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Co-op cyberattack: what data was stolen, how many people were affected and what to do

Co-op confirmed that attackers copied members’ names, addresses, contact details and dates of birth—but says passwords and payment data were not taken. The “up to 20 million” figure remains an unverified attacker claim.
From TheFinanceBase Team7 min to read
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Co-op confirmed that attackers copied members’ personal data during a cyberattack in April 2025. The company says the stolen information included names, addresses, email addresses, phone numbers and dates of birth—but not member passwords, bank details, credit-card details or transaction data.

The widely reported figure of “up to 20 million people” came from the attackers and has not been confirmed as the number of victims. The immediate practical risk for affected people is targeted phishing, impersonation and other scams based on personal information that criminals may now possess.

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What happened to Co-op?

Co-op says it suffered a multi-stage cyberattack on 25 April 2025. Criminals accessed one of the group’s systems and copied data from it. Co-op restricted access to some systems quickly, which it says helped contain the incident and prevent further data access.

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The attack also caused operational disruption, affecting systems used by parts of the business, including stores and deliveries. That disruption should not be confused with the separate question of what customer data was extracted.

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The incident formed part of a wider wave of attacks affecting major UK retailers, including Marks & Spencer and Harrods. The attacks, and the information involved, were not necessarily identical. The National Cyber Security Centre’s account describes the event as part of a significant cyber threat to UK organisations.

On 2 May 2025, the Information Commissioner’s Office confirmed that it had received a report from Co-op. Co-op publicly acknowledged that attackers had copied data from one of its systems and that a significant number of current and former members were affected.

The DragonForce cybercrime group claimed responsibility in reporting about the incident. That claim should not be treated as the same thing as an independent or official technical attribution.

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What Co-op data was stolen?

Co-op’s later member FAQ gives the clearest official description. It says the extracted information included:

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  • Residential addresses
  • Email addresses
  • Telephone numbers
  • Dates of birth

Early reports referred more generally to names and contact details. The later inclusion of dates of birth is important: combined with a name, address and phone number, a date of birth can make an impersonation attempt sound much more convincing.

What Co-op says was not taken

Co-op says the affected data did not include:

  • Member passwords
  • Bank details
  • Credit-card details
  • Transaction information
  • Information about members’ or customers’ Co-op products and services

Co-op also says member passwords were not stored in the affected system. This is the company’s stated assessment of the incident; it does not amount to a guarantee that no credential anywhere in the wider attack was accessed. However, the available official information does not confirm that Co-op member passwords or payment data were stolen.

How many people were affected?

The confirmed position is that a significant number of current and former Co-op members were affected. There is no official Co-op statement in the material available here that confirms 20 million unique people as victims.

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The “up to 20 million” figure came from claims attributed to DragonForce. The attackers reportedly described a database containing records for current and former members. Initial coverage did not independently verify that maximum. TechRadar reported the 20 million claim, while BleepingComputer covered both the attackers’ claims and Co-op’s confirmation of data theft.

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Later reporting cited approximately 6.5 million Co-op members. That figure should be attributed to the reporting rather than presented as a directly confirmed number from Co-op’s FAQ.

These figures are not necessarily contradictory. A database can contain historical, duplicate, inactive or outdated records. The number of records, the number of current members, the number of former members and the number of unique people whose data was actually extracted may all be different.

The safest summary is therefore:

  • Confirmed: a significant number of current and former members were affected.
  • Reported later: approximately 6.5 million members were cited by secondary reporting.
  • Unverified attacker claim: up to 20 million people may have been represented in the database.

Are Co-op passwords or bank accounts at risk?

Co-op says passwords were not stored in the affected system and were not compromised. It also says bank details, credit-card details and transaction data were not extracted.

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That means this incident does not establish that criminals can log in to a Co-op account or directly use a stolen Co-op payment card. It would nevertheless be unwise to treat an unexpected message as genuine simply because it contains accurate personal details.

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If you reused a Co-op password on another website, change it on that other service and anywhere else it was reused. Use a different, unique password for every account, and enable multifactor authentication wherever it is available. Those steps are sensible because password reuse creates risk independently of whether the Co-op password itself was taken.

What is the main risk now?

The most credible follow-on risk is social engineering: scams designed to persuade you to reveal information, approve a payment or hand over access to an account.

Possible approaches include:

  • A fake Co-op refund, compensation or membership message
  • A request to “verify” your account or update personal details
  • A phone call claiming to be from Co-op, your bank, a delivery company or a government agency
  • A text message containing a link or QR code
  • A request for a one-time passcode, card number, password or online-banking details
  • A fraudster combining Co-op information with data from another breach

Knowing your name, address or date of birth does not give someone access to your bank account by itself. It can, however, make a fraudulent call or message appear authentic. Correct personal details are not proof that the person contacting you is genuine.

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What should Co-op members do?

  1. Be suspicious of unexpected contact. Do not assume an email, text or call is genuine because it mentions Co-op or contains information about you.
  2. Do not disclose security information. Never provide passwords, one-time codes, card details or online-banking information in response to an unsolicited contact.
  3. Avoid message links. Open the official Co-op website or app independently rather than using a link in an unexpected email or text.
  4. Change reused passwords. Replace any password reused on other services with a unique one. A password manager such as 1Password or Bitwarden can help, but buying software is not necessary for every reader.
  5. Turn on multifactor authentication. Prioritise email, banking, shopping and other accounts containing sensitive information.
  6. Check financial accounts as a precaution. Co-op says payment data was not extracted, but routine monitoring can help identify unrelated fraud quickly.
  7. Keep evidence. Save screenshots, sender addresses, telephone numbers, message content and payment information if you receive a suspicious approach.
  8. Report suspected fraud or phishing. Use the relevant official UK reporting route and contact your bank immediately if you have disclosed banking information or authorised a suspicious payment.

Co-op’s own guidance says members do not need to take specific action unless contacted directly, while advising them to remain alert to suspicious communications. There is no need to reset every password solely because of this incident if it was unique and Co-op’s account remains consistent with its published FAQ.

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Can members still use their Co-op card and app?

Co-op says membership remains active and members can continue earning and spending rewards. Its FAQ also says members can continue using their membership card and app.

The incident concerned Co-op Group systems. It should not automatically be assumed to affect members of other independent regional co-operative societies. Co-op’s FAQ says data belonging to members of other co-operative societies was not affected by this incident.

What has changed since the first reports?

  • Initial reports: It was not yet clear whether customer data had been taken.
  • 2 May 2025: Co-op confirmed that attackers had copied data from one of its systems.
  • Later official clarification: Co-op specified names, addresses, email addresses, telephone numbers and dates of birth, while excluding passwords, payment details and transactions.
  • Current published position: Co-op says it worked with the NCSC and National Crime Agency, strengthened its security and considers member passwords uncompromised because they were not stored in the affected system.

Co-op’s FAQ also says it is not offering compensation. That is the company’s current published position, not a legal determination that no individual claim or future regulatory outcome could ever arise.

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What remains unknown?

The available information does not establish:

  • The exact number of unique people whose data was extracted
  • Whether every record described by the attackers was copied
  • How many records were current, historical, duplicate or inactive
  • Whether any additional datasets were accessed beyond the categories Co-op has described
  • The final outcome of law-enforcement or regulatory work

Deleting a membership account now may be a personal choice, but it cannot guarantee that information already copied by an attacker has been erased. Similarly, identity-monitoring services may help detect some misuse but cannot prevent phishing or remove data that has already been taken. Services such as Cifas Protective Registration may be relevant to people facing heightened impersonation risk, but are not automatically necessary for every Co-op member.

The bottom line

Co-op’s data theft was real, but “up to 20 million affected” was an unverified maximum linked to an attacker claim, not a confirmed victim count. Co-op says the exposed information consisted of personal details—including dates of birth—and that passwords, bank details, card details and transaction data were not extracted. Treat unexpected contact as a potential scam, use official channels independently, change reused passwords and enable multifactor authentication.

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