Down Payment Resource (DPR) announced three hires on October 7, 2026: Melissa Roy as partner solutions engineer, April Espinosa as down-payment assistance programs specialist, and Jeff Smith as housing finance agency relationship manager. The company says their experience spans enterprise implementation, housing-program compliance and servicing, and mortgage-industry operations.
Who joined Down Payment Resource?
| Name | Role | Team or stated focus |
|---|---|---|
| Melissa Roy | Partner solutions engineer | Guiding enterprise partners from discovery through implementation |
| April Espinosa | Down-payment assistance programs specialist | Community Programs team |
| Jeff Smith | Housing finance agency relationship manager | HFA team |
What experience does DPR say they bring?
Melissa Roy: partner implementation
DPR says Roy will guide enterprise partners from initial discovery through implementation. The company describes her as having nearly a decade of experience across product management, sales, origination, and operations. Her listed roles include senior loan officer at Lima One Capital, mortgage product manager at United Community, and six years as a mortgage banker and office manager at Atlantic Bay Mortgage Group.
April Espinosa: community-program operations
DPR says Espinosa spent more than five years as a housing portfolio specialist for the City of Tampa. In that role, she managed compliance for a housing portfolio exceeding $100 million and oversaw mortgage servicing and regulatory reporting across single-family and multifamily programs. The company says she is HUD-certified as a housing counselor and has helped borrowers and others resolve program and servicing questions.
Jeff Smith: HFA relationships
DPR describes Smith as having more than 15 years of mortgage-industry experience, operational expertise, and previous experience working with one of the company’s lender partners. The announcement does not identify that lender.
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How do the hires relate to lenders, agencies, and assistance programs?
The three roles address different parts of DPR’s work with housing finance agencies (HFAs), lenders, and community programs. Roy’s remit is enterprise-partner implementation; Espinosa joins the Community Programs team with housing-program compliance and servicing experience; Smith joins the HFA team with mortgage-industry and lender-partner experience. DPR CEO Rob Chrane said, “Each of these hires brings real, hands-on experience with the borrowers, lenders and agencies we serve every day.”
What DPR says its platform does
DPR describes itself as an affordability-intelligence platform that supports down-payment program eligibility, decisioning, and delivery for lenders, multiple listing services (MLSs), and API users. Its October 7, 2026 announcement says the platform connects homebuyers to a national database of more than 2,700 programs. DPR also reports that its technology is used by seven of the top 25 mortgage lenders, two of the largest real-estate listing websites, and 600,000 real-estate agents. These are company-reported figures; the announcement does not name the websites or provide independent verification.
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What is confirmed about the announcement?
The available account is a company press release distributed by Send2Press and reproduced by syndication pages, including StreetInsider and CitizenWire. Those reproductions carry the same announcement rather than separate confirmation. The biographies, credentials, platform description, and adoption figures above are attributed to DPR; the announcement itself does not provide independent corroboration.
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