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Outbyte Driver Updater FREEFix the driver behind crashes, sound loss and screen glitchesFind Drivers →Outbyte PC Repair FREEClear out junk files and repair common Windows errorsFree Scan →Yes—Figure Technology Solutions confirmed a data breach on February 13, 2026. Figure said an employee was deceived in a social-engineering attack and that attackers downloaded a limited number of files. Its later notice says personal information was obtained from databases containing loan and loan-inquiry data on January 28. Figure says it found no evidence that customer accounts or funds were accessed, but exposed identity and loan information could still enable phishing and identity theft.
A later analysis of allegedly leaked material found 967,200 unique email addresses associated with Figure customers. That is an email-address count from analyzed data, not a company-confirmed count of affected individuals.
What is Figure, and why might you have heard of it indirectly?
Figure provides technology-driven lending and financial services, including blockchain-enabled home-equity lines of credit, refinancing and crypto-backed loans. It also supplies origination, servicing, administration and technology services to partner lenders. You may therefore have a Figure relationship even if your loan, HELOC or refinancing was branded by another company. Figure’s description of its services appears in its individual breach notice: Figure notification letter.
Search old loan, refinancing, HELOC, crypto-loan and servicing emails for references to Figure or a Figure technology partner.
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What happened?
Figure said an employee was manipulated through social engineering. The attackers gained access to that employee’s account and downloaded files. Figure’s official notice says unauthorized activity involved queries of databases holding loan and loan-inquiry information. The company said it stopped the activity, engaged a cybersecurity firm and reported the incident to law enforcement.
ShinyHunters claimed responsibility and reportedly posted about 2.5 gigabytes of allegedly stolen data after Figure declined to pay a ransom. TechCrunch said it reviewed part of that material and saw names, home addresses, dates of birth and phone numbers. Those observations are not an official, exhaustive inventory of every affected record: TechCrunch’s initial report.
Incident timeline
| Date | What is documented |
|---|---|
| January 28, 2026 | Figure’s official notice identifies this as the date data containing personal information was obtained through database queries: California attorney general filing. |
| February 13, 2026 | Figure publicly confirmed the breach. ShinyHunters also reportedly claimed the attack and published allegedly stolen data: reported statement and leak coverage. |
| February 18, 2026 | Reporting on Troy Hunt’s analysis said the material contained 967,200 unique Figure-associated email addresses: follow-up analysis report. |
| February 23, 2026 | Figure’s breach appeared in California’s attorney-general breach listing: listing. |
| February 24, 2026 | An individual notification letter reproduced in a public filing is dated February 24: public copy. |
What information may be involved?
The information can vary by person. Figure’s individualized notice uses fields such as “your [data fields]” rather than stating that every recipient had every category. Notification materials list these categories as potentially involved:
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- Names, addresses, phone numbers and email addresses
- Dates of birth
- Social Security numbers
- Loan account numbers and other loan information
A Nebraska filing describing a partner notification lists those possible fields: Nebraska filing. The leaked-data review separately reported seeing names, home addresses, dates of birth and phone numbers. Your own Figure letter is the best source for the categories Figure associates with you.
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The most specific public estimate is 967,200 unique email addresses found by researcher Troy Hunt in analyzed leaked material. It suggests a far larger exposure than the phrase “limited number of files” might imply: one database export can contain hundreds of thousands of records.
That figure is not automatically 967,200 people. It could include duplicate or stale records, multiple relationships belonging to one person, partner contacts, applicants or other non-customer addresses. Figure’s cited official notice does not independently confirm that number as a nationwide count of affected individuals.
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Were customer accounts or money accessed?
Figure says it found no evidence of unauthorized access to customer accounts or funds and that operations continued uninterrupted. That statement addresses direct account or funds access; it does not eliminate the risk of later fraud using exposed personal or loan data.
Potential follow-on risks include targeted phishing, fake loan-servicing or payoff instructions, fraudulent refinancing, account-recovery attacks and identity theft.
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Was Okta breached?
ShinyHunters reportedly told TechCrunch that Figure was among organizations targeted in a campaign involving Okta single sign-on. That is an attacker claim. The confirmed public mechanism is social engineering of a Figure employee; available evidence does not establish that an Okta vulnerability or an Okta company breach caused this incident.
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What Figure says it is doing
- Stopped the unauthorized activity and enhanced security measures.
- Hired a cybersecurity firm and notified law enforcement.
- Communicated with partners and affected individuals.
- Offered complimentary credit monitoring and identity-restoration services to people who receive a notice.
Use the enrollment instructions and contact details in your mailed or emailed notice. Do not use a phone number from a social-media advertisement or an unsolicited message.
What affected borrowers should do now
- Read your official notice. Confirm which data categories Figure says may relate to you and note the deadline and activation steps for any offered service.
- Activate monitoring only through the notice. Treat requests for payment, passwords, Social Security numbers or one-time codes as suspicious.
- Freeze your credit with all three U.S. bureaus. A freeze is generally free and restricts new-credit access until you temporarily lift it. Use each bureau’s official website, reached by typing its address yourself; do not rely on links in breach emails.
- Review your credit reports and accounts. Look for unfamiliar inquiries, new loans, address changes, collection accounts and unexpected account-recovery events.
- Watch existing loans. Because the affected databases included loan and loan-inquiry information, verify any refinancing, payoff, servicing or payment-change request through a trusted statement or phone number.
- Secure email and financial accounts. Change reused passwords, use unique passwords and enable multifactor authentication, especially on email accounts used for recovery.
- Respond quickly to identity theft. Preserve notices and suspicious messages and use current federal and credit-bureau identity-theft reporting channels if unauthorized activity appears.
Legal and regulatory developments
California’s attorney-general database lists the breach, and public complaints and law-firm announcements allege inadequate security or notification practices. Those filings are allegations and procedural developments—not findings that Figure violated the law or that any lawsuit has succeeded. The California filing is available at oag.ca.gov. A publicly available complaint is here.
How to interpret the headlines
- “Limited files” describes file count, not the number of records or people.
- 967,200 is a count of unique email addresses in analyzed leaked data, not a confirmed victim total.
- Potential exposure of Social Security numbers or loan information varied by individual.
- “No evidence” of account or funds access is not a guarantee that no later identity fraud will occur.
- ShinyHunters’ Okta explanation remains unverified by Figure or Okta in the cited material.
Frequently Asked Questions
How do I know whether I was affected?
Look for a Figure notification and read its individualized list of data fields. Also check old loan, HELOC, refinancing, crypto-loan and servicing correspondence because Figure works with partner lenders.
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Is Figure’s free monitoring legitimate?
Figure says the service is for people who receive a notice. Enroll only through the contact details and instructions in that notice, not through advertisements or unsolicited messages.
Should I change my Figure password?
Change any reused password and secure the email account associated with your loan. Use unique passwords and multifactor authentication; never share one-time codes.
Is 967,200 the official number of victims?
No. It is the number of unique Figure-associated email addresses reportedly found in Troy Hunt’s analysis of leaked material. The cited official notice does not confirm that exact number of people.
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