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Career Planning: How to Choose or Change Careers

A useful career plan turns self-reflection into a shortlist, checks real requirements and local prospects, and advances through small tests and regular review.
From TheFinanceBase Team4 min to read

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Career planning is a practical cycle: take stock of what matters to you, explore several occupations, compare their real requirements and local prospects, then take a small step to test a direction. No assessment can identify one guaranteed “right” career. Use assessments and official career data as starting points for your own decision.

1. Take stock of what you want from work

Before searching job titles, describe the work and life you are trying to build. Consider what interests you, what you can do or want to learn, and which conditions matter most. CareerOneStop’s U.S. career guide suggests exploring interests, skills, work values, and preferred environments before narrowing options; O*NET’s tools are designed for self-directed exploration of interests, work values, and abilities.

  • Interests: Which subjects, problems, or activities hold your attention?
  • Skills and abilities: What do you do well now, and what could you develop?
  • Work values: What matters in a job, such as autonomy, stability, service, or collaboration?
  • Environment: Do you prefer working with people, information, tools, or outdoors? What pace, schedule, or setting suits you?
  • Practical constraints: How much time and money can you put into training? Where can you work, and what schedule or income do you need?

Use a career assessment, if you choose to take one, to generate questions and possible occupations—not to make the decision for you. Treat a result as a lead to verify against actual duties, entry requirements, and opportunities where you plan to work.

2. Generate several career options

Build a shortlist rather than trying to find a single perfect match immediately. Include occupations connected to your interests, existing strengths, and transferable skills. Read occupation profiles closely: a familiar title can conceal unfamiliar daily tasks or working conditions.

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For U.S. occupations, O*NET OnLine and CareerOneStop’s occupation profiles can help you explore the work. Look for descriptions of tasks, skills, work context, and preparation—not just a title that sounds appealing.

3. Check requirements and local prospects

For each option, find out what it takes to enter and what the work may offer in your intended location. The U.S. Bureau of Labor Statistics (BLS) says its Occupational Outlook Handbook helps people explore duties, education and training, pay, and employment outlook. CareerOneStop profiles also cover wages, employment, skills, and education or training.

  • Preparation: Identify required or commonly expected education, training, experience, licenses, or other occupation-specific credentials.
  • Cost and time: Estimate the full preparation path, including tuition, fees, time away from paid work, and any prerequisite experience.
  • Pay: Check wage information for the state, metro area, or other locality where you expect to work, rather than assuming a national figure applies to you.
  • Outlook: Review employment information for the relevant geography and period, and remember that projections are not a promise of a job.

These resources are U.S.-oriented. Their wage, training, and outlook details should not be applied automatically to another country. In Canada, the federal Job Bank career-planning resource offers a Canadian planning sequence and advises comparing education and training options before paying. For work across borders, check authoritative immigration and credential rules for each jurisdiction; requirements can differ.

4. Compare the tradeoffs that matter

Put your shortlist side by side. A role can be personally appealing but difficult to enter locally; another may offer a shorter training route but less of the day-to-day work you want. Comparing several factors makes those tradeoffs visible.

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What to compare Questions to ask
Daily work and setting Would the usual tasks, pace, schedule, and work environment suit you?
Personal fit Does the occupation draw on your interests, skills, abilities, and work values?
Entry path What education, training, experience, or occupation-specific requirements apply?
Preparation burden How much time and money will it take to qualify, and what alternatives are available?
Local opportunity What do current wage and employment information show for the place where you plan to work?
Future flexibility Are there advancement routes or related occupations that could make later transitions easier?

There is no universal weighting for these factors. Decide which are essential for your circumstances and which are negotiable. BLS states, “The Bureau of Labor Statistics does not provide specific career guidance or advice.” Its occupation information supports your comparison; it is not a personalized recommendation.

5. Test a direction before making a large commitment

Choose one manageable next step that provides evidence about the option or moves you toward it. For example:

  • Ask someone in the occupation for an informational conversation about their typical work and entry path.
  • Try a relevant short project, volunteer activity, or, where available, student internship. BLS notes that volunteering or student internships may provide relevant experience in some occupations.
  • Compare courses or training providers, including their requirements, total costs, and connection to the work you want.
  • Apply for an entry-level role or related position to learn what employers request.

Before paying for training, compare alternatives and check what employers in your target location actually require. A small test can reveal whether the work fits before you commit substantial time or money.

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6. Review and revise the plan

Career planning is iterative, not a one-time choice. After a conversation, project, course comparison, or application, revisit your shortlist: Did the actual work sound appealing? Are the entry requirements feasible? Has new local information changed the tradeoffs? A shift in your priorities or circumstances can justify changing direction. Keep the next step small enough to act on, and update the plan as you learn.

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