recipient will actually receive, not just the headline exchange rate. Compare the quote for the same HKD amount and payment method, and check:
- The applied exchange rate: Use the rate the provider says it will apply to your transfer, not a general converter benchmark.
- Fees: Include any separately listed transfer charge in your comparison.
- Payment method and conditions: A provider may show different costs or terms depending on how you pay.
- Recipient payout and delivery information: Check the final SGD amount and the expected delivery details shown for the transaction.
Wise’s comparison page presents an example HKD-to-SGD transfer with a rate, fee, and recipient amount. Those provider-published figures can change and are not evidence of a market-wide ranking; verify the quote and terms that apply to your own transfer. View Wise’s Singapore-dollar exchange-rate comparison.
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